As of 2025, the USDA loan limit for the city of Stonegate in Douglas County, CO stands at $547,400, whereas the FHA limit for a single-family residence is $787,750.
Utilize the Lendersa® USDA loan calculator to juxtapose today's top USDA and FHA rates, uncovering the income, credit score, reserves, and documentation needed for qualification. Our state-of-the-art mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $547,400 | 0% |
| FHA | $787,750 | 3.5% |
| Conventional Conforming | $787,750 | 3% |
Lendersa® is dedicated to efficiently securing you the most suitable USDA or FHA loan without complexity. Begin your process by selecting from three different starting points that connect you with lenders and USDA loan programs.
USDA home loans, also known as USDA rural development loans or USDA mortgages, are government-backed mortgages offered by the Department of Agriculture. These loans are available exclusively in rural areas and differ from FHA loans which require a minimum down payment of 3.5%, as USDA loans eliminate the need for any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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