In 2026, the USDA loan limit in Vail, located in Eagle County, CO, is $690,000, while the FHA limit for a single-family home is $1,075,250.
With the Lendersa® USDA loan calculator, you can compare today's premier USDA and FHA rates. This tool helps ascertain the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, aiding you in selecting the best program for your financial situation in Alabama.
Explore offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $690,000 | 0% |
| FHA | $1,075,250 | 3.5% |
| Conventional Conforming | $1,075,250 | 3% |
Lendersa® is committed to securing the best USDA or FHA loans efficiently and quickly. Choose from three initial pathways that connect you with matching lenders and their USDA programs.
A USDA home loan, supported by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. Available solely in rural neighborhoods, it differs from FHA loans by requiring no down payment, in contrast to FHA's minimum of 3.5%.
Enter your location to find out if it qualifies for USDA rural housing loan?
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