USDA Vs. FHA Pro and Con comparison in Galt, Sacramento County, CA
In 2026, the USDA loan limit for Galt in Sacramento county, CA is set at $540,000, while for a single-family home, the FHA limit is $763,600.
Leverage the Lendersa® USDA loan calculator to evaluate the best available rates for USDA versus FHA loans today. This will help you determine the necessary income, credit history, reserves, and required documents for eligibility. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side to assist you in deciding which program in Alabama suits your financial circumstances best.
2026 Loan Limits and Down Payment Requirements in Galt, County of Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Galt, CA
The mission of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without complications. Begin with any of three initial paths that connect you with appropriate lenders and USDA loan programs.
A USDA home loan, insured by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Contrasting FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
919 North Center Street, South Pasadena, CA, 95202
Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
20 North Sutter Street, Suite 301, Stockton, CA, 95202
Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
5960 S. Land Park, Suite 1009, Sacramento, CA, 95822
Washington is a one-stop solution to your real estate and investment needs. We help individuals and organizations acquire and retain real estate assets. In today's market, you need to work with a company you can trust with professionals with in-depth knowledge of the market. We help you to finance your home through our Financial department.
Green Haven Capital Inc. was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. Green Haven Capital Inc. is a Mortgage Company that works with the top lenders in the country.
6355 Riverside Blvd, Suite E, Sacramento, CA, 95831
Evans Mortgage Co. started in 1990. John and Marcia Evans set up their kitchen table with a simple phone line and fax machine, eager to help serve clients. It wasn't long before the company evolved into Evans & Grupp Mortgage and took up residence on Sutterville Road in Land Park. In the summer of 1993.
1100 Corporate Way, Suite 210, Sacramento, CA, 95831
GFL Capital Mortgage was founded to assess current market conditions to find loan options that fit the needs of our clientele. Our goal is to provide exceptional service, comprehensible analyses and methodical recommendations for the individual. Our intermediary practice allows us to assist you.
Lend4less Inc is located in Valley Springs, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Lend4less Inc has 4 total employees across all of its locations and generates $303,475 in sales (USD). Experience the Difference working with a highly skilled lender who cares about your needs
Socotra Capital is California's Private Money Lender. As a solution oriented lender we specialize in providing financing for real estate investors throughout California on projects that cannot be financed through traditional methods. Whether it be a bridge loan, fix and flip loan commercial refinance, ground up construction project.
2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!
Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
"Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service
