FHA Vs. USDA loan program for Fort-Morgan, Morgan County, Colorado

For the year 2026, the USDA loan limit in Fort-Morgan, Morgan county, CO, is set at $285,000. Conversely, the FHA limit for a single-family home is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today’s ideal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. See a side-by-side comparison with our advanced mortgage calculator, which includes USDA, FHA, Conforming, and VA programs, assisting you in choosing the best option for your financial circumstances in .

Discover USDA and FHA Loan Options in Fort-Morgan, CO

Lendersa® is committed to helping you secure the best USDA or FHA loan with minimal effort. Explore from three starting points that connect you to matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Defining the USDA Loan in CO

The USDA home loan, guaranteed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, applicable only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Get top 10
USDA LENDERS
customized to yout needes

Fort-Morgan Lenders
(970) 867-3319 Lender's profile and map FMS Bank 520 Sherman, Fort Morgan, CO, 80701 Lends in Colorado FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service
(970) 522-0111 Lender's profile and map Sterling Federal Credit Union 822 W. Main St, Sterling, CO, 80751 Lends in Colorado The Sterling Federal Credit Union is a financial cooperative that was established to provide quality financial services and a safe and sound financial environment for its members. The Sterling Federal Credit Union is locally owned and controlled by its members who are residents of Logan and Morgan Counties and their families.
(970) 330-3900 Lender's profile and map Northern Colorado Credit Union 2901 S. 27th Avenue, Greeley, CO, 80631 Lends in Colorado Since 1935, our mission at NCCU has been to provide members with friendly service and affordable financial products so they can reach their financial goals. More than 84 years later, we proudly provide membership to everyone living and working in Weld and Larimer County communities.
(800) 968-6099 Lender's profile and map Gold Summit Lending PO Box 337057, Greeley, CO, 80633 Lends in Colorado Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
(970) 330-9728 Lender's profile and map Weld Community Credit Union 2555 47th Avenue, Greeley, CO, 80634 Lends in Colorado We have been a local business since 1936 and continue to live the Credit Union philosophy of "People Helping People". Weld Community Credit Union - All members are equal, every loan has a story... we listen. Every loan application is looked at by a real person. FREE ATM, FREE eChecking account, FREE debit card and friendly people.
(970) 336-1185 Lender's profile and map Home Team Lending 1019 37th Ave Ct, Greeley, CO, 80634 Lends in Colorado In 2000, Tonya Jenkins (“TJ”) had been in the mortgage business for seven years. She had worked as a single loan originator at a local bank and then moved to a manager of a regional mortgage company. She found herself wanting to build a mortgage team, which is when Home Team Lending was born.
(720) 470-5364 Lender's profile and map Acclaimed Lending LLC 2916 West 12th Street, Greeley, CO, 80634 Lends in Colorado Our mission is to help you achieve the dream of home ownership using education at the forefront. Our focus is on supporting you throughout every milestone of the lending process with transparent communication and by empowering you through knowledge.Our leading-edge processes allow for swift and precise approvals.
(303) 287-8025 Lender's profile and map Community Choice CU Mobile 6921 East 72nd Avenue, Commerce City, CO, 80022 Lends in Colorado Community Choice Credit Union is a member owned not for profit, full service financial co-op serving the needs of the Commerce City Community. Community Choice had its small beginning on October 9, 1952. It was established as SD14 Federal Credit Union and was located in the basement of one of our member's home.
(303) 284-7829 Lender's profile and map Peak Mortgage Consultants LLC 17282 East 98th Way, Commerce City, CO, 80022 Lends in Colorado Peak Mortgage Consultants is a place where all types of clients can find the right loan program for their certain needs. Our goal is always to save you the most amount of time and money on one of your biggest investments.Call us even if you are currently in the loan process. With our quick turn around times and top of the line service.