USDA Vs. FHA your options comparison in Woodbridge, San Joaquin County, CA

For the year 2025, the USDA loan limit in Woodbridge, San Joaquin county, CA, is $556,200, whereas the FHA limit stands at $656,650 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the current top USDA and FHA rates and assess the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, aiding in selecting the most suitable option for your particular financial needs in Alabama.

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Loan limits and downpayment requirements for 2025 in Woodbridge, San Joaquin county, CA

Type of Loan Max Loan Limit Down Payment
USDA $556,200 0%
FHA $656,650 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan programs in Woodbridge, CA

The aim of Lendersa® is to quickly and easily get you the best USDA or FHA loan available. Choose from three starting points that link you to lenders and USDA loan programs.

Lendersa USDA loan request matching results

Understanding the USDA Loan in CA

The USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and is exclusively available in rural areas. In contrast to FHA loans, which have a minimum down payment requirement of 3.5%, USDA mortgages do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Corner Stone Bank
  • 117 North Main, South West City, MO, 64863
  • The Cornerstone Bank is continuously growing and expanding to better meet the needs of its customers. In 1986, the bank opened its first branch in Tiff City, followed by the Lanagan branch in 1995. The Goodman branch opened in the fall of 2009, with the latest addition, the Pineville branch, opening in 2015.
  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644
  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.
  • Security Bank & Trust Co.
  • 2202 11th Street East, Glencoe, MN, 55336
  • Our success is made possible by the quality of our personal and business relationships. The products and services we offer are more effective by the relationships we build. We are committed to supporting the communities we serve and are dedicated to help meet their individual and business needs.
  • First Rate Mortgage LLC
  • 1350 Hannah Lane, Waukee, IA, 50263
  • First Rate Mortgage was established in 1998 by Angela Swank (Frost). We are locally owned and operated and licensed in the State of Iowa. Our customers are like family and we treat them that way.Our goals are to provide a high level of one on one service with our customer's and offer them the best rates available.
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  • Boone Bank & Trust Co. is owned by Ames National Corporation (ANC) and is the largest locally owned bank in Boone County. The bank first began in 1883 making us one of the oldest banks within the ANC organization. In 1883 the bank was organized under the name of Boone County Bank. The bank operated until 1911 when it was sold.
  • Citizens State Bank of Roseau
  • 118 Main Avenue South, Roseau, MN, 56751
  • Citizens State Bank of Roseau has been your friendly hometown bank since 1905. Citizens State Bank of Roseau operates as a bank. The Bank offers personal and commercial checking, savings, and loans, as well as online, mobile, and text banking services. Citizens State Bank of Roseau serves customers in the United States.
  • Sentry Bank
  • 400 4th Ave NE, Saint Joseph, MN, 56374
  • Since 1904 we have seen the Great Depression, the Great Recssion and two world wars. We have had 19 different presidents, including 11 republicans and 8 democrats and added 5 states to the union. We've moved from silver certificates to Federal Reserve Notes and done away with the gold standard.
  • Mortgages On Main
  • 303 Cedar St E, Saint Joseph, MN, 56374
  • Mortgages on Main has been providing financing to Central Minnesota clients for nearly a quarter century, and we’re proud to be rooted amongst the people who call this area home. With a simple phone call to our office, you’ll be on your way to discovering financial solutions to all of your mortgage needs.
  • Farmers Trust & Savings Bank
  • 101 N Main St, Buffalo Center, IA, 50424
  • Farmers Trust and Savings Bank is an employee-owned, community bank with offices in Buffalo Center, Lakota, Britt, Lake Mills and Bricelyn . FTSB strives to make our communities better places to live and work. We specialize in ag lending, and offer a variety of products and services to meet your personal and business needs.
  • Community Bank of Missouri
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  • Community Bank of Missouri was founded in May 2001, in an effort to bring unparalleled banking excellence to the Richmond area. It began with two local businessmen, Gary Arnette and Gregg Steele, who identified the need for a financial institution based in the community. We are always upgrading the technology of our base products and services.
  • First Community Bank
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  • First Community Bank is interested in the financial wellbeing of our valued customers. Listening to your needs is the first step in supporting and guiding your financial success. Our caring and knowledgeable staff are here to listen and recommend quality financial products and services to help you reach your goals.