In 2026, the USDA loan limit for Colusa, within Colusa, CA, is $372,700. Meanwhile, the FHA restriction for a single-family dwelling is set at $472,030.
Lendersa®'s USDA loan calculator is available for you to compare current USDA and FHA best rates, and ascertain the income, credit scores, reserves, and documents needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, catering to your decision-making about which program, perhaps in Alabama, suits your financial profile.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $372,700 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is dedicated to efficiently securing you the best USDA or FHA loan, ensuring it's hassle-free. Opt for one of three starting routes to connect with matched lenders and USDA programs.
The USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. FHA loans necessitate a minimum 3.5% down payment, whereas USDA loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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