USDA Loan Vs. FHA loan for Sterling, CO [Logan County ]

For 2026, the USDA loan limit in the city of Sterling, which is within Logan county, CO, is established at $336,500. On the other hand, for a single-family home, the FHA loan limit is set at $472,030.

Utilize the Lendersa® USDA loan calculator to effectively compare the prevailing USDA against FHA rates today. This tool helps you determine the necessary income, credit score, reserves, and documents that are needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in making a thoughtful decision regarding which program in best aligns with your financial goals.

Exploring USDA and FHA Loan Possibilities in Sterling, CO

Lendersa® aims to provide you with the best possible USDA or FHA loans quickly and with minimal hassle. Choose one of three starting points designed to match you with lenders and USDA loan programs that meet your needs.

Overview of Lendersa USDA loan requests and matching results

Understanding USDA Loans in CO

A USDA home loan is a financial commitment that is guaranteed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment. This feature enhances affordability, making homeownership more achievable for many individuals.

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Sterling Lenders
(970) 522-0111 Lender's profile and map Sterling Federal Credit Union 822 W. Main St, Sterling, CO, 80751 Lends in Colorado The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
(970) 867-3319 Lender's profile and map FMS Bank 520 Sherman, Fort Morgan, CO, 80701 Lends in Colorado FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(970) 848-3823 Lender's profile and map Yuma County Federal Credit Union 419 W 8th Ave, Yuma, CO, 80759 Lends in Colorado We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
(970) 474-2617 Lender's profile and map CO-NE Federal Credit Union 113 Cedar Street, Julesburg, CO, 80737 Lends in Colorado The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
(970) 330-3900 Lender's profile and map Northern Colorado Credit Union 2901 S. 27th Avenue, Greeley, CO, 80631 Lends in Colorado Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
(800) 968-6099 Lender's profile and map Gold Summit Lending PO Box 337057, Greeley, CO, 80633 Lends in Colorado Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.