USDA Vs. FHA Pro and Con comparison in Stonegate, Douglas County, CO

As of 2026, the USDA loan limit for the city of Stonegate in Douglas County, CO stands at $547,400, whereas the FHA limit for a single-family residence is $787,750.

Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates, uncovering the income, credit score, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options in , allowing you to choose the ideal program for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Stonegate, Douglas County, CO

Loan Type Loan Limit Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Explore USDA and FHA Loan Opportunities in Stonegate, CO

Lendersa® is dedicated to efficiently securing you the most suitable USDA or FHA loan without complexity. Begin your process by selecting from three different starting points that connect you with lenders and USDA loan programs.

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Understanding USDA Loans in CO

USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed mortgages offered by the Department of Agriculture. These loans are available exclusively in rural areas and differ from FHA loans which require a minimum down payment of 3.5%, as USDA loans eliminate the need for any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Stonegate Lenders

  • Colorado Mortgage Guy
  • 12413 S Arcaro Creek Ct, Parker, CO, 80134
  • Lends in Colorado
  • Colorado Mortgage Guy provides new home mortgages, refinancing, FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home loans for Denver and Colorado. Call 303.818.0699 for FREE Mortgage Consultation Mortgage Check-Up. FHA mortgages, VA home loans, HUD home mortgages, second mortgages, bad credit home.

  • Front Range Lending LLC
  • 10501 Sierra Ridge Drive, Parker, CO, 80134
  • Lends in Colorado
  • Front Range Lending LLC treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.

  • Rocky Top Lending
  • 10940 South Parker Road, Suite 223, Parker, CO, 80134
  • Lends in Colorado
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Colorado Mortgage Connect
  • 11231 Jordan Court, Parker, CO, 80134
  • Lends in Colorado
  • We are a mortgage brokerage with a focus on education about real estate investing. We believe in educating our clients first – not selling. This empowers our clients to make informed choices.We take a consumer-direct approach strategy, reaching consumers where they seek education about home mortgage and first-time home buyer programs.

  • Core Value Lending
  • 17011 Lincoln Ave, Suite 606, Parker, CO, 80134
  • Lends in Colorado
  • Welcome to Core Value Lending. Veteran owned and operated serving the states of Colorado, Florida, Virginia, and California founder of the and also Veteran owned and operated, Homes for Heroes affiliate, and true advocate for the VA home buyer servicing CO, VA, and FL Experienced, transparent, and hard working Ready To Work For You.

  • Colorado Mortgage Coach
  • 10952 S Pikes Peak Dr, Parker, CO, 80138
  • Lends in Colorado
  • Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,

  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Lends in Colorado
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.

  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • Lends in Colorado
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.

  • PLUM CREEK FUNDING, INC.
  • 10952 South Pikes Peak Drive, Parker, CO, 80138
  • Lends in Colorado
  • Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.