For 2025, the loan limit for USDA in Lafayette, situated in Boulder county, CO, is $747,500, while the FHA limit for a single-family dwelling stands at $856,750.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you’ll see a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable program for your financial requirements in
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| Type of Loan | Maximum Limit | Down Payment Percentage |
| USDA | $747,500 | 0% |
| FHA | $856,750 | 3.5% |
| Conventional Conforming | $856,750 | 3% |
The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with ease. Choose one of three recommended starting points that align lenders with USDA loan solutions.
A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans mandate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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