FHA Vs. USDA loan program for Long-Beach, Los Angeles County, California

In 2025, the USDA loan cap in Long-Beach, Los Angeles county, CA is $657,900. Comparatively, the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate and contrast the top current USDA and FHA rates. This tool will help you discern the required income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs to assist you in determining the best fit for your financial needs in Alabama.

Exploring USDA and FHA Loan Choices in Long-Beach, CA

Lendersa® is committed to securing you the best USDA or FHA loan swiftly and without complications. Begin with any of our three options to connect with lenders and USDA loan schemes.

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Understanding USDA Loans in CA

The USDA mortgage, backed by the U.S. Department of Agriculture and also called a USDA rural development loan, is tailored for rural areas. This distinguishes it from FHA loans, which require at least a 3.5% down payment, while USDA loans require none at all.

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(310) 504-1577 Lender's profile and map Reviews Henry Munoz Real Estate Loans 2430 Torrance Blvd, Suite F, Torrance, CA, 90501 Henry Munoz was raised in the Los Angeles County area known as the South Bay.He grew up in Lomita, CA. Served 6 years in the United States Army and also California National Guard as a Medic.Henry attended the Academy of Health Sciences at Ft Sam Houston TX. Henry Munoz is Licensed as a Real Estate Broker by the California Department of Real Estate.
(833) 779-6748 Lender's profile and map Reviews Pryority Lending Group 1635 Crenshaw Blvd, Torrance, CA, 90501 Stop scams, fraud and unethical business practices targeted at all consumers, especially older adults, via our social platforms and our network of vetted professionals and businesses. We want to ensure consumers also have a reliable, nationwide network of vetted businesses and professionals who they can rely on and purchase from with confidence.
(310) 783-0023 Lender's profile and map Reviews C & E Capital 2370 Crenshaw Boulevard, Suite M, Torrance, CA, 90501 C & E CAPITAL is a full service Wholesale Mortgage Lender for Commercial, Residential financing. We specialize in Purchases, Refinance, Reverse Mortgages and VA LOANS. Our objective is to help you achieve your goal and choosing the right mortgage for you and your family. Our friendly, experienced team will help you navigate any market.
(310) 339-1056 Lender's profile and map Reviews Trec Lending Inc 21171 South Western Avenue, Suite 2824, Torrance, CA, 90501 Trec Lending Inc founder of the Raymond A. Bennett specialize in representing clients in the purchase and sale of single-family residences and income property within Carson also Focused on FHA financing which includes First Time Buyer Programs, Reverse Mortgage for seniors, & VA Loans
(310) 721-4858 Lender's profile and map Reviews D.Reams And Company 1308 Sartori Avenue, Suite 105, Torrance, CA, 90501 Providing superior real estate services to hundreds of South Bay and Southern California families and investors. Specialization includes Torrance, Redondo Beach, the Palos Verdes Peninsula, the Beach cities and the surrounding communities of Lomita, Gardena, Carson and unincorporated areas of Los Angeles county.
(310) 400-5821 Lender's profile and map Reviews Crown Realty and Financial Corporation 2020 Del Amo Boulevard, Suite 105, Torrance, CA, 90501 Our vision focuses on educating clients through a wide range services. Additionally, the integrated components of Crown Companies have made our team uniquely prepared to service clients in a variety of important financial areas – real estate, financial services and asset management.
(310) 787-7200 Lender's profile and map Reviews 111 Capital, Inc. 1820 West Carson Street, Suite 204, Torrance, CA, 90501 111 Capital, Inc. has been the cornerstone of real estate investment support businesses in the United States. After that, events such as the Lehman Brothers and the sub-prime mortgage loan crisis caused a period of turmoil, and since 2011 we have been working in earnest in the crowdfunding industry, which is a service to match borrowers & lenders.
(562) 400-6767 Lender's profile and map Reviews 908 Mortgage 6216 E Pacific Coast Hwy, Suite 242, Long Beach, CA, 90803 908 Mortgage are looking to recruiting experienced Loan Officers who are tired of the Direct Lender, Corporate scene. We can move Fast! From Loan App to funding in 10 days. Direct lenders have overhead: Corporate, Managers, Staffing, HR, etc. These costs are passed on to the borrower. They cannot compete with our rates.
(562) 987-3205 Lender's profile and map Reviews American West Mortgage 55318 E 2nd St, Suite 584, Long Beach, CA, 90803 American West Mortgage since in 1991 and this company president of the Roger Hinkle American West Mortgage Mortgage Banking and Broker of home loans. We make home loans primarily in California. Conventional, FHA, Jumbo. Fixed and Adjustable rate loans. Both Residential and Commercial properties.
(562) 439-3344 Lender's profile and map Reviews Woody Financial Realty Corp. 5580 E. Second Street Suite 211, Long Beach, CA, 90803 Woody Financial Realty Corporation is a member of the Pacific West Association of Realtors, the Southern Regional Multiple Listing Service and the California Mortgage Association. The Company markets aggressively in large Broker network marketing sessions and in Real Estate publications.
(310) 834-6411 Lender's profile and map Reviews ILWU Credit Union PO Box 7629, Long Beach, CA, 90807 ILWU Credit Union was founded in 1954 by Local 13 members Benny McDonald, Pete Moore, and Tony Arriaga. The Credit Union was founded as a financial cooperative to provide a place for longshoremen to cash their paychecks, save, and borrow money at reasonable loan rates. The Credit Union operated out of a small building next to the Local 13 Union.
(424) 644-4633 Lender's profile and map Reviews Carina Slepian 626 Avery Place, Los Angeles, CA, 90807 "Carina is as an expert negotiator and strategic thinker, who has served real estate clients since 2005. Behind her success in real estate, she also has: Hundreds of successfully closed transactions; both listing and buying 20 years of corporate experience Solid project management skills as a PMP.