USDA and FHA Pro and Con in Manitou-Springs, El Paso County, CO
As of 2025, the USDA loan limit in Manitou-Springs, located in the county of El Paso, CO, is set at $314,600. For comparison, the FHA limit for a single-family residence is $393,300.
Take advantage of the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine what income, credit, reserves, and documentation are necessary to qualify. This sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program in for your unique financial needs.
2025 Loan limits and downpayment requirements in Manitou-Springs, county of El Paso, CO
Loan Type
Loan Limit
Down payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Manitou-Springs, CO
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and with ease. Start with one of three initial steps to connect with matching lenders and explore USDA loan programs.
USDA home loans are government-backed via the Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages. These are accessible exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
Health Care Credit Union was incorporated in 1960 as the Mercy Hospital Credit Union. That common bond has grown over the years to include all workers in any area of health care or related fields that live in or work in Winnebago County, Wisconsin. In addition, HCCU serves the employees
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Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
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Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
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1900 McCarthy Blvd, Suite 100, Milpitas, CA, 95035
Since 1989, Access Mortgage has been committed to providing clients with the highest quality home loans, combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our expertise
