USDA Vs. FHA Pro and Con comparison in Montebello, Los Angeles County, CA

In the year 2025, the USDA loan limit in Montebello, located in the county of Los Angeles, CA, stands at $776,600. At the same time, for a single-family home, the FHA limit is $1,089,300.

To compare today's top USDA and FHA rates, try the Lendersa® USDA loan calculator. This helpful tool allows you to assess the necessary income, credit score, reserves, and required documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to choose the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Montebello, Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Opportunities in Montebello, CA

Lendersa® aims to provide you with the easiest, most efficient route to securing a USDA or FHA loan. Choose one of the three start points to match with lenders and USDA loan programs.

USDA loan request and matching outcomes by Lendersa

Understanding USDA Loans in CA

A USDA home loan is secured by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage. It's exclusively available for homes in rural areas. Contrasting with FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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