USDA Vs. FHA your options comparison in Hacienda-Heights, Los Angeles County, CA

For the year 2026, the USDA loan limit in Hacienda-Heights, situated in the county of Los Angeles, CA, is fixed at $657,900. Meanwhile, the FHA loan limit for a single-family home stands at $822,375.

Utilize the Lendersa® USDA loan calculator to contrast the top USDA vs. FHA rates currently available, and determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding in your decision of which program in Alabama best fits your specific financial circumstances.

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Loan Limits & Downpayment Requirements for 2026 in Hacienda-Heights, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Hacienda-Heights, CA

Lendersa® aims to provide you with the most favorable USDA or FHA loan quickly and effortlessly. Choose from one of three starting methods that lead you to matching lenders and suitable USDA loan programs.

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Explaining the USDA Loan in CA

The USDA home loan, supported by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is designed for rural areas. Unlike FHA loans which demand a minimum 3.5% down payment, the USDA loan comes with no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



Hacienda-Heights Lenders

  • Gonzales Property Investments
  • 3488 Camino Del Sur, Hacienda Heights, CA, 91745
  • Lends in California
  • GPI’s award-winning business professional Henry Gonzales, with proven success in competitive, rapidly changing markets. Effectively combined business development, financial services expertise and sales & marketing support to improve processes and boost revenue/profit for companies in financial services. Versatile competitive professional.

  • alternative capital lending
  • 6755 Bright Ave, Whittier, CA, 90601
  • Lends in California
  • Alternative Capital Lending (“ACL”) is a financial and professional firm specializing in commercial real estate lending services. With over 75 years of combined real estate experience, ACL is an expert when it comes to advising and structuring commercial real estate loans. We understand the changing market place

  • CBM Home Loans
  • 6737 Bright Avenue, Suite B2, Whittier, CA, 90601
  • Lends in California
  • CBM Real Estate & Home Loans is a company based on Old Fashioned Values and Principles. We are here to assist our Neighbors with Integrity, Honesty and Professionalism. We service all Homeowners and Buyers in Downey, Whittier or any of the surrounding cities such as Norwalk, Pico Rivera, Bellflower, South Gate, Santa Fe Springs.

  • Money Wise Investments, Inc.
  • 6528 Greenleaf Avenue, Suite 128, Whittier, CA, 90601
  • Lends in California
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending..from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all our lending specialists are dedicated to finding the right loan-with the best rates, terms & costs-to meet your unique needs.

  • Paragon Realty Services
  • 5427 Norwalk Blvd, Suite B, Whittier, CA, 90601
  • Lends in California
  • We are a boutique Real Estate and Mortgage Loan Company. Our focus is providing fast, honest, and professional guidance to our clients. We are committed to top tier personalized service. Whether you are looking to sell your home, purchase, refinance or are looking to be pre-approved for a loan, we are here to help make it easy for you.

  • HomeLoan123
  • 13725 Proctor Ave, Suite A, La Puente, CA, 91746
  • Lends in California
  • HomeLoan123.com, in 1994 to expand our services via the Internet and provide online mortgage services. Our goal has always been to provide the best available mortgage products and to make the mortgage process a positive and pleasant experience for you. Over the Internet, telephone or in person, we are here to serve you.

  • Winn Mortgage
  • 13300 Crossroads Parkway N, Suite 150, City Of Industry, CA, 91746
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Right Start Mortgage
  • 13191 Crossroads Parkway North, Suite 175, La Puente, CA, 91746
  • Lends in California
  • Right Start Mortgage, Inc., founded in 1989, is a full service mortgage banking firm specializing in Conventional, VA, and FHA residential mortgages. As a Fannie Mae direct lender and approved Ginnie Mae Seller/Servicer we offer the most competitive interest rates on the market today for all of your mortgage needs

  • Pacific Lending LLC
  • 4141 Inland Empire Blvd. Suite 160, Ontario, CA, 91746
  • Lends in California
  • Pacific lending mortgage lender with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Credit Union of Southern California
  • PO Box 200, Whittier, CA, 90608
  • Lends in California
  • We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.