USDA and FHA Pro and Con in Long-Beach, Los Angeles County, CA

In 2025, the USDA loan cap in Long-Beach, Los Angeles county, CA is $657,900. Comparatively, the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the top current USDA and FHA rates. This tool will help you discern the required income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in determining the best fit for your financial needs in Alabama.

View loan offers from over 100 lenders

2025 Loan Caps and Down Payments in Long-Beach, Los Angeles, CA

Type of Loan Loan Cap Initial Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Choices in Long-Beach, CA

Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without complications. Begin with any of our three options to connect with lenders and USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA mortgage, backed by the U.S. Department of Agriculture and also called a USDA rural development loan, is tailored for rural areas. This distinguishes it from FHA loans, which require at least a 3.5% down payment, while USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Hindman
  • 1362 Hindman Bypass, Hindman, KY, 41822
  • The Bank of Hindman opened for business in Hindman, Kentucky on October 3, 1903. The Bank of Hindman remained open during the Great Depression and has grown to become a $150 million financial institution. The Bank of Hindman remains locally owned and committed to serving the needs of our community.
  • MilMar Financial LLC
  • 6535 Rochester Road, Suite 104, Troy, MI, 48085
  • MilMar Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • First Service Federal Credit Union
  • 100 Main St, Groveport, OH, 43125
  • "First Service has mortgage loans with a variety of rates and terms. We can even pre-approve you for a loan. Your shopping experience will be more enjoyable knowing that the home you select will fit your budget New Purchase Low Fixed Rates Variable Rates Conventional Mortgages FHA • VA First Time Buyers Refinance Cash Out"
  • FSU Credit Union
  • 2520 N Monroe St, Tallahassee, FL, 32303
  • FSU Credit Union our members' financial well-being" is what we do every day. As a secure, not-for-profit financial cooperative, our true value comes from returning proceeds back to our member-owners in the form of competitive products and services. You'll also discover a customer-service experience that puts its members.
  • Florida First Capital Finance
  • 1351 N. Gadsden Street, Tallahassee, FL, 32303
  • Florida First Capital is Florida's original statewide certified development company promoting economic development and job creation. Under the SBA 504 Loan Program, Florida First Capital works with private-sector lenders to provide eligible small business owners in Florida and Alabama and Georgia.
  • Tribute Home Lending LLC
  • 615 Wilcox St, Rochester, MI, 48307
  • At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings. We have flexible hours, which means you can communicate with us outside of the normal business ho
  • Great Lakes Mortgage Services Inc
  • 950 W Avon Rd, Suite 3, Rochester, MI, 48307
  • At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.
  • McLellan Financial Mortgage
  • 714 North Main, Suite 101, Rochester, MI, 48307
  • McLellan Financial Mortgage opened its doors in 2000. Over the course of more than 20 years, our team has helped hundreds of people secure their first home equity mortgage loans, refinance their current home equity mortgage loans, or secure commercial mortgage loans. With the most personal service available.
  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.
  • Advantage Lending Corp.
  • 804 N Main St, Suite 1A, Rochester, MI, 48307
  • Advantage Lending Corp is a Michigan based mortgage broker located in Rochester. We love helping people buy and refinance homes all the while offering interest rates that are lower than the national average and client service that exceeds expectations. people buy and refinance homes .
  • American Pride Bank
  • 4740 Log Cabin Drive, Macon, GA, 31204
  • The American Pride Bank location of American Pride Bank was established Dec 12, 2007 (14 years and 5 months ago). They are one of 4 branch locations operated by American Pride Bank. For ATM locations, drive-thru hours, deposit info, and more information consider visiting their online banking site at: www.americanpridebank.com APB is a communit