FHA Vs. USDA loan program for Woodbridge, San Joaquin County, California

In 2025, USDA loan limit in Woodbridge, county of San Joaquin, CA is $556,200 while FHA limit is $656,650 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Woodbridge, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(575) 257-5900 937 miles Lender's profile and map Reviews Mortgage Pro, Inc 708 Mechem Dr, Suite A, Ruidoso, NM, 88345 When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.
(575) 258-1316 937 miles Lender's profile and map Reviews Ruidoso Mortgage Inc 1123 Mechem Dr, Suite 1, Ruidoso, NM, 88345 We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.
(915) 581-4930 942 miles Lender's profile and map Reviews Insight Mortgage Company, LLC 300 Thunderbird, El Paso, TX, 79912 Insight Mortgage Company is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. We will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(915) 587-7463 942 miles Lender's profile and map Reviews Prime Mortgage LLC 550 S Mesa Hills Dr, Suite A-1, El Paso, TX, 79912 Prime Mortgage LLC has a variety of mortgage loan products. FHA, VA, Conventional, Texas Vet,USDA. We also specialize in private mortgage loans. These mortgage loans we fund directly from our office and can assist the "harder" to qualify borrower. Ramsey Esper President of Prime Mortgage LLC.
(575) 649-6545 942 miles Lender's profile and map Reviews Old West Lending, LLC 7001 Westwind Drive, El Paso, TX, 79912 We specialize in loans that are a little different; credit scores from 500, one day after foreclosure or bankruptcy, and self-employed programs. We offer VA, FHA, and conventional loans with flexible guidelines. If you have been turned down, or you consider your situation unusual, please contact us. We have options.
866 779 2453 942 miles Lender's profile and map Reviews DJ Jordan Properties 200 Bartlett Dr #106, El Paso, TX, 79912 DJ Jordan Properties utilizes five different funds when offering financing for real estate investors. We were founded in 2004 by Jeff Katz and David Carlin who have bought and sold over 200 properties. It was our goal to provide an alternative financing option for real estate investors. We have offices in El Paso and San Antonio, and we can quic
(970) 867-3319 944 miles Lender's profile and map Reviews FMS Bank 520 Sherman, Fort Morgan, CO, 80701 FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(915) 588-7510 946 miles Lender's profile and map Reviews Neighborhood Mortgage LLC 211 W Yandell, El Paso, TX, 79902 Neighborhood Mortgage LLC is El Paso owned & provides loans when other lenders cannot.We pride ourselves in providing the best rates available to get your loan approved when it matters most. We’ve worked hard to make El Paso’s dreams of home ownership a reality.You can count on our El Paso, TX team to help you take out a private home loan.
(877) 401-1995 946 miles Lender's profile and map Reviews CADENCE LENDING GROUP, INC 211 W Yandell, El Paso, TX, 79902 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(915) 533-3456 947 miles Lender's profile and map Reviews V P Clarence Co 413 N. Mesa, El Paso, TX, 79901 V.P. Clarence Company is the oldest and largest privately-held full service commercial mortgage banking firm serving its clients in West Texas and New Mexico. V.P. Clarence Company is proud of its long history representing many of the most successful and respected developers and commercial property owners in the region.
(915) 444-8449 947 miles Lender's profile and map Reviews Kell Capital, LLC 221 N Kansas St, Suite 1211, El Paso, TX, 79901 Kell Capital, LLC, is an asset-based private lending company based in downtown El Paso, Texas. Since 2011, our funding has helped to improve communities throughout Texas and Hawai'i by bettering the real estate landscape, helping to improve the viability of business owners furthering the progress and success of real estate investors.