As of 2025, the USDA loan limit for East-Palo-Alto in the county of San Mateo, CA, is $657,900. The FHA limit for a single-family house is $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare the most competitive rates between USDA and FHA loans today. This will help you establish the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the ideal program for your financial needs in areas such as Alabama.
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| Loan Type | Loan Limit | Down Payment |
|---|---|---|
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® endeavors to secure the most advantageous USDA or FHA loan swiftly and without complications. You can start from one of three pathways that match you with lenders and USDA loan programs.
The USDA home loan, overseen by the U.S. Department of Agriculture, is a rural development loan also referred to as a USDA mortgage. It is exclusively available in rural communities. Unlike FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage does not demand any initial down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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