USDA VS FHA in Cimarron-Hills, El Paso County, CO

In 2026, the established USDA loan limit in the city of Cimarron-Hills, located in El Paso county, CO, is $314,600. Meanwhile, for a single-family home, the FHA limit is $393,300.

Leverage the capabilities of the Lendersa® USDA loan calculator to evaluate and compare the top USDA vs. FHA rates available today. Determine the income levels, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the optimal program suited to your financial criteria, especially in areas like .

Explore loan offers from an array of 100 lenders

Detailed Overview of 2026 Loan Limits and Down Payment Requirements in Cimarron-Hills, located in El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Solutions in Cimarron-Hills, CO

The focus of Lendersa® is to connect you swiftly with the best available USDA or FHA loans, minimizing delays and complications. You can select from three initial pathways that link you to compatible lenders and applicable USDA loan programs.

Representation of Lendersa USDA loan request and matching outcomes

Defining USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan, provides financing options specifically in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans eliminate this requirement, significantly improving accessibility for homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cimarron-Hills Lenders

  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • Lends in Colorado
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.

    With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines

  • United Home Mortgage Network Inc
  • 3650 Rebecca Lane, Colorado Springs, CO, 80917
  • Lends in Colorado
  • Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!

  • Cabaka Mortgage
  • 3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
  • Lends in Colorado
  • Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.

  • Pikes Peak Credit Union
  • 1616 N Circle Dr, Colorado Springs, CO, 80909
  • Lends in Colorado
  • Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.

  • Low Cost Mortgage
  • 685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
  • Lends in Colorado
  • LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.

    SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan

  • Linq Mortgage LLC
  • 2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
  • Lends in Colorado
  • We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.

  • Access Financial Group
  • 1417 Potter Drive, Colorado Springs, CO, 80909
  • Lends in Colorado
  • Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land

  • Strong Tower Mortgage
  • 5350 N Academy Blvd Ste 205, Colorado Springs, CO, 80918
  • Lends in Colorado
  • Strong Tower Mortgage helps Colorado homebuyers and homeowners get the right loan with clear guidance, fast communication, and competitive options. Whether you’re buying, refinancing, or exploring VA, FHA, conventional, or jumbo programs, we build a simple plan and stay on it from application to closing—so you can move forward with confidence, toda

  • Trinity Home Loans
  • 5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
  • Lends in Colorado
  • Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.