USDA Vs. FHA your options comparison in Lafayette, Boulder County, CO
For 2026, the loan limit for USDA in Lafayette, situated in Boulder county, CO, is $747,500, while the FHA limit for a single-family dwelling stands at $856,750.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you’ll see a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable program for your financial requirements in .
Loan Limits and Downpayment Requirements for 2026 in Lafayette, Boulder County, CO
Type of Loan
Maximum Limit
Down Payment Percentage
USDA
$747,500
0%
FHA
$856,750
3.5%
Conventional Conforming
$856,750
3%
Exploring USDA and FHA Loan Options in Lafayette, CO
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with ease. Choose one of three recommended starting points that align lenders with USDA loan solutions.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans mandate no down payment.
We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
Apex Money Lending Group, pioneered by Marcus Jeffery, excels as a trusted Colorado-based direct lender, empowering real estate investors with swift and reliable funding. Our commitment to tailored financing solutions ensures a smooth and transparent borrowing experience, allowing clients to secure deals swiftly and achieve their investment aspirat
Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.
With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.
357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
Lends in Colorado
Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.
ICF’s management team has been involved in the real estate investment
357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027
Lends in Colorado
Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.
Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range
4845 Pearl East Circle Suite 101, Boulder, CO, 80301
Lends in Colorado
The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
