USDA VS FHA in Cimarron-Hills, El Paso County, CO

In 2025, the established USDA loan limit in the city of Cimarron-Hills, located in El Paso county, CO, is $314,600. Meanwhile, for a single-family home, the FHA limit is $393,300.

Leverage the capabilities of the Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates available today. Determine the income levels, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program suited to your financial criteria, especially in areas like .

Explore loan offers from an array of 100 lenders

Detailed Overview of 2025 Loan Limits and Down Payment Requirements in Cimarron-Hills, located in El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Solutions in Cimarron-Hills, CO

The focus of Lendersa® is to connect you swiftly with the best available USDA or FHA loans, minimizing delays and complications. You can select from three initial pathways that link you to compatible lenders and applicable USDA loan programs.

Representation of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, provides financing options specifically in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement, significantly improving accessibility for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Eastern Financial Services Inc
  • 49 Sherwood Terrace, Old Saybrook, CT, 06475
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Country Bank For Savings
  • 75 Main Street, Ware, MA, 01082
  • We are a state-chartered 1.7 billion-dollar mutual savings bank with offices in central and western mass. We've gone above and beyond for our customers since 1850. We value respect, courtesy, and excellence in service above all. As a mutual bank, we answer our customers first, not to investors.
  • Title Mortgage Solution
  • 7 Lebanon Street, Suite 105, Hanover, NH, 03755
  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
  • Legacy Mortgage, LLC
  • 2 Buck Rd, Suite L, Hanover, NH, 03755
  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
  • Sugar River Bank
  • PO Box 569, Newport, NH, 03773
  • Sugar River Savings Bank was founded in 1895 by a group of local businessmen who saw the need for a local bank, managed by local people who were committed to the growth and prosperity of the community. As a mutual bank, headquartered in Newport, NH, we service the surrounding communities of Newport, Sunapee, New London, Grantham, Warner, Bradford
  • ORLEX CREDIT UNION
  • 5043 US Route 5, Newport, VT, 05855
  • ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Northeast Schools and Hospital Credit Union
  • 189 East Main Street, Suite C, Newport, VT, 05855
  • Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
  • Athol Savings Bank
  • 388 Main Street, Athol, MA, 01331
  • Athol Savings Bank is a mutual savings bank based in Athol, Massachusetts. Our goal is to be the financial foundation in our community; working harder, reaching higher and delivering strength, stability and security to our customers. As we move forward, Athol Savings Bank is committed to being “A Solutions Bank” for our customers.
  • Athol Credit Union
  • 513 Main St, Athol, MA, 01331
  • We were founded in 1930 as a member-owned, not-for-profit credit union with the goal of providing the highest quality banking products at the best possible prices, delivered with professional, one-on-one personal service. In 2015, we were designated as a Community Development Financial Institution by the U.S.
  • Weimin Loans LLC
  • 94 Arbor Crossing East, East Lyme, CT, 06333
  • Weimin Loans Mortgage one is more suitable, fixed interest rate or floating interest rate? Usually, if you plan to sell a house within 7 years, you can consider a floating-rate loan because its initial interest rate is lower than a fixed-rate loan. If the plan changes in the future, you can consider refinancing at that time.
  • Wells River Savings Bank
  • 34 Main Street, Wells River, VT, 05081
  • Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.