USDA and FHA Pro and Con in Colusa, Colusa County, CA

In 2025, USDA loan limit in Colusa, county of Colusa, CA is $372,700 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Colusa, county of Colusa, CA

Loan Type Loan Limit Down payment
USDA $372,700 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Colusa, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Optimal Mortgage Services Llc
  • 239 Veterans Parkway, Suite B-2, Murfreesboro, TN, 37128
  • Optimal Mortgage Services'​ primary focus is based on our customers'​ needs in the ever changing regulatory environment. We provide services to multiple lending institutions regardless of size or type. Optimal Mortgage Services offers reviews for Post Funding, Early Payment Default, Adverse Action, Repurchase Defense, Discretionary.
  • Journey Federal Credit Union
  • 1200 Zeeb Drive, Saint Johns, MI, 48879
  • Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. Formerly Clinton County Federal Credit Union, we now serve the residents and employees of Clinton, Gratiot & Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit
  • Parkside Mortgage LLC
  • 5948 Timber Ridge Drive, Suite 202, Prospect, KY, 40059
  • Parkside Mortgage is an independent mortgage company licensed in KY, IN, TN, and FL. Our efficient business model allows us to offer rates below the national average while providing above-average service. Specialized loan products are available that you won’t find at the typical big-box lender or bank.
  • Wayne Bank
  • 145 W Main St, Cambridge City, IN, 47327
  • Founded in 1882, Wayne Bank and Trust Co. is a well-established, reputable community bank, serving Wayne County, Indiana for over 130 years. As Indiana’s oldest family owned bank, Wayne Bank has successfully served its clientele for over a century by maintaining the core values of providing the finest personal banking services,
  • Central Soya Federal Credit Union
  • 1200 N 2nd Street, Decatur, IN, 46733
  • Central Soya FCU has served its members and their families since 1940. We continue to offer very competitive and unique services to meet the needs of our members.We also offer full family membership opportunities and lifetime membership regardless of your employment change (once a member, always a member).
  • Financial Partners Federal Credit Union
  • 22440 Main Street, Woodburn, IN, 46797
  • Financial Partners Federal Credit Union is a full service financial cooperative. We are a community chartered, federally insured credit union serving all of the residents and employees of East Allen County and their families. Financial Partners has been providing our members with the highest quality financial services since 1965.
  • Lifestyle Mortgage LLC
  • 902 Main Ave, Northport, AL, 35476
  • Lifestyle-Mortgage.com, I believe in providing our clients with the utmost in VALUE. VALUE is not just found in the price you pay for a service, but in the sum total of the service you receive. By providing the Highest Level of customer SERVICE to our clients we are able to soothe the apprehension of applying for, and your experience with, the
  • MaggieMae
  • 511 Energy Center Dr, Suite 702, Northport, AL, 35473
  • MaggieMae is a division of Consumer First Mortgage, Inc. (CFM), a privately held residential mortgage lending corporation based in Tuscaloosa, Alabama. CFM was founded in 2000, and we hold national lending and underwriting approvals from the Federal Housing Authority (FHA), the Department of Veterans Affairs (VA),
  • Wholesale Mortgage Source, LLC
  • 12700 Townepark Way, Suite 111, Louisville, KY, 40242
  • Brian Curl is the founder of the Wholesale Mortgage Source, LLC company. Brian has been in the mortgage industry and originating home loans for twenty plus years. Wholesale Mortgage Source provides outstanding advice and service to first-time homebuyers and homeowners utilizing FHA, VA, USDA and conventional home loan mortgages.
  • United Financial Group, LLC.
  • 2500 Hermitage Way, Louisville, KY, 40242
  • ​United Financial Group, LLC is a Mortgage Lender founded by John Dziedzic in April, 2002. John’s vision in 2002 was to offer clients exceptional service through education, communication and to provide clients with optimal mortgage options. John and team UFG believe that providing clients with the right knowledge eliminates stress at closing time
  • United Mortgage Lending Corp
  • 9850 Von Allmen Court, Suite 201, Louisville, KY, 40241
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • MILESTONE LENDING
  • 9850 Von Allmen Ct, Suite 201, Louisville, KY, 40241
  • Purchasing a home is one of the biggest financial decisions an individual or a family will ever make. Homeownership is often thought to be an essential ingredient of the “American Dream". At Milestone Lending we believe that homeownership is a commitment to strengthening families, communities, and promoting good citizenship.