USDA and FHA Pro and Con in Manitou-Springs, El Paso County, CO
As of 2025, the USDA loan limit in Manitou-Springs, located in the county of El Paso, CO, is set at $314,600. For comparison, the FHA limit for a single-family residence is $393,300.
Take advantage of the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine what income, credit, reserves, and documentation are necessary to qualify. This sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program in for your unique financial needs.
2025 Loan limits and downpayment requirements in Manitou-Springs, county of El Paso, CO
Loan Type
Loan Limit
Down payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Manitou-Springs, CO
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and with ease. Start with one of three initial steps to connect with matching lenders and explore USDA loan programs.
USDA home loans are government-backed via the Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages. These are accessible exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"
Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir
Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.
9, 500 plus members from various employer groups make up the membership
10724 Carmel Commons Blvd, Unit 550, Charlotte, NC, 28226
East Coast Mortgage Lending is a full-service mortgage company located in Charlotte, NC. We provide Purchase, Refinance, Debt Consolidation, Commercial and Construction Loans in North Carolina and South Carolina. Since we started this company in 2005 we have had the privilege of helping thousands of families
7300 Carmel Executive Park Dr, Suite 320, Charlotte, NC, 28226
Admiral Home Mortgage, we strive for nothing less than 100% customer satisfaction and will go above and beyond the call of duty to achieve that. Our service and attention to detail stands alone. Admiral Home Mortgage’s loan process is quick and easy. We will always provide more than one option for our clients.
8008 Corporate Center Dr, Suite 206, Charlotte, NC, 28226
LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.
241 North Pittsburgh Street, Connellsville, PA, 15425
Glass Cap Federal Credit Union was first chartered in 1960 and Glass Cap Federal Credit Union is a non-profit financial institution owned and operated by its members. Our sole purpose is to assist our members in sound management of their financial affairs by offering the best service and products at the lowest possible cost
