USDA Loan Vs. FHA loan pro & con Yuma, Yuma County, CO

In 2026, the USDA loan limit set in Yuma, within Yuma county, CO, is $336,500, while the FHA cap for a single-family residence is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans. It helps you assess the income, credit score, reserves, and documents required for qualification. With our advanced mortgage calculator, easily view USDA, FHA, Conforming, and VA options side by side, assisting in choosing the best program for your financial needs in .

Explore USDA and FHA Loan Options in Yuma, CO

At Lendersa®, our aim is to swiftly secure the best USDA or FHA loan for you without hassle. Start with one of three key options that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CO

A USDA home loan, backed by the Department of Agriculture, is often referred to as a USDA rural development loan or mortgage. It's specifically for rural neighborhoods and, unlike FHA loans requiring at least a 3.5% down payment, these USDA loans require no down payment.

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Yuma Lenders
(970) 848-3823 Lender's profile and map Yuma County Federal Credit Union 419 W 8th Ave, Yuma, CO, 80759 Lends in Colorado We believe that the success of the Yuma County Federal Credit Union is dependent upon the satisfaction of our members. Therefore,we commit ourselves to offer competitive rates on investments & loans & to provide innovative products & exceptional member service.The goal of Yuma County Federal Credit Union has been to meet the needs of our community.
(970) 522-0111 Lender's profile and map Sterling Federal Credit Union 822 W. Main St, Sterling, CO, 80751 Lends in Colorado The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
(970) 474-2617 Lender's profile and map CO-NE Federal Credit Union 113 Cedar Street, Julesburg, CO, 80737 Lends in Colorado The Credit Union was chartered on February 2, 1966, as the J-O-S Schools Federal Credit Union (Julesburg-Ovid-Sedgwick). The name was changed to Sedgwick County Federal Credit Union on 10-11-67 when it became community chartered. When people from Nebraska asked to join, the charter was expanded to include Deuel County in Nebraska.
(970) 867-3319 Lender's profile and map FMS Bank 520 Sherman, Fort Morgan, CO, 80701 Lends in Colorado FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(800) 831-2645 Lender's profile and map Eastern Colorado Bank 10 South First Street, Cheyenne Wells, CO, 80810 Lends in Colorado The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
(719) 743-2415 Lender's profile and map The First National Bank of Hugo 321 4th Street, Hugo, CO, 80821 Lends in Colorado The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings