USDA Loan Vs. FHA loan for Wilton, CA [Sacramento County Rates 2023]

In 2025, USDA loan limit in Wilton, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wilton, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 302-3905 876 miles Lender's profile and map Reviews Symple Home Loans LLC 11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504 "Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention. We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more. Having built our business on trusting relationships with real estate professionals"
(303) 772-9469 876 miles Lender's profile and map Reviews Matson Mortgage Services LLC 1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504 I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
(720) 494-2740 876 miles Lender's profile and map Reviews Centennial Lending 11281 Business Park Cir, Longmont, CO, 80504 Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
(720) 616-4000 876 miles Lender's profile and map Reviews Fortis Private Bank 1550 17th Street, Suite 203, Denver, CO, 80202 Our people at Fortis enjoy being empowered with the ability to make a tangible impact in a progressive and less bureaucratic work culture. We strongly believe in hiring people greater than ourselves. We recognize, reward, and develop those individuals who make an outsized impact to the business.
(303) 291-3700 876 miles Lender's profile and map Reviews Bankers’ Bank of the West 1099 18th Street, Suite 2700, Denver, CO, 80202 Bankers’ Bank of the West provides high-quality products and services as well as deep industry expertise to more than 300 community bank clients in the western states and Great Plains region. Our primary service area includes Arizona, Colorado, Idaho, Iowa, Montana, Nebraska, New Mexico, Nevada, South Dakota, Utah, and Wyoming.
(303) 534-4448 876 miles Lender's profile and map Reviews White Crown Federal Credit Union 2001 Lincoln St, Suite 100, Denver, CO, 80202 White Crown is committed to providing our members with the variety of financial products and services they need, accompanied by the highest level of service they want. The White Crown team goes above and beyond to understand each members’ situation and works alongside them to become their trusted financial partner for life.
(720) 999-9839 876 miles Lender's profile and map Reviews Strive Mortgage Team 1800 Wazee St, Floor 3, Denver, CO, 80202 Finding your next home is an exciting time in your life. We believe that the financial side of that process should be very predictable and without any surprises. We've been helping families finance their homes for more than 30 years combined and every single client we have ever told they could purchase a home has had a successful outcome.
(888) 827-5564 876 miles Lender's profile and map Reviews First National 1870 1400 16th St, Suite 250, Denver, CO, 80202 First National 1870, a division of Sunflower Bank, N.A. offers a full range of financial products that create possibility in the lives we touch and communities we serve. We are proud of our longevity and the long-term relationships it represents. Sunflower Bank was founded in 1892. We operate as First National 1870 in Albuquerque,
(888) 256-6067 876 miles Lender's profile and map Reviews Maxwell Financial 518 17th St, Suite 950, Denver, CO, 80202 We built Maxwell to change the game for small and midsize mortgage lenders — whether you originate $300M or $3B. Today our digital mortgage platform powers hundreds of mortgage lending institutions nationwide, from non-depository mortgage banks, to credit unions, to brokers, to community banks.
(888) 839-5639 876 miles Lender's profile and map Reviews American Premier Mortgage 1312 17th Street, Suite 146, Denver, CO, 80202 At American Premier Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(720) 390-6400 876 miles Lender's profile and map Reviews The Socha Lending Group 1800 Glenarm Place, Suite 101, Denver, CO, 80202 With over 16 years in the mortgage business, The Socha Lending Group offers an array of different product option that you might not be able to find anywhere else. We take a consultative approach to find you the best mortgage product to fit your situation. Licensed in seven states - contact us for more information.