USDA and FHA Pro and Con in Castle-Pines-Village, Douglas County, CO

In 2026, the USDA loan limit for Castle-Pines-Village in Douglas county, CO, is $477,400. Meanwhile, the FHA cap for a single-family home stands at $596,850.

You can leverage Lendersa® USDA loan calculator to compare today's most advantageous USDA and FHA rates. This tool helps determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program for your specific financial needs in .

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2026 Loan Limits and Down Payment Requirements in Castle-Pines-Village, Douglas, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Examining USDA and FHA Loan Options in Castle-Pines-Village, CO

The mission of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without complexity. Start with one of three pathways to engage with appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Insight into USDA Loans in CO

A USDA home loan, backed by the Department of Agriculture, is sometimes called a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Castle-Pines-Village Lenders

  • Optimum Mortgage Services Inc
  • 1017 Bramblewood Drive, Castle Pines, CO, 80108
  • Lends in Colorado
  • Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.

  • Efficient Lending Incorporated
  • 690 Stonemont Court, Castle Pines, CO, 80108
  • Lends in Colorado
  • The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.

  • Mortgage Toolbox Inc
  • 1292 Buffalo Ridge Road, Castle Rock, CO, 80108
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Five Star Financial LLC
  • 9031 Clydesdale Rd, Castle Rock, CO, 80108
  • Lends in Colorado
  • Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.

  • Bennett Mortgage Group
  • 1321 Basalt Ridge Loop, Castle Rock, CO, 80108
  • Lends in Colorado
  • At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Colorado Mortgage Guy
  • 12413 S Arcaro Creek Ct, Parker, CO, 80134
  • Lends in Colorado
  • Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.

  • Front Range Lending LLC
  • 10501 Sierra Ridge Drive, Parker, CO, 80134
  • Lends in Colorado
  • Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • Rocky Top Lending
  • 10940 South Parker Road, Suite 223, Parker, CO, 80134
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Colorado Mortgage Connect
  • 11231 Jordan Court, Parker, CO, 80134
  • Lends in Colorado
  • We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.