USDA Vs. FHA your options comparison in Bennett, Adams County, CO

As of 2026, in Bennett, within the county of Adams, CO, the US Department of Agriculture (USDA) loan cap is $547,400, whereas for a single-family dwelling, the FHA limit is $787,750.

Utilize the Lendersa® USDA loan calculator to evaluate and compare today’s USDA and FHA rates. Determine the credit requirements, income, reserves, and paperwork necessary for qualification. This advanced tool allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best mortgage option suited to your financial needs in .

Browse loan proposals from a network of 100 lenders

2026 Loan Limits and Down Payment Details in Bennett, Adams County, CO

Type of Loan Loan Ceiling Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Exploring USDA and FHA Loan Options in Bennett, CO

Lendersa® is dedicated to facilitating the quickest and most hassle-free USDA or FHA loan for you. Choose from three initial methods that result in matching lenders to USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in CO

The USDA mortgage loan, backed by the U.S. Department of Agriculture, is often called a rural development loan or USDA mortgage. It's offered only in rural areas. Unlike FHA mortgages that need a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bennett Lenders

  • Redstone Bank
  • 15765 East Arapahoe Road, Centennial, CO, 80016
  • Lends in Colorado
  • Redstone Bank is a full-service community bank offering you and your business all the products and services you will need as a valued banking customer. We make banking simple. No fancy names, no confusing fee schedules; just banking products and services that will help to streamline your banking functions and make life a little easier.

  • Alliance Guaranty Mortgage Corp
  • 6105 S Main St, Suite 200, Aurora, CO, 80016
  • Lends in Colorado
  • Alliance is a family-owned and operated company. The founder and former CEO, Bill Skufca, served Colorado homeowners since 1958. He retired at the end of 2016 after commemorating 30 years of Alliance Guaranty Mortgage. In April of 2018 Bill passed away, leaving behind a legacy of Colorado home-ownership.

  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Lends in Colorado
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more

  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • Lends in Colorado
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.

  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Lends in Colorado
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Tayton Capital LLC
  • 3449 S Nucla Way, Aurora, CO, 80013
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Allegiant Funding
  • 1662 South Idalia Circle, Unit P, Aurora, CO, 80017
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Colorado Mortgage Coach
  • 10952 S Pikes Peak Dr, Parker, CO, 80138
  • Lends in Colorado
  • Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,