USDA Vs. FHA Pro and Con comparison in Montebello, Los Angeles County, CA
In the year 2026, the USDA loan limit in Montebello, located in the county of Los Angeles, CA, stands at $776,600. At the same time, for a single-family home, the FHA limit is $1,089,300.
To compare today's top USDA and FHA rates, try the Lendersa® USDA loan calculator. This helpful tool allows you to assess the necessary income, credit score, reserves, and required documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Montebello, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Montebello, CA
Lendersa® aims to provide you with the easiest, most efficient route to securing a USDA or FHA loan. Choose one of the three start points to match with lenders and USDA loan programs.
A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It's exclusively available for homes in rural areas. Contrasting with FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
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Michigan United Credit Union is a state chartered credit union serving the greater Oakland county area. The credit union first opened 90 years ago in 1931 and is committed to serving its members Anyone who lives, works, worships or attends school in the State of Michigan can become a member.
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280 N. Old Woodward Avenue, Suite 104, Birmingham, MI, 48009
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438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
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150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.
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