USDA and FHA Pro and Con in Yuma, Yuma County, CO

In 2025, the USDA loan limit set in Yuma, within Yuma county, CO, is $336,500, while the FHA cap for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans. It helps you assess the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, easily view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .

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2025 Loan Limits and Downpayment Requirements in Yuma, Yuma, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Yuma, CO

At Lendersa®, our aim is to swiftly secure the best USDA or FHA loan for you without hassle. Start with one of three key options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It's specifically for rural neighborhoods and, unlike FHA loans requiring at least a 3.5% down payment, these USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Straightline Funding, LLC
  • 250 N. Trade St, Suite 209, Matthews, NC, 28105
  • Straightline was founded in 2006 with the goal of becoming a premier provider of loans for real estate investors. Our simple approach has always been to provide fast answers, great service, and reliable funding for our clients. Since 2006 we have provided millions of dollars in loans to local real estate investors who have improved properties, st
  • Cattaraugus County Bank
  • 120 Main Street, Little Valley, NY, 14755
  • We're locally owned and operated. So we support our community, including the small businesses here in upstate New York. We offer many different commercial loans, checking and savings accounts to make sure your business has what it needs to succeed. Our commitment is best expressed in the different products and services we offer our customers.
  • MERHO Federal Credit Union
  • 15 Irene Street, Johnstown, PA, 15905
  • This financial cooperative exists to provide loan, deposit and member-oriented services to its'​ defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its'​ members by offering to them a means of making safe and regular investments; and 2. to enable its'​ members to obtain loans.
  • Johnstown School Employees Federal Credit Union
  • 738 Viewmont Avenue, Johnstown, PA, 15905
  • Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
  • HealthCare First Credit Union
  • 1152 Franklin Street, Johnstown, PA, 15905
  • HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.
  • L.W. INTEGRITY FUNDING, LLC
  • 4498 Main St, Suite 8, Buffalo, NY, 14226
  • LW Integrity Funding LLC, our commitment to customers is in our name. Since 2005, we have helped clients across the Greater Buffalo area, and Western New York. We pride ourselves for building community and helping customers secure the mortgages they need to open a new chapter in their life.
  • Fort Ligonier Federal Credit Union
  • 1917 Penn Avenue, Jerome, PA, 15937
  • Fort Ligonier FCU was established in 1958 for the benefit of all the employees of Ligonier Valley School District. At that time the employees saw a need for a local credit union where the members could save and borrow money locally. The credit union has assets totaling $3.08 Million and provides banking services to more than 400 members.
  • Virginia Mountain Mortgage
  • 19747 Main St, Buchanan, VA, 24066
  • Bank of Botetourt "Taking Care of You"​ is more than a slogan, it's our promise to the community. For over 120 years, Bank of Botetourt has been committed to reaching out within our local communities to do all we can to further the area's overall economic development. As a community partner, we make charitable contributions for education.
  • Jefferson County Teachers Credit Union
  • 1500 West Washington St, Monticello, FL, 32344
  • Jefferson County Teachers Credit Union was chartered in June of 1964 for the sole purpose of serving its members by pooling of savings and lending of funds. The credit union is governed by a Board of Directors selected by the membership at the Annual Shareholders' Meeting. We have five Board members and three Supervisory Committee members.
  • MVR Mortgage Company LLC
  • 2120 Crown Center Drive, Suite 400, Charlotte, NC, 28227
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Venkat Malapati have the knowledge and expertise you need to explore the many financing options available.
  • Williamsville Federal Credit Union
  • 656 North French Road, Suite 7, Amherst, NY, 14228
  • Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
  • Sweet Home FCU
  • 1960 Sweet Home Road, Amherst, NY, 14228
  • Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.