During 2025, the USDA loan limit applicable in Fountain located within El Paso county of CO, is set at $368,000. In contrast, the FHA loan limit for a single-family home is specified as $517,500.
To assess today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you determine which option in the state of
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| Loan Type | Loan Limit | Down Payment |
| USDA | $368,000 | 0% |
| FHA | $517,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary objective of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and seamlessly. You can choose from three initiation strategies that lead to matching lenders along with suitable USDA loan programs.
A USDA home loan is one that is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and it is exclusively available in rural areas. Contrary to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, which can be greatly advantageous.
Enter your location to find out if it qualifies for USDA rural housing loan?
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