USDA VS FHA in Avon, Eagle County, CO

In 2026, the USDA loan cap for Avon in the county of Eagle, CO is $690,000. Meanwhile, the FHA limit for a single-family home stands at $1,075,250.

Use the Lendersa® USDA loan calculator to evaluate current USDA vs. FHA top rates. This tool helps you understand the income, credit, reserves, and paperwork necessary to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you to pick the best fit for your financial needs in Alabama.

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2026 Loan Limits and Downpayment Requirements in Avon, Eagle, CO

Loan Type Loan Limit Down payment
USDA $690,000 0%
FHA $1,075,250 3.5%
Conventional Conforming $1,075,250 3%

USDA and FHA Loan Options in Avon, CO

Lendersa® aims to help you secure the best USDA or FHA loans swiftly and with minimal hassle. Start with one of three entry points that connect you with lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is backed by the government through the Department of Agriculture and is also known as a USDA rural development loan. It is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Avon Lenders

  • Central Rockies Mortgage Corp
  • 30 Benchmark Rd, Suite G3, Avon, CO, 81620
  • Lends in Colorado
  • Central Rockies Mortgage was formed in 1992. Robert Grems, David Lau and William DesPortes took over ownership of the company in 2016. Our reputations, and the impeccable reputation of the company, have been built and established on providing exceptional and ongoing customer service to each and every one for our valued clients.

  • Eagle One Financial
  • 150 E Beaver Creek Blvd, Avon, CO, 81620
  • Lends in Colorado
  • We offer many loan programs tailored for the resort market including jumbo mortgage loans, condo-tel loans, and portfolio loans for borrowers with unique situations or properties.

    We are a Colorado based, family owned mortgage lender and provide personalized service to each client, one at a time. Many of my clients have been with me for years

  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Lends in Colorado
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment

  • Cedar Home Loans LLC
  • 120 Buffalo Court, Dillon, CO, 80435
  • Lends in Colorado
  • Cedar Home Loans can save time and reduce costs by providing customized mortgage solutions to assist clients in accomplishing their financial goals. We believe refinancing or buying a home should be easy. Our Summit County lending advisors will help you put your finances in order to attain the Colorado home of your dreams.

  • Hamlet Financial Corporation
  • 1445 Red Butte Drive, Aspen, CO, 81611
  • Lends in Colorado
  • At Hamlet Financial Corporation. We know that each customer has specific needs, so we strive to meet those demands with a wide array of products, exceptional service and individualized attention. We offer an extensive network of lending sources for conforming, jumbo and super jumbo loans for primary residences, second homes

  • Alpine Bank and Trust Co
  • 2200 Grand Avenue, Glenwood Springs, CO, 81601
  • Lends in Colorado
  • Alpine Bank is an independent, employee-owned bank which has been helping build Colorado communities for over 45 years. In a time of impersonal banking giants, Alpine Bank stands out as a full-service community bank with the personal touch--delivering the full range of personal, business, wealth management*, mortgage and electronic banking services

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • Lends in Colorado
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • Collegiate Peaks Bank
  • 105 Centennial Plaza, Buena Vista, CO, 81211
  • Lends in Colorado
  • Collegiate Peaks Bank, Division of Glacier Bank is a growing community bank, serving personal and commercial customers. We currently have four bank Branches, in Salida, Buena Vista, Denver-RiNo, Denver-Belcaro and in February, 2020 we will be opening a Branch in the Denver Tech Center.

  • Mint Mortgage LLC
  • 31021 Troutdale Ridge Road, Evergreen, CO, 80439
  • Lends in Colorado
  • Mint Mortgage is committed to find the best loan program for your needs. Our company is different than most because we operate as brokers to look across available wholesale lenders that offer financing in Colorado. We have very little overhead, so the lowest rate is passed directly to you.