USDA and FHA Pro and Con in Fort-Morgan, Morgan County, CO
For the year 2025, the USDA loan limit in Fort-Morgan, Morgan county, CO, is set at $285,000. Conversely, the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s ideal USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. See a side-by-side comparison with our advanced mortgage calculator, which includes USDA, FHA, Conforming, and VA programs, assisting you in choosing the best option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Fort-Morgan, Morgan, CO
Loan Type
Loan Limit
Down Payment Required
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Fort-Morgan, CO
Lendersa® is committed to helping you secure the best USDA or FHA loan with minimal effort. Explore from three starting points that connect you to matching lenders and USDA loan opportunities.
The USDA home loan, guaranteed by the U.S. Department of Agriculture, is known as the USDA rural development loan or mortgage, applicable only in rural locations. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
PhinanceUS is a mortgage company that specializes in residential, multi-family, and commercial real estate financing. We have 30 years of experience in the mortgage industry.residential, multi-family, and commercial real estate financing. We have 30 years of experience is here to solve your real estate finance needs
Bay Federal Credit Union was started in 1957 when local school teachers pooled their money together to start a credit union. That investment has grown through an amazing journey of involvement into the area’s largest locally-owned financial institution, with over $1.5 billion in assets.
Jeri Skipper is your premier mortgage loan officer located in Soquel, California. Jeri offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Soquel area. Whether you are first time home buyer, purchasing your dream home,
"At Karma Mortgage Solutions, Inc. Our company provides a wide variety of loans.
From the most popular ones like FHA, VA, Conventional, USDA, to commercial loans, bridge loans, construction loans, Manufacture homes, and more. FHA, VA, Conventional, USDA, to commerc
Equal Housing Lender (Brokerage)."
First Bank Richmond is a community-oriented financial institution headquartered in Richmond, Indiana. First Bank Richmond provides full banking services to individuals and businesses through its eight branches located in Indiana and five branches and one loan production office in Ohio.
WUFFACE Federal Credit Union aspires to create valuable and trusted lifelong relationships that improve the financial well being of our members and the communities we serve. We provide exceptional personalized service delivered with respect and concern for our members. WUFFACE is an acronym for Wayne, Union, Fayette, Federal and County Employees.
Wayne County Federal Credit Union is a federally chartered credit union serving Wayne county and their families. Since we keep things local, we give our personal touch to every transaction. We offer home banking, loans, checking, savings mortgage and online bill paying. All with your WCFCU account. Stop in and see what we can do for you.
Richmond City Employees Federal Credit Union has been open for over 50 years. Membership is open to the City Employees, employees of Morrisson-Reeves Library and Frontier/Verizon employees, and RP&L employees. Membership is also available to immediate family members of an existing member.
Natco Credit Union is a member-owned financial institution. Natco operates as a not-for-profit organization, with the interests of our members in mind. That makes us significantly different from banks, which are driven to operate at a profit to their stakeholders. We were established in 1944 and have provided a variety of accounts.
HCPFCU is NCUA Insured and an Equal Housing Lender. Our credit union opened its doors in 1975, specifically to serve Reid Health Employees. Since then, we have expanded to offer our services to any health care employee in the community, as well as their entire family! We do business in accordance with the Fair Housing Opportunity Act.
