USDA Loan Vs. FHA loan pro & con for Denair, Stanislaus County, CA

In 2025, USDA loan limit in Denair, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Denair, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 585-3800 752 miles Lender's profile and map Reviews First Security Bank 208 East Main St, Bozeman, MT, 59715 First Security Bank is the community bank choice for southwest and central Montanans. Since the first branch opened over 95 years ago on Bozeman's Main Street, First Security has grown to be the market leader and offers the most branch and ATM locations in the area. The bank donates and supports employee volunteerism to over 250
(208) 660-3190 756 miles Lender's profile and map Reviews Old Republic Mortgage 301 N. Union, Suite B, Newport, WA, 99156 Old Republic Mortgage help you obtain and guide you to your goal of homeownership. Old Republic Mortgage is driven by our core values of Respect, Transparency, and Scrappiness. Our game changing loan programs and specialty products create homeownership opportunities in the communities we serve.
(406) 222-1750 758 miles Lender's profile and map Reviews Sky Federal Credit Union 111 North B Street, Livingston, MT, 59047 Sky Federal Credit Union is a full-service community chartered, not-for-profit financial cooperative. Our charter allows us to serve anyone who lives, works or worships in the rural district of Beaverhead, Broadwater, Carbon, Cascade, Deer Lodge, Gallatin, Golden Valley, Granite, Jefferson, Lake, Lewis and Clark, Madison, Meagher, Mineral, Missoula
(406) 442-8870 759 miles Lender's profile and map Reviews Ascent Bank 2037 N Last Chance Gulch, Helena, MT, 59601 In 1970, Paul Caruso, Sr. moved to Helena and established Ascent Bank, formerly First Security Bank of Helena. Paul believed that being a family owned and managed bank meant truly supporting the community and creating a culture that saw every customer as having unique needs. Paul and the entire staff saw finding solutions.
(406) 495-2526 759 miles Lender's profile and map Reviews Valley Bank of Helena 3030 North Montana Ave., Helena, MT, 59601 Valley Bank proudly serves the Helena Valley and surrounding areas, helping businesses and individuals achieve their financial goals every day. We are a division of Glacier Bank, which is owned by Glacier Bancorp, Inc. (GBCI), a regional bank holding company headquartered in Kalispell, Montana.
(406) 442-3080 759 miles Lender's profile and map Reviews Opportunity Bank of Montana 1400 Prospect Ave, Helena, MT, 59601 At our heart we are a Montana community bank. We are part of each community we serve. We volunteer, donate, build, educate, and strive to make our communities stronger. Our mission is to provide strong financial futures for Montanans. Opportunity Bank of Montana opened our doors in Helena, Montana in 1922.
(406) 442-1421 759 miles Lender's profile and map Reviews Vocal Credit Union 2910 Prospect Ave, Helena, MT, 59601 Vocal Credit Union is an established financial institution whose operating principles are guided by our members. Since 1954, we have developed strong relationships with our membership and feel confident offering the full strength of our services to members at all stages of their lives. Our experienced and knowledgeable staff tailor.
(800) 343-5362 759 miles Lender's profile and map Reviews Intrepid Credit Union 915 Kessler St., Helena, MT, 59601 Intrepid Credit Union offers its members the latest in technology as well as a full menu of products — from all types of loans (including mortgage) to 24-hour account information by phone or internet, bill pay, free rewards checking, various savings accounts for all ages, as well as IRAs, Share Certificates, & Mastercard credit cards & debit cards.
(970) 300-2115 760 miles Lender's profile and map Reviews Hamlet Financial Corporation 1445 Red Butte Drive, Aspen, CO, 81611 At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes
(406) 388-4011 763 miles Lender's profile and map Reviews Thelen Mortgage 11 West Main St, Suite 220, Belgrade, MT, 59714 Since 2001 we have established great relationships with many reputable Wholesale Lenders. This allows us the ability find you the best loan product and rate available in the market. It is important for us to understand more about your specific needs to ensure you receive the best possible service and accurate rate quote.
(360) 757-1898 763 miles Lender's profile and map Reviews Hometown Mortgage Corporation 275 W Rio Vista Ave, Suite 4, Burlington, WA, 98233 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.