USDA and FHA Pro and Con in Denver, Denver County, CO

In 2025, the USDA loan limit in Denver, within Denver county, CO, is $0. For a single-family home, the FHA limit is $787,750.

Leverage the Lendersa® USDA loan calculator to compare today's most favorable USDA and FHA rates. Determine the required income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding the decision of which program best fits your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2025 in Denver, Denver County, CO

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA Loan Options in Denver, CO

The intention of Lendersa® is to rapidly obtain the most suitable USDA or FHA loan for you without any difficulties. Select from three different starting paths that facilitate lender matching for USDA loan initiatives.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, otherwise known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is accessible only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Swift Lending
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  • Swift Lending is a direct licensed lender that will provide you or your organization with real estate investment capital. We strive to be the funding source for professional real estate investors that seek to continually grow their real estate portfolio. We utilize our experience and knowledge in real estate to help investors grow exponentially..
  • Lord Mortgage & Loan
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  • Lord Mortgage & Loan. Based out of Boca Raton, FL we enjoy helping people realize their dreams of homeownership, and we go above and beyond to make sure that our clients get the personalized service they deserve. Whether this is your first time buying property or you've decided to move to a bigger home
  • Title Mortgage Solution
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  • We have consistently offered the best combination of competitive rates, closing costs, and the widest range of unique and creative loan programs, all while providing the highest level of local service which is so important.We are proud to have closed over a billion dollars in loans, and have helped finance thousands of families.
  • Legacy Mortgage, LLC
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  • Founded in 2021 by longtime Upper Valley mortgage professionals Rob Messenger and Jessica Irwin, Legacy Mortgage LLC provides buyers with unique insight into the local market, a combined 70 years of experience, and access to a network of lending professionals that can make all the difference in securing the most optimal combination of rates
  • Legacy Lending & Mortgages LLC
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  • "LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager. L. Levin Wilson Is a licensed mortgage lending professional,"
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  • Paradise Bank
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  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.
  • Titan Funding
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  • Capital Funding Financial LLC
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  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,
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  • US Mortgage of Texas is a full service lender whose primary focus is to serve our Texas mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying.