USDA Vs. FHA Pro and Con comparison in Pico-Rivera, Los Angeles County, CA
In 2026, the USDA loan limit for Pico-Rivera, located in Los Angeles county, CA, is $657,900; the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, determining necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best fit for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Pico-Rivera, County of Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Pico-Rivera, CA
Lendersa® aims to secure the best USDA or FHA loan quickly and smoothly. Choose one of three starting points to connect with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture and known as the USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement, offering a unique advantage.
14074 Trade Center Drive, Suite 255, Fishers, IN, 46038
We approach each challenge and opportunity with a unique level of commitment and consideration for our clients long-term benefit. Our team will earn your confidence and provide you with a single-source relationship secured by experience you can trust. Diamond Mortgage, you will have the financial tools, experience, & technology to reach your goals.
14074 Trade Center Drive, Suite 241, Fishers, IN, 46038
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14074 Trade Center Drive, Suite 132, Fishers, IN, 46038
New Life Mortgage is locally-owned and operated company specializing in residential lending in the state of Indiana. At New Life Mortgage, you will find caring, seasoned professionals dedicated to making your home-financing experience a lifelong relationship and most especially, one that is both beneficial and gratifying.
When you're applying for mortgages in Fishers, IN, trust your personal information and financial details to the team members at CrownMark Mortgage. With more than 20 years of experience assisting our customers' needs for mortgages, we're dedicated to providing client satisfaction.
Hometown FCU was started in August of 1936 by 33 Square D Company Employees contributing a total of $25. We moved from the Square D property in January 1989 and began serving Miami County in 1991. Our name changed from Square D Federal Credit Union to Hometown Federal Credit Union to better reflect our membership base.
Gulf Winds Credit Union provides a wide range of accounts and banking services designed to help members live their best financial lives. In other words, banking with Gulf Winds isn’t just banking; it’s a relationship developed by helping you live life on your own terms. we focus on finding banking solutions that empower you
11216 Fall Creek Road, Suite 118, Indianapolis, IN, 46256
First Indiana Mortgage provides comprehensive residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer low rates with excellent customer service. residential mortgage solutions in the state of Indiana. We pride ourselves on our ability to offer.
Firstar Financial is a full service mortgage company that works hand-in-hand with its customers throughout the whole loan process. Since we are a referral-based mortgage company, customer service is our number one priority. That is why at Firstar Financial, we go out of our way to make sure each and every customer is given superior service.