USDA Loan Vs. FHA loan for Denver, CO 2025

In 2025, the USDA loan limit in Denver, within Denver county, CO, is $0. For a single-family home, the FHA limit is $787,750.

Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding the decision of which program best fits your financial needs in Alabama.

USDA and FHA Loan Options in Denver, CO

The intention of Lendersa® is to rapidly obtain the most suitable USDA or FHA loan for you without any difficulties. Select from three different starting paths that facilitate lender matching for USDA loan initiatives.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, otherwise known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(877) 221-2050 Lender's profile and map Reviews Reliant Bank 1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027 We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.
(615) 279-3476 Lender's profile and map Reviews New Castle Mortgage - Reverse 5115 Maryland Way, Suite 67, Brentwood, TN, 37027 New Castle Mortgage is a major producer of Reverse Mortgage loans in Tennessee, owned & operated by Tennesseans, purely specializing in Reverse Mortgages. As a consumer you can be certain we are credible, qualified, & experienced.Mike Holton and Catherine Holton, each have over 20 years’ experience originating FHA loans throughout the state of TN.
(615) 293-5804 Lender's profile and map Reviews P3 Home Loans 5115 Maryland Way, Suite 124, Brentwood, TN, 37027 P3 Home Loans serves all of Tennessee, making sure to save local home owners money and time. Rod Freeman is the voice of P3 Home Loans and has managed the success of hundreds of clients’ mortgage closings. When it comes to getting the lowest rate and the quickest mortgage approval, you can depend on our mortgage professionals.
(615) 377-6589 Lender's profile and map Reviews Meridian Capital Group 5115 Maryland Way, Brentwood, TN, 37027 "MCL Private Lending is a direct private money lender that was established to provide time sensitive, creative, short term financing to builders, developers, and real estate investors. MCL Private Lending is Nashville’s leading direct, private money lender. Based in Brentwood, Tennessee,
(253) 649-4041 Lender's profile and map Reviews Bryte Home Loans 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332 We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.
(206) 889-5295 Lender's profile and map Reviews Blue Square Mortgage LLC 4212 33rd Avenue West, Seattle, WA, 98199 Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
(360) 870-0702 Lender's profile and map Reviews MLS FUNDING 8640 Martin Way E Suite D, Lacey, WA, 98516 MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.
(206) 594-0933 Lender's profile and map Reviews FAST TRACK MORTGAGE 10000 Aurora Ave N, Suite 2, Seattle, WA, 98133 Fast Track Mortgage we take pride in treating our clients with honesty and integrity. Ask us about getting refinanced in Seattle.Our mortgage bankers know what they’re doing. They use the latest comparative analysis software which allows them to research and compare various loan programs to find the best option to meet your needs.
(206) 393-0684 Lender's profile and map Reviews Pacific Coast Financial LLC 2150 North 107th Street, Suite 170, Seattle, WA, 98133 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(800) 683-0973 Lender's profile and map Reviews 1st Security Bank of Washington 6920 220th St SW, Mountlake Terrace, WA, 98043 At 1st Security Bank, we know your money is more than a number. It’s the path to a better life, business, and community. That matters to us, too. And since actions speak louder than words, we strive to be the bank that shows up to help. We’ve been serving customers and communities since 1936 and it’s taught us that you only get what you give.
(800) 642-4014 Lender's profile and map Reviews O Bee Credit Union PO Box 5000, Lacey, WA, 98509 O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.