USDA Loan Vs. FHA loan for Wilton, CA [Sacramento County Rates 2023]

In 2025, USDA loan limit in Wilton, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wilton, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

602 206 0477 638 miles Lender's profile and map Reviews Andersen Capital Partners 1772 E Boston St, Suite 101, Gilbert, AZ, 85295 Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
(206) 515-2004 638 miles Lender's profile and map Reviews First Sound Bank 925 Fourth Avenue, Suite 2350, Seattle, WA, 98104 First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.
(206) 962-3820 638 miles Lender's profile and map Reviews Hearthstone Funding, LLC 113 Cherry Street, Suite 84054, Seattle, WA, 98104 Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
(866) 818-9192 638 miles Lender's profile and map Reviews Lenders Portal Direct 801 Second Ave, Seattle, WA, 98104 Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
(206) 622-3000 638 miles Lender's profile and map Reviews Assets America, Inc. 800 5th Ave, Suite 101, Seattle, WA, 98104 Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
(206) 251-0818 638 miles Lender's profile and map Reviews Seattle’s Mortgage Broker 506 2nd Ave, Suite 1400, Seattle, WA, 98104 At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
(844) 556-8992 638 miles Lender's profile and map Reviews Assurance IQ, LLC 920 5th Avenue, Suite 3600, Seattle, WA, 98104 Our mission is to protect and improve the personal and financial health of all consumers. We meet consumers wherever they are in life with custom tailored solutions just for them. We empower them to take actions that improve their life and protect the things they care about. We provide a unique experience for every consumer.
253 508 3217 639 miles Lender's profile and map Reviews Empire Financial Services, LLC 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138 Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side. We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
(800) 455-5547 639 miles Lender's profile and map Reviews Centralbanc Mortgage 2800 156th Ave SE, Bellevue, WA, 98007 Heritage Bank was founded in 1927 with the belief that when banks and neighbors work together, great communities grow stronger. Heritage has remained true to this vision—and close to our roots—offering financial solutions that put our customers and local businesses first. Perhaps that's why our company has grown from a single location
(253) 534-7747 639 miles Lender's profile and map Reviews Procura Mortgage Company 3181 156th Ave SE, Suite B, Bellevue, WA, 98007 Procura Mortgage Company strives to exceed the expectations of borrowers by always following our core values of service and convenience. We are committed to helping you achieve the goal of homeownership by providing clear and concise communication.values of service and convenience.
(425) 823-7971 639 miles Lender's profile and map Reviews Evergreen Northwest Lending Company 15015 Main Street, Suite 205A, Bellevue, WA, 98007 We offer low mortgage rates available along with a convenient online loan application process supported by an experienced team. Evergreen Northwest Lending Co is passionate about solutions before the need arises! Our entire team is devoted to our commitment of providing only exceptional service, from our sales team, to our operations professionals.