USDA Loan Vs. FHA loan pro & con for Denair, Stanislaus County, CA

In 2025, USDA loan limit in Denair, county of Stanislaus, CA is $412,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Denair, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(719) 599-5086 868 miles Lender's profile and map Reviews Springs Lending LLC 7513 Banner Court, Colorado Springs, CO, 80920 We’ve simplified the mortgage process and paired it with a level of service you expect from an elite broker. Passionate about educating our clients and earning our commission. Let’s talk about your goals, and how we can help accomplish them. It costs nothing to find out what we can do for you, and takes only a few min on the phone.
(719) 590-6075 868 miles Lender's profile and map Reviews Countryside Lending Inc 1155 Kelly Johnson Blvd, Suite 111, Colorado Springs, CO, 80920 We have the knowledge and ability to help you achieve your goals. Whether you’re Purchasing your first home, investment property, or Refinancing your existing home, it can become complex very quickly unless you have the right team of professionals behind you. We offer you the tools and information needed to make an educated decision.
(719) 260-7777 868 miles Lender's profile and map Reviews PenTrust Mortgage Group 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920 At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.
(719) 331-1495 868 miles Lender's profile and map Reviews A Plus Mortgage, LLC 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920 This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience
(307) 655-2291 868 miles Lender's profile and map Reviews Cowboy State Bank 515 Dayton Street, Ranchester, WY, 82839 Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
(575) 624-5200 868 miles Lender's profile and map Reviews Pioneer Bank 705 East University Avenue, Suite A, Las Cruces, NM, 88001 Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
(575) 647-4100 868 miles Lender's profile and map Reviews Citizens Bank of Las Cruces 505 S. Main Street, Las Cruces, NM, 88001 Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.
(575) 647-4500 868 miles Lender's profile and map Reviews White Sands Federal Credit Union 2755 North Main Street, Las Cruces, NM, 88001 White Sands Federal Credit Union is a member-owned, not for profit financial cooperative committed to the financial well-being of its members. White Sands Federal Credit Union was chartered in 1952 and has offices in El Paso, Texas, Las Cruces, Truth or Consequences and White Sands Missile Range, New Mexico.
(719) 297-3700 868 miles Lender's profile and map Reviews United Home Mortgage Network Inc 3650 Rebecca Lane, Colorado Springs, CO, 80917 Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
(219) 310-9402 868 miles Lender's profile and map Reviews Cabaka Mortgage 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917 Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
(303) 818-0699 869 miles Lender's profile and map Reviews Colorado Mortgage Guy 12413 S Arcaro Creek Ct, Parker, CO, 80134 Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.