USDA Vs. FHA Pro and Con comparison in Esparto, Yolo County, CA
In 2026, the USDA loan limit for Esparto, located in Yolo, CA, is set at $540,000, while the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to compare today's prime USDA versus FHA rates and figure out the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you determine which program in is optimal for your financial situation.
2026 Loan Limits and Downpayment Requirements in Esparto, Yolo, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Options in Esparto, CA
Lendersa® aims to quickly and efficiently connect you with the best USDA or FHA loan options available. Choose from one of three starting points for matching lenders and USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available in rural areas only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA loan does not require any down payment, offering a no-money-down option.
1873 South Bellaire Street, Suite 930, Denver, CO, 80222
Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Huettner Capital is a residential and commercial real estate lender. We handle all types of financing and specialize in complex transactions.These situations typically involve self-employment, multiple properties, wealth management, investment property, relocation, and divorce to name a few.
The Home Loan Arranger closes loans on-time, and offers some of the nations most aggressive interest rates. Don't trust your loan with a rookie. JM Ruedy Lending, has been highly successful and I am pleased to announce it has recently been renamed to “The Home Loan Arranger.” With my 25+ years in the mortgage business
First Manhattan Mortgage has been in the mortgage lending business since 1994. Our focus has always been to deliver quality mortgage products and low rates to our borrowers, in an environment of transparency and advocacy. Our borrowers receive concierge service that is second to none.
2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222
M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,
1720 S Bellaire Street, Suite 804, Denver, CO, 80222
Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms
Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
