USDA and FHA Pro and Con in Fort-Carson, El Paso County, CO
In 2025, the USDA loan limit for Fort-Carson, situated in El Paso county, CO, is established at $314,600. In contrast, the FHA loan limit for a single-family home is $393,300.
Use the Lendersa® USDA loan calculator to explore today's top USDA and FHA rates. This tool assists in determining the necessary income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial needs, particularly in areas such as .
Overview of 2025 Loan Limits and Downpayment Requirements in Fort-Carson, County of El Paso, CO
Loan Type
Loan Limit
Down Payment
USDA
$314,600
0%
FHA
$393,300
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Fort-Carson, CO
The aim of Lendersa® is to connect you with the most favorable USDA or FHA loan options quickly and smoothly. Choose one of the three starting points that lead to connecting with lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage loan has no down payment requirement, significantly enhancing the accessibility of homeownership to qualified buyers.
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