USDA and FHA Pro and Con in Manitou-Springs, El Paso County, CO
As of 2026, the USDA loan limit in Manitou-Springs, located in the county of El Paso, CO, is set at $314,600. For comparison, the FHA limit for a single-family residence is $393,300.
Take advantage of the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine what income, credit, reserves, and documentation are necessary to qualify. This sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program in for your unique financial needs.
2026 Loan limits and downpayment requirements in Manitou-Springs, county of El Paso, CO
Loan Type
Loan Limit
Down payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Manitou-Springs, CO
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and with ease. Start with one of three initial steps to connect with matching lenders and explore USDA loan programs.
USDA home loans are government-backed via the Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages. These are accessible exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
Lends in Colorado
As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
Lends in Colorado
We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
Lends in Colorado
Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
