USDA and FHA Pro and Con in Broomfield, Broomfield County, CO

In 2025, the USDA loan limit in Broomfield, county of Broomfield, CO, is $0, while the FHA cap for a single-family home is set at $787,750.

To compare today’s leading USDA and FHA rates, use the Lendersa® USDA loan calculator, which also helps to identify the income, credit, reserves, and paperwork required for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, assisting you in choosing the best program to suit your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Broomfield, County of Broomfield, CO

Loan Type Loan Limit Down Payment Amount
USDA $0 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Understanding USDA and FHA Loan Choices in Broomfield, CO

Lendersa® aims to facilitate getting you the ideal USDA or FHA loan swiftly and smoothly. Choose from three methods that connect you with lenders and match USDA loan programs.

Depiction of results for Lendersa USDA loan request and matches

Defining the USDA Loan in CO

The USDA home loan is backed by the Department of Agriculture and is also referred to as a USDA rural development loan or USDA mortgage. It is available only in rural localities. This USDA mortgage requires no down payment, unlike FHA loans, which mandate a minimum of 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
  • CapCenter
  • 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060
  • "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients. We have been nailing it since 1997 and haven’t looked back."
  • Benchmark Mortgage Companies
  • 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060
  • Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
  • Towne First Mortgage
  • 4501 Cox Road, Suite 301, Glen Allen, VA, 23060
  • Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
  • Ritter Mortgage Group
  • 1230 Nottingham Road, Westminster, MD, 21157
  • The Ritter Mortgage Group was founded by Jon Ritter with the goal of helping homebuyers and their realtors with financing their home purchase, while setting our loan originators apart by a level of service that is not often found in our industry.We specialize in finding the right loan to meet your needs .
  • MortgageOne, LLC
  • 102 Skyline Ct, Westminster, MD, 21157
  • We opened our full-time offices in Maryland in 1999. We are a small operation committed to providing the best possible lending experience available. All of our mortgage consultants are seasoned professionals with an average of more than 15 years experience. We consider ourselves consultants, not loan officers because we work with you to determine.
  • MidAtlantic Farm Credit
  • 45 Aileron Ct., Westminster, MD, 21157
  • MidAtlantic Farm Credit is an agricultural lending cooperative owned by its member‐borrowers. It provides farm loans for land, equipment, livestock and production; crop insurance; and rural home mortgages. The co-op has over 10, 600 members and almost $2.4 billion in loans outstanding. MidAtlantic has branches serving DE, MD, PA VA and WA.
  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates