USDA Vs. FHA Pro and Con comparison in Colorado-Springs, El Paso County, CO
In 2026, the USDA loan limit for Colorado-Springs, located in El Paso county, CO, is set at $314,600. Meanwhile, the FHA limit for a single-family home is $393,300.
Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, determining the requisite income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in choosing the program that aligns with your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Colorado-Springs, El Paso County, CO
Loan Type
Loan Limit
Down Payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA Loan Options in Colorado-Springs, CO
The goal of Lendersa® is to secure the finest USDA or FHA loan swiftly and effortlessly. Choose one of three initiation points to effectively connect with lenders and match USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
455 W Paine St, Building 1485, Colorado Springs, CO, 80914
Lends in Colorado
5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.
With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines
Most competitive Mortgage Broker in Colorado. Don't Take our word for it, call us for your Complementary Mortgage Review today! You could Lower your payment, Lower your interest rate, or cash out your equity for repairs, remodels, or pay off other high interest debts. Maybe even skip a couple payments on your refinance!
3630 North Academy Blvd, Unit 11, Colorado Springs, CO, 80917
Lends in Colorado
Our goal is to provide excellent customer service and home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan and our customers with honesty, integrity and competence.
Pikes Peak Credit Union was Established in 1932. In 2012, we celebrate our 80th Anniversary. We are the oldest credit union in Colorado Springs & the 4th oldest in CO. Our Members are also owners of Pikes peak Credit Union & since credit unions are "not-for-profit", member-owned financial cooperatives, all profits are returned to our membership.
685 Citadel Dr E, Suite 290-9, Colorado Springs, CO, 80909
Lends in Colorado
LCMLoans was created to be the low cost provider of mortgage loans. The owner is a Vet who has a degree in finance and has years of experience in all facets of Real Estate including mortgage lending.
SAVE Thousands! Low Interest Rates and NO Lender Fees. You would be hard pressed to find a better deal on a home loan
2020 N. Academy Blvd, Suite 282, Colorado Springs, CO, 80909
Lends in Colorado
We are committed to delivering you the very best mortgage experience. Our team of loan officers has extensive experience in VA, Conventional, and FHA home loans. we are proud to be approachable, proficient, and be able to provide an extraordinary level of service. Our customers are the most important part of our business.
Access Financial Group, LLC funds hard money loans on real estate located in the State of Colorado. Our company offers purchase and refinance loans to both owner occupied and investment borrowers, when other lenders say no. We can fund 1st and 2nd real estate loans on single-family homes, commercial properties, and vacant land
5350 N Academy Blvd Ste 205, Colorado Springs, CO, 80918
Lends in Colorado
Strong Tower Mortgage helps Colorado homebuyers and homeowners get the right loan with clear guidance, fast communication, and competitive options. Whether you’re buying, refinancing, or exploring VA, FHA, conventional, or jumbo programs, we build a simple plan and stay on it from application to closing—so you can move forward with confidence, toda
5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
Lends in Colorado
Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
