FHA Vs. USDA loan program for Long-Beach, Los Angeles County, California

In 2026, the USDA loan cap in Long-Beach, Los Angeles county, CA is $657,900. Comparatively, the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the top current USDA and FHA rates. This tool will help you discern the required income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in determining the best fit for your financial needs in Alabama.

Exploring USDA and FHA Loan Choices in Long-Beach, CA

Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without complications. Begin with any of our three options to connect with lenders and USDA loan schemes.

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Understanding USDA Loans in CA

The USDA mortgage, backed by the U.S. Department of Agriculture and also called a USDA rural development loan, is tailored for rural areas. This distinguishes it from FHA loans, which require at least a 3.5% down payment, while USDA loans require none at all.

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(888) 445-5007 Lender's profile and map Reviews Desert State Mortgage, LLC 2200 E Williams Field Road, Suite 200, Gilbert, AZ, 85295 Desert State Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Arizona. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
(480) 459-4500 Lender's profile and map Reviews Barrett Financial Group, LLC 2314 S. Val Vista Dr, Suite 201, Gilbert, AZ, 85295 At Barrett Financial, our mission is to guide customers through the mortgage loan process. We personalize each customer’s experience to ensure their needs are met and they understand the process. We empower our team members to achieve our mission with the company slogan, “Make it happen.”
602 206 0477 Lender's profile and map Reviews Andersen Capital Partners 1772 E Boston St, Suite 101, Gilbert, AZ, 85295 Andersen Capital Partners is a privately-held investment firm with a portfolio consisting primarily of real estate-related assets, including secured loans, agricultural and raw land, and leased commercial properties. Over time, the proceeds from these investments funded other land purchases and small development projects in Arizona.
(866) 200-8480 Lender's profile and map Reviews Washington Financial 5960 S. Land Park, Suite 1009, Sacramento, CA, 95822 Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
(916) 476-6507 Lender's profile and map Reviews Green Haven Capital 5890 S LAND PARK DRIVE, Sacramento, CA, 95822 Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
(916) 802-0901 Lender's profile and map Reviews Floyd Eugene Luman II 4520 61st Street, Sacramento, CA, 95820 I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
9169052500 Lender's profile and map Reviews Tri Valley Home Loans LLC 2014 Ritchie St, Folsom, CA, 95630 "At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur
(866) 330-6414 Lender's profile and map Reviews California Lending Source 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630 California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.
(916) 364-1700 Lender's profile and map Reviews Heritage Community Credit Union 707 E Bidwell St, California, CA, 95630 Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.
(916) 214-0326 Lender's profile and map Reviews United Financial 718 Sutter Street, Suite 100, Folsom, CA, 95630 United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.
(916) 260-5888 Lender's profile and map Reviews The Mortgage Company 1839 Iron Point Road, Suite 100, Folsom, CA, 95630 At The Mortgage Company, while our process is automated and digital - our guidance is personal and unique to your financial situation. We bring a wealth of mortgage experience to every purchase and refinance loan, and our clients have all their questions answered up front and throughout the loan process.
(916) 358-9130 Lender's profile and map Reviews CARE Finance Group 187 Blue Ravine Rd, Suite 130, Folsom, CA, 95630 At CARE Finance Group, we take an education first approach with our clients. We focus on their individual needs and goals to recommend the best programs for their situation. We want our clients to feel like they know what’s happening, what they’re getting into, and feel comfortable throughout the process.