USDA Vs. FHA Pro and Con comparison in Esparto, Yolo County, CA
In 2025, USDA loan limit in Esparto, county of Yolo, CA is $540,000 while FHA limit is $763,600 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Esparto, county of Yolo, CA
Loan Type
Loan Limit
Down payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA loan options in Esparto, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
4385 North 75th Street, Suite 205, Scottsdale, AZ, 85251
"First Class Financial Services is committed to providing the highest quality Arizona home mortgages with dedication to
Honesty, Integrity, Service and Trust. We make the process of securing a home mortgage as simple, cost effective and straightforward as possible.
First Class Financial Services is dedicated to offering you"
11680 E Sahuaro Drive, Suite 1037, Scottsdale, AZ, 85251
United Brokers Inc. is a mortgage company that was established in 2003. The company is based in New York and operates in 3 states - Arizona, California, and New York, facilitating beneficial lending relationships between residential/commercial borrowers and lenders. Our objective is investing in consumer satisfaction
7137 E Rancho Vista Dr, Unit B05, Scottsdale, AZ, 85251
Hard Money Loans can help with your mortgage loans where speed is needed or banks have turned you down. Short-term and long-term private money loans are available throughout Arizona.Our private money loans are done in house so do not require a credit check. Bad credit is okay. We offer competitive rates and low fees. Learn how to qualify!
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Kayak Capital was founded in 2012 in Arizona Kayak Capital is a mortgage lender for professional real estate investors. They are fast, responsive, professional, and on top of their game. For the last 4+ years, they have worked with investors on many escrow transactions.and also recommended to other investors because of its smooth transaction
4250 N Drinkwater Blvd, Suite 300, Scottsdale, AZ, 85251
"Modern Home Lending was founded with the goal of keeping the mortgage process as simple as possible.
We utilize technology to be more efficient and make sure we find the best loans for our clients' needs. We shop across a wide number of lenders to hunt down the best deal for each client's situation.
7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
Prime Plus Mortgages is a licensed hard money lending company. We specialize in hard money loans, or HMLs, for developers, property flippers and buy-and-hold strategists. HML programs make private money available for small to medium scale projects.
Fast turnaround
Full coverage
Seamless process
Asset-based approval
Paperwork reduction. Really.
Next-Financing is a financing company at it's core with two primary divisions.
Our primary division is our financing platform that provides consumer and patient financing by bringing Marketplace Lending directly to the Point of Sale. We work with business owners, as well as medical/dental/veterinary practice owners to provide better financing
Bankcda is your hometown bank. We are proud that decisions are made locally allowing us to deliver expertise and flexibility to our communities. We are your neighbors and are committed to the success of local businesses and families by delivering high-quality service and products.
