USDA Vs. FHA Pro and Con comparison in Colorado-Springs, El Paso County, CO

In 2025, the USDA loan limit for Colorado-Springs, located in El Paso county, CO, is set at $314,600. Meanwhile, the FHA limit for a single-family home is $393,300.

Utilize the Lendersa® USDA loan calculator to compare the best rates between USDA and FHA today, determining the requisite income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA programs, aiding you in choosing the program that aligns with your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Colorado-Springs, El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Colorado-Springs, CO

The goal of Lendersa® is to secure the finest USDA or FHA loan swiftly and effortlessly. Choose one of three initiation points to effectively connect with lenders and match USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available solely in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 3107 John Stevens Way, Hoquiam, WA, 98550
  • Longshore FCU was established in 1960 to provide financial services in a democratic, not-for-profit, cooperative manner. The original name was ILWU Local 24 Federal Credit Union and was chartered by members of the International Longshore and Warehouse Union Local 24. As a member (depositor), you are an owner. There are no outside stockholders.
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  • 345 Perry Hill Road, Montgomery, AL, 36109
  • The credit union was founded in 1946 by employees of the Veterans Administration in Montgomery, AL. It is our mission to offer quality service with a personal touch, ensure profitability & preserves the tradition of being a safe & secure member-owned cooperative.Membership in the credit union requires ownership of one or more shares of $25.00 each.
  • ASE Credit Union
  • 1000 Interstate Park Drive, Montgomery, AL, 36109
  • ASE Credit Union was established in 1954 as the Alabama State Employees' Credit Union. Years later, ASE was granted a Community Charter and we have been able to open our doors to everyone! If you live, work, worship or attend school in the 8 counties surrounding Montgomery, AL then you can join, too!Credit Union was established in 1954
  • Community First Bank, National Association
  • 118 East Lima Street, Forest, OH, 45843
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  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
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  • 316 South Mckenzie Street, Suite 177, Foley, AL, 36535
  • Our team of highly motivated and skilled LOAs & Processors will work to save you time and energy on your files so you can focus on generating more business. Working your files from beginning to end, our follow up system continues for a year after close of escrow to keep YOU top of mind with your clients. All follow up is sent on your behalf,
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  • We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
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  • Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
  • Pride Mortgage Lending
  • 5409 Gateway Center, Suite C, Flint, MI, 48507
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