USDA Vs. FHA your options comparison in Hacienda-Heights, Los Angeles County, CA

For the year 2026, the USDA loan limit in Hacienda-Heights, situated in the county of Los Angeles, CA, is fixed at $657,900. Meanwhile, the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates currently available, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in your decision of which program in Alabama best fits your specific financial circumstances.

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Loan Limits & Downpayment Requirements for 2026 in Hacienda-Heights, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Hacienda-Heights, CA

Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting methods that lead you to matching lenders and suitable USDA loan programs.

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Explaining the USDA Loan in CA

The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA loan comes with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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