USDA Loan Vs. FHA loan pro & con for East-Palo-Alto, San Mateo County, CA

In 2024, USDA loan limit in East-Palo-Alto, county of San Mateo, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Palo-Alto, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(631) 486-3770 https://dmnmortgage.com/ 2597 miles Lender's profile and map Reviews DMN Mortgage Corp 155 East Main Street, Suite 240, Smithtown, NY, 11787 WE started DMN Mortgage Corp. in 2006. This is a family run company that prides ourselves on helping making the mortgage process EASY! We are with you every step of the way. We work hand in hand with the best Lenders, attorneys and title companies in the business! Brett Brucaleri owner/broker at DMN Mortgage Corp.
(631) 863-3300 http://www.nfimortgage.com/ 2597 miles Lender's profile and map Reviews Nations Financial of New York Inc 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787 Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
(888) 660-3033 https://www.allislandmortgage.com/ 2597 miles Lender's profile and map Reviews All Island Mortgage & Funding Corporation 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787 All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
(917) 662-4628 https://ownitllc.com/ 2597 miles Lender's profile and map Reviews Ownit LLC 180 East Main Street, Suite 206, Smithtown, NY, 11787 Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
(866) 624-8466 https://ambitionfundingsolutions.com/ 2597 miles Lender's profile and map Reviews Ambition Funding Solutions LLC 34 E Main St, Suite 420, Smithtown, NY, 11787 "We are the financial business partner you’ve been looking for! We are committed to understanding your business and the challenges you are looking to address to secure the most beneficial financing solution specifically for you. We know you need access to working capital to ensure your business success and not all financial needs are the same.
(631) 360-0003 https://www.bestratecapital.com/ 2597 miles Lender's profile and map Reviews BEST RATE CAPITAL INC 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787 BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
(631) 434-3500 https://www.pafcu.org/ 2598 miles Lender's profile and map Reviews People's Alliance Federal Credit Union 125 Wireless Boulevard, Hauppauge, NY, 11788 Founded in 1940 as the Pan American World Airways Credit Union, PAFCU currently serves 40, 000 employees of over 400 different companies throughout the United States. At PAFCU, there are no customers—everyone is a member and owner of the credit union and receives friendly, respectful service from the staff
(631) 291-9160 https://www.liafcu.org/ 2598 miles Lender's profile and map Reviews Long Island Alliance Federal Credit Union 250 Veterans Memorial Highway, Suite 5A9, Hauppauge, NY, 11788 The Long Island Alliance Federal Credit Union has been in existence since 1938. We started out as the New York Highway Engineers Federal Credit Union and in the early sixties expanded our field of membership to include all New York State Employees who live and work on Long Island.
(631) 382-7310 http://www.lighthousemortgagecorp.com/ 2598 miles Lender's profile and map Reviews Lighthouse Mortgage Corporation 527 Townline Road, Suite 305, Hauppauge, NY, 11788 Lighthouse Mortgage Founder/President. Brokered in excess of $600 million in real estate loans, commercial and residential. Hired and trained a staff of 20 sales people and 5 support staff. Developed program to expedite loan process from initial borrower contact through appraisal, underwriting and closing ensuring quick turnaround time.
(631) 851-1100 https://www.islandfcu.org/ 2598 miles Lender's profile and map Reviews Island Federal Credit Union 120 Motor Parkway, Hauppauge, NY, 11788 Island Federal Credit Union, headquartered in Hauppauge, N.Y., is a not-for-profit, full-service financial institution, providing affordable banking products and services to Long Islanders. Founded in 1955, Island has grown to be among the top-performing credit unions in New York State with over $1 billion in assets, serving more than 45, 000
(631) 273-1188 https://www.evomtg.com/ 2598 miles Lender's profile and map Reviews Evolution Mortgage Inc 140 Adams Avenue, Suite A5, Hauppauge, NY, 11788 Our team is local to Long Island, and as CPA’s we make sure we get you the loan product that makes the most financial sense for you. We curate a process that is tailored to you and explain where every cent of your money goes because we always do the right thing by our clients. Take advantage of our historically low rates, refinance.