USDA and FHA Pro and Con in Manitou-Springs, El Paso County, CO
As of 2026, the USDA loan limit in Manitou-Springs, located in the county of El Paso, CO, is set at $314,600. For comparison, the FHA limit for a single-family residence is $393,300.
Take advantage of the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Determine what income, credit, reserves, and documentation are necessary to qualify. This sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the most suitable program in for your unique financial needs.
2026 Loan limits and downpayment requirements in Manitou-Springs, county of El Paso, CO
Loan Type
Loan Limit
Down payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Manitou-Springs, CO
Lendersa® is committed to securing the best USDA or FHA loan for you quickly and with ease. Start with one of three initial steps to connect with matching lenders and explore USDA loan programs.
USDA home loans are government-backed via the Department of Agriculture, commonly known as USDA rural development loans or USDA mortgages. These are accessible exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
7887 E Belleview Avenue, Suite 1100, Englewood, CO, 80111
The new loan application on TLD Financial's web site makes it easy for you to safely apply online, day or night. You save time and money. Discover the difference when you check the progress of your loan from your own computer. We never lose sight of the personal touch. You'll love the convenience of our proven technology and competent staff.
8490 E. Crescent Parkway, Suite 120, Greenwood Village, CO, 80111
DHA Financial is owned and operated by Dan Langerman and Jennifer Langerman. Since 2001 DHA Financial has helped thousands of families realize the dream of home ownership. We are a Correspondent lender, which means that we are 100% invested in the experience our company delivers to you,
Professional Wholesale Mortgage, LLC is a Colorado based company providing the lowest rates to customers across the region. We are a small company that focuses on providing competitive home loans that make sense for our clients. We understand your mortgage needs and will work to get you the best rate available.
The Alliance Mortgage Group team takes pride in delivering top notch COMMUNICATION and working seamlessly together to provide all Colorado residents with a Hassle-Free, Five Star experience. Whether you are looking to build your dream home, purchase a home, refinance, do some home improvement, or simply check rates, we are always here to help.
6021 S Syracuse Way, Suite 104, Englewood, CO, 80111
Our mission at Colten Mortgage is to make the loan process as stress-free as possible for our clients and partners. We use innovative technology to make the loan process smooth and simple, but we never underestimate the power of the human touch. Direct communication with our Loan Officers and Processing team when you have questions
7400 East Orchard Road, Suite 3000N, Englewood, CO, 80111
Lead Funding’s mission is to offer non-bank direct lending to real estate investors with competitive rates, hassle-free and quick terms, and complimentary essential tools. This “holistic” approach assists small to large real estate investors and is truly industry unique. To date, Lead Funding has loaned in excess of $700,000,000 directly to investo
7350 E Progress Place, Suite 100, Greenwood Village, CO, 80111
Bridge Capital Resources™ LLC is a private money lender whose mission is to leverage entrepreneurial creativity bringing about inspired vision for transformation. We provide capital to real estate entrepreneurs for investment property acquisition, rehabilitation and stabilization. Principals of our company have nearly sixty years of combined indust
Mark is the founder of Remarkable Mortgage. He has been in the Mortgage business for more than 8 years. He started Remarkable Mortgage, so he and rest of the team could devote their time, attention & talents to serving the Senior community of Colorado. From the beginning of his mortgage career his goal was to do Reverse Mortgages and nothing else.
