USDA Loan Vs. FHA loan for Lafayette, CO 2026

For 2026, the loan limit for USDA in Lafayette, situated in Boulder county, CO, is $747,500, while the FHA limit for a single-family dwelling stands at $856,750.

Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA versus FHA rates. Determine the income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you’ll see a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the most suitable program for your financial requirements in .

Exploring USDA and FHA Loan Options in Lafayette, CO

The goal of Lendersa® is to swiftly secure the best USDA or FHA loan for you with ease. Choose one of three recommended starting points that align lenders with USDA loan solutions.

Outcomes of Lendersa USDA loan requests and matches

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA options that require a minimum 3.5% down payment, USDA loans mandate no down payment.

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(312) 544-8213 Lender's profile and map Reviews St. Jude Credit Union 205 W Monroe Street, Floor 7, Chicago, IL, 60606 The St. Jude Credit Union is a not-for profit, member owned operated organization. We strive to provide the best possible financial services within our capabilities to our members in a timely manner. Our goal is to offer reasonable rates and maintain the credit union’s financial stability
(888) 328-8677 Lender's profile and map Reviews First Northern Credit Union 230 West Monroe Street, Suite 2850, Chicago, IL, 60606 As a financial cooperative, First Northern Credit Union will serve the financial needs and strive to improve the financial well-being of its participating members. To continue growing as a successful community credit union by meeting the needs of our members. First Northern is a not-for-profit organization in northern Illinois,
(312) 258-0070 Lender's profile and map Reviews Community Investment Corporation 222 S. Riverside Plaza, Suite 380, Chicago, IL, 60606 COMMUNITY INVESTMENT CORPORATION, Chicago's Multifamily Rehab Lender, is a nonprofit providing mortgage financing to buy and rehab apartment buildings with five units or more in the 6-county metropolitan Chicago area. Since 1999 over 14, 000 landlords and managers have completed CIC property management training to help them better market, manage.
(312) 658-0400 Lender's profile and map Reviews Aspire Capital, Inc 155 North Wacker Drive, Suite 1600, Chicago, IL, 60606 Aspire Capital Fund, LLC is a private, long-only investment fund focused on making investments in US publicly traded biotechnology companies through the open market as well as direct investments including private placements, PIPEs, registered directs & public offerings.Founded 2010 Aspire Capital Fund, LLC is managed by Aspire Capital Partners, LLC
(339) 224-2586 Lender's profile and map Reviews Renovo Financial 222 W Adams St #1980, Chicago, IL, 60606 Founded in 2011, Renovo is the premier provider of financial and strategic support for real estate investors and property rehabbers who invest in and rehab single-family and small multi-family properties. Renovo powers the growth of its customers’ businesses and the communities they serve by providing timely capital, responsive customer service, an
(832) 720-1334 Lender's profile and map Reviews Lamar Lending 2515 B NASA PKWY, Suite 200, Seabrook, TX, 77586 Local Mortgage Broker for commercial and residential lending. We have the lowest rates at the lowest cost in the industry! We serve our community in a way big banks only dream of for refinance & purchases. Conv, FHA, VA, USDA, Down Payment Assistance. Superior to the big banks in customer service, loan services and more.
(979) 316-4833 Lender's profile and map Reviews Old Ocean Federal Credit Union County Road 359 FM 524, Old Ocean, TX, 77463 Old Ocean Federal Credit Union was established in 1949. We are a federally chartered credit union, abiding to the strict regulations monitored and enforced by the National Credit Union Administration (NCUA). NCUA also insures each member’s deposits for up to $250, 000. You can rest assured your money is in a safe place.
(408) 532-1278 Lender's profile and map Reviews Pacificwide Real Estate & Mortgage 3005 Silver Creek Road, Suite 214, San Jose, CA, 95121 Pacificwide was created in February 2009 by Leon Le & Stanley Lieu, two successful senior engineers in Silicon Valley. We started with a few agents who had a strong passion for real estate & mortgage, and today Pacificwide has grown into a business with nearly 80 elite agents. We provide outstanding client counseling, education etc.
(312) 587-3200 Lender's profile and map Reviews Gold Coast Bank 1165 N. Clark Street, Suite 200, Chicago, IL, 60610 We are focused on the safety of our employees and customers and ensuring business continuity. This effort also includes ensuring that critical functions continue in the event of any disruption, with policies, people and processes aligned to provide continuous service. We are not starting from scratch on these plans.
(866) 888-2158 Lender's profile and map Reviews Xcapital Inc 311 West Superior, Suite 207, Chicago, IL, 60654 Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
(312) 549-9000 Lender's profile and map Reviews Private Client Mortgage Group 430 W. Erie St, Suite 300, 310, Chicago, IL, 60654 We are dedicated to providing a fast, efficient mortgage process. Our transparent digital mortgage experience is backed by superior customer support. We’re using technology to change the way people finance their homes. Give every client the best loan possible without sacrificing service, experience or integrity!