USDA and FHA Pro and Con in The-Pinery, Douglas County, CO

As of 2026, the USDA loan limit in The-Pinery, within Douglas county, CO, is $477,400, whereas the FHA limit for a single-family home is $596,850.

Use the Lendersa® USDA loan calculator to assess today’s USDA vs. FHA rates. Determine the income, credit, reserves, and documents required for qualification. Our advanced tool compares USDA, FHA, Conforming, and VA options side by side, helping to identify the best program in for your needs.

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Loan Limits and Down Payment Requirements for 2026 in The-Pinery, Douglas, CO

Loan Type Loan Limit Down Payment
USDA $477,400 0%
FHA $596,850 3.5%
Conventional Conforming $596,850 3%

Explore USDA and FHA Loans in The-Pinery, CO

The aim at Lendersa® is to swiftly connect you with the best USDA or FHA loan, eliminating hassle. Begin with one of three pathways linking you to lenders and USDA loan programs.

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What Defines a USDA Loan in CO?

A USDA home loan, backed by the Department of Agriculture, is offered for rural areas and requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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