In 2026, the USDA loan limit for Black-Forest, located in El Paso county, CO, is set at $314,600. For a single-family home, the FHA limit is $393,300.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today’s best rates between USDA and FHA offerings. This tool helps determine the necessary income, credit, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in deciding which option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $314,600 | 0% |
| FHA | $393,300 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The goal of Lendersa® is to connect you swiftly and easily with the most suitable USDA or FHA loans available. Choose one of three pathways to engage with matching lenders and relevant USDA loan programs.
A USDA home loan is a financial product that is guaranteed by the U.S. Department of Agriculture. It is also known as a USDA rural development loan or USDA mortgage, intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan program does not require any down payment, thereby enhancing accessibility for prospective homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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