USDA Vs. FHA Pro and Con comparison in Wilton, Sacramento County, CA
In 2025, the USDA loan limit in Wilton, within Sacramento county of CA, is $540,000, whereas the FHA limit for a single-family home is $763,600.
Use the Lendersa® USDA loan calculator to compare today's leading rates for USDA versus FHA loans. It helps you determine the income, credit score, reserves, and papers needed for qualification. Our cutting-edge mortgage calculator allows for a direct comparison of USDA, FHA, Conforming, and VA loans. This feature facilitates informed decisions about the best program available in Alabama for your financial scenario.
2025 Loan Limits and Downpayment Requirements in Wilton, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Alternatives in Wilton, CA
The aim of Lendersa® is to quickly and effortlessly secure you the most favorable USDA or FHA loan. Choose from three starting options that help match lenders with appropriate USDA loan programs.
Known as USDA rural development loans or USDA mortgages, these home loans are government-guaranteed through the Department of Agriculture and are exclusively available in rural regions. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans require no down payment, making them more accessible.
555 University Avenue, Suite 210, Sacramento, CA, 95825
At Home and Commercial Loan Company. We are a full-service mortgage company, serving both the home and commercial sides of lending. We are a nationwide lender that can service loans throughout the fifty states. In terms of Purchase Loan programs, We offer a wide range of refinancing options,
1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.
PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.
Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.
2335 American River Drive, Suite 40, Sacramento, CA, 95825
Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation
Carlile Realty & Lending is a boutique brokerage in Sacramento providing expertise in transaction negotiation and management from beginning to end. Carlile Realty & Lending is Your Key to Home!
SERVICES INCLUDE:
California Real Estate
Lending/Mortgages
Hard Money Lending
Appraisals
Land Development
Flips
and more
Twin Rivers Capital is in the relationship business and that our client base is looking for first class personalized service. Twin Rivers Capital prides itself in our exemplary staff that allows us to be available, responsive and easy to work with. Twin Rivers Capital is a premier private hard money lender chosen for consistent performance, reliabl
"Sierra Commercial Capital is a financing company that provides smart business solutions and consulting to various kind of businesses no matter the size, industry or the state of their finances.
Sierra Commercial Capital is your one stop alternative for financing solutions for your business loan"
The Sunrise Vista Mortgage Team is your premier mortgage team located in Sacramento, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage and also While offering the full spectrum of all CONVENTIONAL residential loan products, GOVER
"CAPITAL FIVE FINANCE is a leader in providing financing for both commercial and residential real estate, as well as business opportunities.
We finance small to large businesses and residences, and have a broad portfolio of financial products to fulfill almost any capital need for our borrowers."
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
