USDA Vs. FHA your options comparison in Castle-Rock, Douglas County, CO
In 2026, the USDA loan cap for Castle-Rock in Douglas county, CO, is $477,400, whereas the FHA limit for a single-family home is $596,850.
To compare current USDA with FHA rates, utilize the Lendersa® USDA calculator. Assess income, credit, reserves, and necessary documents for eligibility. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial needs in .
2026 Loan Limits & Down Payment Requirements in Castle-Rock, Douglas County, CO
Loan Type
Limit
Down Payment
USDA
$477,400
0%
FHA
$596,850
3.5%
Conventional Conforming
$596,850
3%
Exploring USDA and FHA Loan Options in Castle-Rock, CO
The purpose of Lendersa® is to obtain the best USDA or FHA loan quickly and easily. Start by choosing one of three approaches leading to matched lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require none.
300 E. Miller Ct, Suite 992, Castle Rock, CO, 80104
Lends in Colorado
NestInvest Home Loans is a wholesale mortgage brokerage. We can help you find the right loan program through our network of lenders and we'll guide you throughout the process. Our mission is to serve our customers with honesty, integrity and competence. Furthermore, we pledge to help borrowers overcome roadblocks that can arise.
With over 30 years experience, Kay is the local expert to help you find the best option and rate, whether you just bought a new home or are refinancing your current home. KC Mortgage is a one-stop shop for all your mortgage needs in Colorado. Contact Kay today to schedule your free consultation.
200 S Wilcox St, Suite 401, Castle Rock, CO, 80104
Lends in Colorado
LPS is a loan processing company that works with residential mortgage brokers for Colorado based loans only at this time. We provide all the skills of an internal full-time processor for a portion of the cost. At Loan Professionals of Colorado, our processors are licensed and are trained in all the current guidelines.
Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.
