USDA VS FHA in Colusa, Colusa County, CA

In 2026, the USDA loan limit for Colusa, within Colusa, CA, is $372,700. Meanwhile, the FHA restriction for a single-family dwelling is set at $472,030.

Lendersa®'s USDA loan calculator is available for you to compare current USDA and FHA best rates, and ascertain the income, credit scores, reserves, and documents needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, catering to your decision-making about which program, perhaps in Alabama, suits your financial profile.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Colusa, Colusa, CA

Loan Type Loan Limit Down Payment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Options in Colusa, CA

Lendersa® is dedicated to efficiently securing you the best USDA or FHA loan, ensuring it's hassle-free. Opt for one of three starting routes to connect with matched lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. FHA loans necessitate a minimum 3.5% down payment, whereas USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LoKation® Real Estate
  • 2601 E Oakland Park Blvd, Suite 205, Fort Lauderdale, FL, 33306
  • At LoKation Real Estate, we empower individuals to live their legacy, not leave it. Our agents earn 100% on every transaction. No splits, no caps, no compromise.
    LoKation Real Estate is the premier full-service real estate firm delivering the highest level of service and marketing expertise in the South Florida real estate market.

  • American Independent Mortgage LLC
  • 3000 NE 30th Place, Suite 403, Fort Lauderdale, FL, 33306
  • American Independent Mortgage is an innovation-driven lender that is rapidly growing in the mortgage industry. Founded by a group of mortgage professionals, we have a long history of providing flexible and affordable mortgage solutions to help families, individuals and veterans improve their quality of life.

  • Clear Mortgage Lending Inc
  • 2881 East Oakland Park Blvd, Suite 420, Fort Lauderdale, FL, 33306
  • At Clear Mortgage Lending, Inc. our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options

  • Blue Stream Mortgage Group Inc
  • 2751 East Oakland Park Blvd, Fort Lauderdale, FL, 33306
  • We are experts in purchase and refinance mortgages and use our wealth of experience to find the most economical loan options for our clients. Our technology provides an efficient and innovative experience for our clients. Through our website you can submit a secure loan application or pre-qualify for a home purchase.

  • COLONIAL FIRST MORTGAGE FUNDING CORP
  • 3000 NE 30th Place, Suite 103, Fort Lauderdale, FL, 33306
  • Colonial First Mortgage was opened in August 1996 and has had continued success to present day. Serving primarily South Florida we also finance throughout the entire state. Our primary focus is helping families “finance the American dream”. In doing so we feel it is a strong contribution to the surrounding communities.

  • Americas Mortgage Professionals
  • 2601 E Oakland Park Blvd, Suite 500, Fort Lauderdale, FL, 33306
  • Americas Mortgage Professionals has over 20 years of direct lending experience, and we take pride in providing our customers with an honest and professional lending experience.Our team members work hard to keep our customers informed, no matter the type of loan we are helping you achieve.

  • 5 Star Personal Loans
  • 3000 N Federal Hwy, Fort Lauderdale, FL, 33306
  • AAA Capital Funding is an independent Mortgage Company located in Fort Lauderdale, Florida that provides mortgage and home lending solutions to our clients looking to purchase a home. We are inspired by the need to provide individuals, couples, and families with the benefits that independent mortgage companies can provide.

  • Moore Lending Group
  • 3471 N Federal Hwy #500, Fort Lauderdale, FL, 33306
  • The Moore Lending Group prides itself in developing lasting relationships with clients and strives to provide excellent customer service. We understand that a home purchase is the largest financial investment one will make in their lifetime. It is important to select a trusted and experienced representative who will be available around the clock.

  • Top Level Funding, Inc
  • 3250 NE 1st Ave, Suite 305, Miami, FL, 33175
  • We are a wholesale lender working with brokers and borrowers on residential investment properties with five or more units, including multi‑family and mixed‑use.

    We offer products like:
    • bridge loans
    • fix and flip
    • new construction
    • rental property
    • long-term rental 
    • short-term rental
    • portfolio loans
  • Jimenez Property Pros
  • 13810 SW 18th St, Miami, FL, 33175
  • Jimenez Property Pros is the parent company of Mortgage & Real Estate Companies, such as FL Licensed Mortgage Broker Jimenez Property Loans, LLC, NMLS 1988717. Jimenez Property Pros, LLC is wholly owned by Jimenez Holdings, LLC. Jimenez Property Pros, intends to be the one stop place where customers, clients,

  • We Florida Financial
  • P.O. Box 14548, Fort Lauderdale, FL, 33302
  • We Florida Financial is your credit union. Since 1952 we have served Fort Lauderdale, then Broward County, and today we serve individuals in 46 Florida counties. We Florida Financial is federally insured by the NCUA. We are a not-for-profit cooperative owned by our members who get to earn more and keep more of their money

  • RHOME MORTGAGE LLC
  • 2245 NE 9th Ave, Fort Lauderdale, FL, 33305
  • RHome Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.