USDA and FHA Pro and Con in Manitou-Springs, El Paso County, CO

In 2025, USDA loan limit in Manitou-Springs, county of El Paso, CO is $314,600 while FHA limit is $393,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Manitou-Springs, county of El Paso, CO

Loan Type Loan Limit Down payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Manitou-Springs, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Infinity Capital Finance
  • 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817
  • "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate. With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"
  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
  • KORE Mortgage LLC
  • 7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
  • Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.