USDA VS FHA in Sheridan, Arapahoe County, CO

In 2025, the USDA loan limit for Sheridan, located in Arapahoe County, CO, is $547,400. In comparison, the FHA limit for a single-family home is $787,750.

Leverage the Lendersa® USDA loan calculator to evaluate the prime USDA vs. FHA rates today, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, helping you decide which option in Alabama best suits your financial situation.

Compare loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Sheridan, Arapahoe County, CO

Loan Type Loan Limit Down Payment
USDA $547,400 0%
FHA $787,750 3.5%
Conventional Conforming $787,750 3%

Exploring USDA and FHA Loan Options in Sheridan, CO

Lendersa® aims to help you secure the best USDA or FHA loans efficiently. Choose from three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan. This mortgage is available only in rural neighborhoods, and unlike FHA loans, which demand a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cash In A Snap - Payday Loans Online
  • 3119 Old Military Rd, Suite 100, Central Point, OR, 97502
  • Based in Central Point, Oregon, at Cash in a Snap, we have been helping people cover any unexpected expense by providing instant cash advance, online. We have made obtaining a payday loan a quick and easy experience by connecting you with our large network of reputable lenders who compete to offer you the best possible loan.
  • Bank of Marin
  • 504 Redwood Blvd, Suite 100, Novato, CA, 94947
  • Bank of Marin is a leading business and community bank in Northern California with assets of almost $4 billion. Bank of Marin provides commercial banking, personal banking, specialty lending and wealth management and trust services throughout its 31 branches and 8 commercial banking offices located across 10 counties.
  • West Cal Financial
  • 1775 Indian Valley Dr, Novato, CA, 94947
  • West Cal Financial Our team strives to provide our clients with the best possible experience. Our One-Stop-Shop approach strives to provide a customer experience that will help alleviate the stress and worry that can often be part of such a large financial transaction. With our specialized knowledge we hope to be able to provide our clients.
  • Community First Credit Union
  • 1539 S Novato Blvd, Novato, CA, 94947
  • Community First Credit Union was founded by seven LOCAL teachers who were denied home loans by banks (back in the day, teachers weren't paid in summer months, and bankers decided teachers weren't smart enough to save up for those months). Since that founding, our "field of Membership" was expanded to include anyone who was a resident of Lake
  • Redwood Trust Inc
  • One Belvedere Place, Suite 300, Mill Valley, CA, 94941
  • Our mission is to make quality housing — whether rented or owned — accessible to all American households. To Redwood Trust, mortgages aren’t simply a business. We never forget that the support we provide to the housing market adds to the lifeblood of our nation. The financing we provide makes a positive impact, not just on the American economy.
  • West Coast Mortgage Co, Inc.
  • 625 Throckmorton Ave, Mill Valley, CA, 94941
  • West Coast Mortgage Co has been a staple to the San Francisco and Bay area since 1995. Owner Brad Schauer used his extensive experience in real estate sales to create a personalized mortgage brokerage focused on the client’s success and satisfaction. Brad understands that each mortgage is different,
  • Bridgeway Associates
  • PO Box 1094, Sausalito, CA, 94941
  • Bridgeway Associates is a independent real estate brokerage firm, practicing in the San Francisco Bay Area, with an emphasis on individual attention and personalized service. Bridgeway combines traditional business best practices with proven Internet strategies to expedite and maximize results for your real estate transactions.
  • Hamstra Mortgage Professionals Inc
  • 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383
  • Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.
  • Integrity Mortgage & Financial Services, Inc.
  • 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383
  • We'll help you plan your finances with confidence.From financial analysis & cash flow assessments to refinances & reverse mortgages,we specialize in helping you manage your finances.There's no better time than now. Take the first step on the road to a more enjoyable and debt-free life