USDA Vs. FHA your options comparison in West-Whittier-Los-Nietos, Los Angeles County, CA

For 2026, the USDA loan limit in West-Whittier-Los-Nietos, within Los Angeles county, CA, is $657,900, whereas the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA rates. This tool helps you identify what income, credit score, reserves, and documents are required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your specific financial needs, particularly in Alabama.

Examine loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Whittier-Los-Nietos, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in West-Whittier-Los-Nietos, CA

The purpose of Lendersa® is to help you quickly and smoothly secure the best USDA or FHA loan available. Start with one of three initial strategies to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Silverline Lending
  • 39500 Orchard Hill Place, Suite 300, Novi, MI, 48375
  • Silverline Lending is an equal housing lender and we specialize in brokering residential mortgages throughout the great state of Michigan (MI). We provide all the services offered by big banks without the red tape and high pricing. We see the best in you and deliver the best for you.
  • Pathway Mortgage
  • 39555 Orchard Hill Place, Suite 600, Novi, MI, 48375
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Advisors Capital, Inc.
  • 9810 Grand River Ave, Suite C-200, Novi, MI, 48375
  • We are a privately owned, Michigan Corporation, licensed as a First Mortgage Broker and Lender in the State of Michigan. We are also registered as a Second Mortgage Broker and Lender. Our in-house mortgage team expedites the process and our technology keeps you informed and connected all the way through closing and beyond.
  • First National Bank of GA
  • 819 E Shotwell St, Bainbridge, GA, 39819
  • First National Bank is a full-service, independent and locally owned bank. First National Bank of Decatur County was organized in 2004 by a group of local businessmen and community leaders who share a personal stake in the future of our community. The founders of First National Bank wanted something better for the place they called home.
  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
  • Safe Harbor Mortgage, llc
  • 4841 Stone Moss Path, Hoschton, GA, 30548
  • In 2012, after 15 years in the mortgage industry, Barb Bone stepped out to establish Safe Harbor Mortgage, a residential mortgage brokerage built upon three core values - professionalism, integrity, and a committment to personal service. In an industry often marked by companies chasing profits over the priorities of their customers
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • Chiropractic Federal Credit Union
  • 23617 Liberty Street, Farmington, MI, 48335
  • Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,