USDA Vs. FHA Pro and Con comparison in Lafayette, Boulder County, CO
For 2026, the loan limit for USDA in Lafayette, situated in Boulder county, CO, is $747,500, while the FHA limit for a single-family dwelling stands at $856,750.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you’ll see a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable program for your financial requirements in .
Loan Limits and Downpayment Requirements for 2026 in Lafayette, Boulder County, CO
Type of Loan
Maximum Limit
Down Payment Percentage
USDA
$747,500
0%
FHA
$856,750
3.5%
Conventional Conforming
$856,750
3%
Exploring USDA and FHA Loan Options in Lafayette, CO
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with ease. Choose one of three recommended starting points that align lenders with USDA loan solutions.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans mandate no down payment.
11052 Cimarron Street, Unit E, Suite 100, Longmont, CO, 80504
"Symple Loans is powered by people who earn the trust of clients and partners through expertise and personal attention.
We’ve built our success by partnering with real estate agents, builders, affinity groups, associations, and more.
Having built our business on trusting relationships with real estate professionals"
1703 Whitehall Drive, Suite 7b, Longmont, CO, 80504
I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation
Centennial Lending is a Credit Union Service Organization (CUSO) endeavoring to be the primary lending solution for our partners and all borrowers. We are owned by 24 credit unions and partner with dozens more to provide residential mortgages, commercial loans, and lease services to our partner credit union and their members.
At Select Home Loan Group LLC. We are a full service mortgage company based in Brighton, CO. We specialize in Purchase, Refinance, and Conventional Loans in Brighton. We also serve the surrounding cities in Adams County. Whether you are buying a home or refinancing in the zip code 80602,
3051 West 105th Avenue, Suite 351653, Westminster, CO, 80602
Splash Real Estate Solutions LLC are a buying, selling, refinancing, or building your dream home, you have a lot riding on your Loan Specialist and Real Estate Agent. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professionals who are able to give you
Your Better Loan LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
2200 East 104th Avenue, Suite 101, Thornton, CO, 80233
Above & Beyond Mortgage Loans, Inc., and our mortgage consultants all share the same common goal: to provide individuals and families with excellence in the process of a mortgage loan. Rest assured that Above & Beyond will fully educate you from start to finish on the loan process.
3879 E. 120th Avenue, Suite 110, Thornton, CO, 80233
"We offer a wide range of finance options, designed to best meet the needs of local borrowers. Whether you are purchasing a home, are considering refinancing, we can help! It doesn't matter if you are looking for cash out, or to just get a better rate and term, we can assist you and also We offer the following Refinancing Programs:
FHA | FHA Ca
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit.
Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
