USDA Vs. FHA Pro and Con comparison in Yuba-City, Sutter County, CA
In 2025, the USDA loan limit for Yuba-City in Sutter County, CA, is $299,000, while the single-family home FHA limit stands at $373,750.
To compare today’s USDA and FHA rates, use the Lendersa® USDA loan calculator. Determine the required income, credit, reserves, and documentation for qualification. This advanced tool displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the most suitable program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Yuba-City, Sutter County, CA
Loan Type
Loan Limit
Down Payment
USDA
$299,000
0%
FHA
$373,750
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Yuba-City, CA
The goal of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan, without hassle. Begin by choosing one of three starting points to align yourself with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is only available in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, a USDA loan does not require any down payment.
8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5349 Crenshaw Blvd, Suite 101, Los Angeles, CA, 90043
At WLP FINANCIAL SERVICES, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
StreamHomeLoan.com is a premier online California Mortgage Broker, we focus on providing a Streamline process for clients who are either buying a home or refinancing a home. We are backed by over 15 years of mortgage lending experience and we pride ourselves on our thorough product knowledge, professionalism and excellent customer service.
Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.
Founded in 2006 by a group of business entrepreneurs & professionals in Los Angeles & Orange Counties,Pacific Alliance Bank is a California state-chartered bank serving communities in Southern CA.We are a full-service bank focused on building relationships by delivering personal, commercial & lending products & services that best serve our clients.
Asian Pacific National Bank (APNB) was established in August 1990 to offer personalized banking services to the business community in the San Gabriel Valley and Los Angeles Region. Based in Southern California, APNB has a deep understanding of the needs of the community as well as the financial resources to support its steady continuing growth.
Victoria Financial began as a humble mortgage broker in the heart of the San Gabriel Valley since 1986. Our establishment pioneered the then innovative no-cost loan with the benefit of our clientele as our main objective. As a mortgage banker today, we are leaders in competitive rates & prioritize customer satisfaction as a predominant core value.
