USDA and FHA Pro and Con in Brush, Morgan County, CO

In 2026, the USDA loan limit for Brush, situated in Morgan County, CO, is $420,600, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. This tool helps you determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator allows for a side-by-side analysis of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program for your particular financial needs in Alabama.

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2026 Loan Limits and Down Payment Requirements in Brush, Morgan, CO

Loan Type Loan Limit Down Payment
USDA $420,600 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Brush, CO

Lendersa® is dedicated to quickly securing the best possible USDA or FHA loan without the hassle. Choose one of three starting points that connect you to matching lenders and USDA loan programs.

Lendersa USDA loan request and match outcomes

What is a USDA Loan in CO?

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage and is accessible only in rural areas. Contrasting FHA loans, which require a minimum of 3.5% down payment, USDA loans demand no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Brush Lenders

  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • Lends in Colorado
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service

  • Sterling Federal Credit Union
  • 822 W. Main St, Sterling, CO, 80751
  • Lends in Colorado
  • The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.

  • Yuma County Federal Credit Union
  • 419 W 8th Ave, Yuma, CO, 80759
  • Lends in Colorado
  • We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.

  • Northern Colorado Credit Union
  • 2901 S. 27th Avenue, Greeley, CO, 80631
  • Lends in Colorado
  • Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.

  • Gold Summit Lending
  • PO Box 337057, Greeley, CO, 80633
  • Lends in Colorado
  • Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.

  • Weld Community Credit Union
  • 2555 47th Avenue, Greeley, CO, 80634
  • Lends in Colorado
  • We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.

  • Home Team Lending
  • 1019 37th Ave Ct, Greeley, CO, 80634
  • Lends in Colorado
  • In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.

  • Acclaimed Lending LLC
  • 2916 West 12th Street, Greeley, CO, 80634
  • Lends in Colorado
  • Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.

  • Community Choice CU Mobile
  • 6921 East 72nd Avenue, Commerce City, CO, 80022
  • Lends in Colorado
  • Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.