USDA VS FHA in Sterling, Logan County, CO

For 2026, the USDA loan limit in the city of Sterling, which is within Logan county, CO, is established at $336,500. On the other hand, for a single-family home, the FHA loan limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA against FHA rates today. This tool helps you determine the necessary income, credit score, reserves, and documents that are needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in making a thoughtful decision regarding which program in best aligns with your financial goals.

Browse through multiple loan offers from a broad network of 100 lenders

Detailed Examination of 2026 Loan Limits and Downpayment Requirements in Sterling, located in Logan County, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Sterling, CO

Lendersa® aims to provide you with the best possible USDA or FHA loans quickly and with minimal hassle. Choose one of three starting points designed to match you with lenders and USDA loan programs that meet your needs.

Overview of Lendersa USDA loan requests and matching results

Understanding USDA Loans in CO

A USDA home loan is a financial commitment that is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment. This feature enhances affordability, making homeownership more achievable for many individuals.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Professional Mortgage Corp
  • 1311 High Point Ave, Richmond, VA, 23230
  • Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl
  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
  • Rockingham Equity, PMA
  • 1775 I Street NW, Washington, DC, 20006
  • We specialize in helping homeowners protect themselves from foreclosures. We are the experts you need, no matter if you have a conventional mortgage with a bank, a hard money loan, a government backed loan, a problem with an HOA, your land patent is being challenged, or anything in between.
  • Columbia National Real Estate
  • 1667 K Street NW, Suite 510, Washington, DC, 20006
  • ColumbiaNational provides its clients with unparalleled analytical and advisory services. We never endorse or facilitate a transaction without conducting a comprehensive analysis of its viability. Once a project’s potential is established, our expert financial advisors design a capital structure to help our clients.
  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta