USDA Vs. FHA Pro and Con comparison in Palmer-Lake, El Paso County, CO
In 2026, the USDA loan limit for Palmer-Lake, located in El Paso county, CO, is $314,600. Meanwhile, the FHA limit for a single-family home is $393,300.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you'll be able to examine USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial situation in .
Understanding 2026 Loan Limits and Downpayment Requirements in Palmer-Lake, El Paso, CO
Loan Type
Loan Limit
Down Payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Palmer-Lake, CO
The aim of Lendersa® is to efficiently find you the most suitable USDA or FHA loan without delay. Begin with any of the three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture. It is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
New Mexico Reverse Mortgage is located in the North Valley of Albuquerque, NM on 4th Street just 2 blocks North of Montano. The relationship and trust that is built throughout the loan application process continues after the loan has closed. Know that you and your family can rely on us to assist and give professional advice long into the future.
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Main Bank has a long history of serving Albuquerque’s personal and business banking needs. Originally chartered in 1975 as Plaza Del Sol National Bank, the bank has undergone a series of changes. In 1995, the bank was sold, became a state chartered bank called Interamerica Bank and moved to 2424 Louisiana Blvd., NE in Albuquerque.
6605 Uptown Boulevard Northeast, Suite 260, Albuquerque, NM, 87110
Accurate Mortgage will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
2155 Louisiana Blvd. NE, Suite 8000, Albuquerque, NM, 87110
Weststar Mortgage Corporation is a privately owned company established in 1983 in Albuquerque, New Mexico where it maintains corporate headquarters to this day. The firm's primary initial focus was to develop specialized software that enabled the company to deliver best-of-breed loan servicing solutions to clients who offered seller financing.
6303 Indian School Road NE, Suite 104, Albuquerque, NM, 87110
The New Mexico Mortgage Company Team is your premier mortgage team located in New Mexico. We pride ourselves on offering a variety of programs and competitive rates and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of New Mexico.
Ford County State Bank succeeded the original Ford County Bank in 1902. The original Ford County Bank was constructed and opened by Asa Soule in 1887, and was in operation through 1897. Asa Soule was the developer of the Soule Canal or the Eureka Irrigation Canal. Ford County State Bank considers it a privilege to have served Spearville.
DreamSpring is a nonprofit community lender dedicated to eliminating systemic wealth inequities and accelerating the economic inclusion & strength of underserved communities. Founded in 1994, the organization, which operates in 19 states, provides rapid access to capital & customized wrap-around support to the most vulnerable small business owners.
High Desert Home Lending, LLC is a brokerage firm serving the Southwest from our Albuquerque, New Mexico office. We are locally owned and operated and specialize in residential mortgage lending. We are proud to offer personal service. We focus on understanding your needs and goals to create a loan program that fits you perfectly.
6330 Riverside Plaza Lane Northwest, Suite 175, Albuquerque, NM, 87120
Premier Choice Mortgage is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We see people such as yourself being so enthused with the process and service we provide that you will become a raving fan for us, telling stories to people of what you just experienced.
6260 Riverside Plaza Ln NW, Albuquerque, NM, 87120
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
