USDA VS FHA in Cimarron-Hills, El Paso County, CO

In 2026, the established USDA loan limit in the city of Cimarron-Hills, located in El Paso county, CO, is $314,600. Meanwhile, for a single-family home, the FHA limit is $393,300.

Leverage the capabilities of the Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates available today. Determine the income levels, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program suited to your financial criteria, especially in areas like .

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Detailed Overview of 2026 Loan Limits and Down Payment Requirements in Cimarron-Hills, located in El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Solutions in Cimarron-Hills, CO

The focus of Lendersa® is to connect you swiftly with the best available USDA or FHA loans, minimizing delays and complications. You can select from three initial pathways that link you to compatible lenders and applicable USDA loan programs.

Representation of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, provides financing options specifically in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement, significantly improving accessibility for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PenTrust Mortgage Group
  • 1755 Telstar Dr, Suite 109, Colorado Springs, CO, 80920
  • At PenTrust, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while our vast product offerings ensure we match you to the perfect loan.
  • A Plus Mortgage, LLC
  • 1880 Office Club Point, Suite 1200, Colorado Springs, CO, 80920
  • This company was founded on 35 years of experience in the mortgage lending industry. We strive to take care of and support your needs now and in the future because, A Plus Mortgage is proud to partner with carefully chosen and well-qualified, licensed and insured loan processors who share over forty years combined experience
  • Pikes Peak National Bank
  • 2401 W. Colorado Ave, Colorado Springs, CO, 80904
  • Pikes Peak National Bank was opened in 1957 by local business people from the west side of Colorado Springs. It is one of the few independent banks left in the region. In 2020, we are grateful to celebrate 63 years of service to the Pikes Peak region. We are in business to help local small businesses and families achieve their dreams.
  • Abundant Mortgage Lending Inc
  • 2950 Professional Place, Suite 209, Colorado Springs, CO, 80904
  • As mortgage brokers, we have access to a wide range of loan programs. We can provide you an efficient closing process with competitive rates. We are committed to finding a home loan solution to fit your needs, whether it is a new purchase loan, construction loan, refinance loan or a home improvement loan. Your best interest is our priority.
  • Equity Lending Mortgage Inc
  • 720 Marlstone Place, Colorado Springs, CO, 80904
  • Equity Lending Mortgage Inc is a mortgage broker based in Colorado Springs dedicated to helping home owners make well informed and strategically smart choices regarding home financing and first time purchasing a home or you have been through the process before, we can guide you through the process
  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
  • HomeStar Lending
  • 445 East Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO, 80906
  • HomeStar Lending, LLC is a business entity registered with Colorado Department of State (CDOS). The business entity number is #20201614892. The business office address is located at 445 E Cheyenne Mountain Blvd, Suite C370, Colorado Springs, CO 80906. The business is formed on July 19, 2020.
  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
  • Springs Mortgage Inc
  • 192 East Cheyenne Mountain Blvd, Colorado Springs, CO, 80906
  • Springs Mortgage has helped me to achieve the impossible. This company and the people dedicated to it have also helped me change my life. If you need any mortgage related service, Springs Mortgage can help you. I cannot stress enough that this company can actually BE TRUSTED. The Springs Mortgage staff handled our loan process very professionally.
  • Island View Private Loan Fund
  • 2139 Chuckwagon Road, Suite 315, Colorado Springs, CO, 80919
  • Island View Private Loan Fund’s (IVPLF) core investment strategy focuses on private lending to entities purchasing real estate such as non-owner occupied houses, fix and flip properties, and 1-4 unit rental properties. While most private loans or asset-based lenders rely primarily upon the value of the real estate backing the mortgage to determine
  • Indigo Mortgage Colorado
  • 6805 Corporate Drive, Suite 115, Colorado Springs, CO, 80919
  • At Indigo Mortgage Colorado, we always say that “no one cares more about your mortgage loan”. We believe our borrowers experience a different relationship when they work with the certified staff at Indigo Mortgage Colorado. We take pride in the fact that you’ll work with the same Indigo Mortgage Colorado professional throughout your loan process