USDA Vs. FHA your options comparison in Yuma, Yuma County, CO

In 2026, the USDA loan limit set in Yuma, within Yuma county, CO, is $336,500, while the FHA cap for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans. It helps you assess the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, easily view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .

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2026 Loan Limits and Downpayment Requirements in Yuma, Yuma, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Yuma, CO

At Lendersa®, our aim is to swiftly secure the best USDA or FHA loan for you without hassle. Start with one of three key options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It's specifically for rural neighborhoods and, unlike FHA loans requiring at least a 3.5% down payment, these USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Salimi Investments
  • 44836 South Grimmer Boulevard, Fremont, CA, 94538
  • Salimi Investments, we personalize services based on your needs. Whether you are a first-time home buyer beginning your journey of homeownership, a first-time home seller, or a savvy investor who would like to sell your investment property and diversify your return into multiple real estate channels using we can draw a map towards your success

  • CalNest Financial & Realty Corporation
  • 43731 Boscell Road, Fremont, CA, 94538
  • CalNest Financial & Realty was established in 2009. It is a full-service home purchase agency that integrates housing sales and loans. The company is located in Fremont, Fremont, California, San Francisco Bay Area. It is located in the Silicon Valley region. It has unique geographical advantages and insights into technology, finance,

  • First Rate Mortgage
  • 3100 Mowry Ave Ste 401, Fremont, CA, 94538
  • First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.

  • Providential Mortgage
  • 42808 Christy St, Ste 226, Fremont, CA, 94538
  • Providential Mortgage strives to ensure that its services are accessible to people with disabilities. Providential Mortgage has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities with the strong belief that every person has the right to live with dignity

  • Tradmor.com, Inc.
  • 346 Rheem Boulevard, Suite 200, Moraga, CA, 94556
  • "We are mortgage brokers and real estate brokers that do business differently than anyone you have ever met. A recent client says that we ""make order out of chaos!""
    Using patented technology to improve your home financing experience and save you money in the long run. Our goal is to have every single transaction ready to close in less than 30 d

  • Knoxville Teachers Federal Credit Union
  • 711 N Hall of Fame Drive, Knoxville, TN, 37917
  • During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.

  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Jyotsna M. Ramaiya
  • 2591 Marshfield Road, Vallejo, CA, 94591
  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
    ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."

  • McKesson Employees' Federal Credit Union
  • 1785 Arnold Drive, Martinez, CA, 94553
  • McKesson Employees' Federal Credit Union, which began as a credit union for dairy employees, has undergone several transformations in name and location over the years. We serve two employee groups, the employees of McKesson Corporation and its subsidiaries and employees of DS Waters of North America working in the United States.

  • 1st Northern California Credit Union
  • PO Box 509, Martinez, CA, 94553
  • 1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina

  • Wall Street Money Brokers
  • 1320 Arnold Drive, Suite 171, Martinez, CA, 94553
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.

  • Silverado Home Mortgage
  • 1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
  • At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.