USDA Vs. FHA Pro and Con comparison in Sheridan, Arapahoe County, CO

In 2024, USDA loan limit in Sheridan, county of Arapahoe, CO is $547,400 while FHA limit is $787,750 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Sheridan, county of Arapahoe, CO

Loan Type Loan Limit Down payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

USDA and FHA loan options in Sheridan, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Phoenix Mortgage Group, Inc
  • 240 N Rock Rd, Suite 280, Wichita, KS, 67206
  • We are a wholesale residential mortgage lender who strives to do our best for all borrowers and applicants. In our best, we place ourselves in the applicant's shoes knowing their situation, and with our knowledge in the industry, help them make the best informed decision for the specific type of mortgage loan that will be most suitable for them.
  • Freedom 1st Federal Credit Union
  • 57915 Leavenworth Street, McConnell AFB, KS, 67221
  • Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
  • First State Bank
  • 102 E Broadway, Randolph, NE, 68771
  • First State Bank has been continuously serving the communities of Northeast Nebraska for nearly five generations. Founded in 1887 as The Randolph State Bank, the present-day building stands just one city block from the original site at Broadway and Douglas Street. Since our beginning we’ve remained a full service, independent community bank.
  • Valued Merchant Services
  • 3544 East 17th Street, Ammon, ID, 83406
  • Valued Merchant Services has a history of providing merchants and small businesses with electronic payment services at competitive rates. Our promise is simple. if we can not beat your current rates & fees we will give you $500. All we need is a copy of a recent processing statement from your current provider.
  • Bank of Commerce
  • 3113 S 25th E, Idaho Falls, ID, 83406
  • The Bank of Commerce. We are looking for enthusiastic, customer service oriented individuals to join our workforce. The Bank of Commerce offers many opportunities for personal growth and professional advancement. Apply Online today to join our team at the best bank in Southeastern Idaho and Western Montana
  • Telco Federal Credit Union
  • 110 N Washington Avenue, Roswell, NM, 88203
  • Our credit union was chartered in 1952. Membership was limited to telephone company employees and their family members. The original credit union was operated out of the home of Ray and Marjean May. After their retirement, Tom and Doris Fletcher took over the management of the credit union
  • SEI Credit Union
  • 555 N 5th Avenue, Pocatello, ID, 83201
  • At SEI Credit Union, we think managing your finances should be simple. We pride ourselves on knowing your name when you walk through our door. We are a professional credit union with the convenience afforded by hometown values. Contact us today!Credit Union, we think managing your finances should be simple.
  • Connections credit union
  • 1150 North 8th Avenue, Pocatello, ID, 83201
  • Connections Credit Union is open to most persons, along with family members who live and work in Ada, Bannock, Bingham, Bonneville, Canyon, Cassia, Jefferson, Jerome, Lincoln, Minidoka, and Twin Falls counties. Membership also extends to businesses and other legal entities operating in those counties.
  • Advantage Plus Federal Credit Union
  • 2133 E Center St, Pocatello, ID, 83201
  • We are a locally owned and operated credit union serving the communities in the Southeastern Idaho area. Since first opening our doors in 1953, Advantage Plus FCU has always been a credit union with 100% focus on the betterment of our member base. That means that all product, supplemental resources.