For 2026, the USDA loan limit in the city of Sterling, which is within Logan county, CO, is established at $336,500. On the other hand, for a single-family home, the FHA loan limit is set at $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA against FHA rates today. This tool helps you determine the necessary income, credit score, reserves, and documents that are needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in making a thoughtful decision regarding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the best possible USDA or FHA loans quickly and with minimal hassle. Choose one of three starting points designed to match you with lenders and USDA loan programs that meet your needs.
A USDA home loan is a financial commitment that is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment. This feature enhances affordability, making homeownership more achievable for many individuals.
Enter your location to find out if it qualifies for USDA rural housing loan?
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