USDA Vs. FHA your options comparison in Castle-Rock, Douglas County, CO
In 2025, the USDA loan cap for Castle-Rock in Douglas county, CO, is $477,400, whereas the FHA limit for a single-family home is $596,850.
To compare current USDA with FHA rates, utilize the Lendersa® USDA calculator. Assess income, credit, reserves, and necessary documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial needs in .
2025 Loan Limits & Down Payment Requirements in Castle-Rock, Douglas County, CO
Loan Type
Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploring USDA and FHA Loan Options in Castle-Rock, CO
The purpose of Lendersa® is to obtain the best USDA or FHA loan quickly and easily. Start by choosing one of three approaches leading to matched lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
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