In 2025, the USDA loan limit is $368,000 for properties in Stratmoor, located in the county of El Paso, CO, while the FHA loan limit for a single-family home is $517,500.
Take advantage of the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA loans, helping you identify the necessary income, credit, reserves, and documents for qualifying. Using our advanced mortgage calculator, view USDA, FHA, Conforming, and VA programs side by side to determine which option in Alabama best suits your financial needs.
Explore offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $368,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you secure the best USDA or FHA loans efficiently. Begin with one of three paths that guide you to matching lenders and USDA loan programs.
A USDA home loan is backed by the government through the Department of Agriculture, also known as a USDA rural development loan. It’s intended for rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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