In 2026, the USDA loan limit for Yuba-City in Sutter County, CA, is $299,000, while the single-family home FHA limit stands at $373,750.
To compare today’s USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the required income, credit, reserves, and documentation for qualification. This advanced tool displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Yuba-City, Sutter County, CA
Loan Type
Loan Limit
Down Payment
USDA
$299,000
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Yuba-City, CA
The goal of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan, without hassle. Begin by choosing one of three starting points to align yourself with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, a USDA loan does not require any down payment.
Our banking services fit the growing needs of you, your family, and your business. With six convenient offices in northeastern Alabama and southeastern Tennessee, First Jackson Bank takes great pride in our checking/savings accounts, CDs and IRAs, personal and commercial loans, debit cards, 24-hour ATM network, telephone/online banking, bill pay.
Bank of Jamestown has been committed to serving this area since 1899 and nothing has changed about that. We are more committed than ever to our community and customers. We are continually investing in new technology to better meet the needs of our customers. We are a locally-owned
First Cahawba Bank provides banking the way it should be. Our number one priority is the hard-working individuals and businesses that are the back bone of our community. Like you, we have watched area banks become part of mega banks. At First Cahawba Bank we make local decisions and offer comprehensive banking services to meet your financial goals.
880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender.
Michael Zipfel, the founder and President of Zipfel Mortgage Group
Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
First Bank of Boaz is Marshall County’s oldest independent community bank. Owned & operated by seventy local stockholders, First Bank is able to make decisions locally & that means a customer is still treated as an individual, not as a number. With $278 million in assets & 17% in capital, the bank is large enough to handle all your banking needs.
Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
