USDA Vs. FHA your options comparison in West-Whittier-Los-Nietos, Los Angeles County, CA

For 2025, the USDA loan limit in West-Whittier-Los-Nietos, within Los Angeles county, CA, is $657,900, whereas the FHA loan cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to efficiently compare current USDA and FHA rates. This tool helps you identify what income, credit score, reserves, and documents are required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the best program for your specific financial needs, particularly in Alabama.

Examine loan offers from a selection of 100 lenders

2025 Loan Limits and Down Payment Requirements in West-Whittier-Los-Nietos, County of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Explore USDA and FHA Loan Options in West-Whittier-Los-Nietos, CA

The purpose of Lendersa® is to help you quickly and smoothly secure the best USDA or FHA loan available. Start with one of three initial strategies to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans are backed by the U.S. Department of Agriculture, also known as USDA rural development loans or USDA mortgages, and are specifically available in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Security Bank of Roundup
  • 401 Main Street, Roundup, MT, 59072
  • First Security Bank of Roundup opened for business on September 7, 1971. We have been privileged to serve more and more people over the years and have enjoyed consistent growth. We utilize the latest innovations in banking technology without sacrificing our mission of superior personalized service.
  • Centera Bank
  • 119 South Inman Street, Sublette, KS, 67877
  • Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.
  • Stockman Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
  • Montana Credit Union
  • 15 14th St S, Great Falls, MT, 59401
  • Montana Credit Union is a full-service financial institution. We offer convenient savings & checking accounts, competitive loans and many other financial services. Membership is open to anyone living in Cascade, Chouteau or Teton counties. Credit Union is a full-service financial institution.
  • Russell Country Federal Credit Union
  • 810 1st Ave South, Great Falls, MT, 59401
  • Russell Country, our Home Loan Team is here to help calm the voices in your head and make your home buying process a sweet success! And, in addition to their expertise, our Home Loan Team has a wide array of options for you to consider. Russell Country Federal Credit Union is a banking company based out of 810 1St Ave S, Great Falls, MT, US
  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
  • MountainCrest Credit Union
  • 3710 168th Street NE, Suite A108, Arlington, WA, 98223
  • Our mission statement is our reason for being. It represents the tenet by which we operate the credit union every day for our members. We excel in personal, professional & friendly service that helps us stand out among all financial institutions in the area. The purpose of the MountainCrest CU is to provide sound, quality financial services.
  • Fulton Financial Consultants, Inc.
  • 3790 Shorewood Avenue, Greenbank, WA, 98253
  • Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.