USDA Loan Vs. FHA loan for Long-Beach, CA [Los Angeles County ]

In 2026, the USDA loan cap in Long-Beach, Los Angeles county, CA is $657,900. Comparatively, the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the top current USDA and FHA rates. This tool will help you discern the required income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in determining the best fit for your financial needs in Alabama.

Exploring USDA and FHA Loan Choices in Long-Beach, CA

Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without complications. Begin with any of our three options to connect with lenders and USDA loan schemes.

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Understanding USDA Loans in CA

The USDA mortgage, backed by the U.S. Department of Agriculture and also called a USDA rural development loan, is tailored for rural areas. This distinguishes it from FHA loans, which require at least a 3.5% down payment, while USDA loans require none at all.

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(703) 934-8300 Lender's profile and map Reviews Congressional Federal Credit Union 10461 White Granite Drive, Oakton, VA, 22124 Congressional Federal was established in 1953 as Congressional Employees Federal Credit Union. Our first branch looked nothing like the modern facilities our members enjoy today. In fact, we were located in the Folding Room in the basement of the Longworth Building, essentially operating out of a desk drawer.
(703) 319-2198 Lender's profile and map Reviews Jefferson Mortgage Group LLC 2536 Leeds Road, Oakton, VA, 22124 We offer specialized residential mortgages in Virginia, Maryland, DC and Pennsylvania to help prospective borrowers and existing homeowners with broader financing solutions. Our programs focus in the Alternative A and Non QM loan categories to provide borrowers more financing choices and expanded loan eligibility by credit score.
(703) 680-1143 Lender's profile and map Reviews PWC Employees Credit Union 12715 Ridgefield Village Drive, Suite 101, Woodbridge, VA, 22193 PWC Employees Credit Union is a member-owned, not-for-profit, financial cooperative dedicated to serving our members. The PWC Employees Credit Union is proud to have served Prince William County government employees and their families for more than forty years. The Credit Union was chartered in 1971.
(703) 537-5101 Lender's profile and map Reviews Oakview Capital 9911 Mill Run Drive, Great Falls, VA, 22066 Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.
(804) 233-8872 Lender's profile and map Reviews Richmond Heritage Federal Credit Union 50 West Commerce Road, Richmond, VA, 23224 Richmond Heritage Federal Credit Union was founded as a “self-help” not-for-profit organization during the Great Depression in 1936 by ten educators. They recognized the need for access to economic resources not offered to African-Americans by traditional financial institutions at that time.
(804) 359-8754 Lender's profile and map Reviews RVA Financial Credit Union 1700 Robin Hood Road, Richmond, VA, 23220 RVA Financial was organized on August 23, 1950 as the Richmond, Virginia Municipal Federal Credit Union to provide financial services to employees of the City of Richmond. The National Credit Union Administration approved the charter the following month, and the first membership meeting was held on September 14, 1950.
(804) 354-0673 Lender's profile and map Reviews Richmond Virginia Fire Police Credit Union 900 Hermitage Road, Richmond, VA, 23220 The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.
(804) 355-9684 Lender's profile and map Reviews Credit Union of Richmond 1601 Ownby Lane, Richmond, VA, 23220 Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.
(804) 354-5363 Lender's profile and map Reviews Liberty Mortgage Corporation 2501 Monument Ave, Richmond, VA, 23220 Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.
(804) 274-1200 Lender's profile and map Reviews Call Federal Credit Union 4605 Commerce Road, Richmond, VA, 23234 Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
(301) 279-1964 Lender's profile and map Reviews SkyPoint Federal Credit Union 19785 Crystal Rock Drive, Suite 201, Germantown, MD, 20874 SkyPoint Federal Credit Union is one of the premier financial institutions serving Montgomery County, Md.; Frederick County, Md.; Arlington County, Va.; Alexandria and Falls Church, Va.; and the District of Columbia. SkyPoint FCU strives to offer its members a wide array of financial services.
(301) 944-1800 Lender's profile and map Reviews Mid Atlantic Federal Credit Union 12820 Wisteria Dr, Germantown, MD, 20874 Mid-Atlantic Federal Credit Union (MAFCU) is a not-for-profit institution managed for the sole benefit of its members, and offers many financial services at better rates and fees. Profits are returned to MAFCU members in the form of higher savings rates, lower loan rates, and lower fees. Membership is open to anyone who lives, works, worships.