USDA VS FHA in Fountain, El Paso County, CO

During 2026, the USDA loan limit applicable in Fountain located within El Paso county of CO, is set at $368,000. In contrast, the FHA loan limit for a single-family home is specified as $517,500.

To assess today's best USDA versus FHA rates, use the Lendersa® USDA loan calculator. It helps you ascertain the necessary income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you determine which option in the state of is most suitable for your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Fountain, El Paso County, CO

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $517,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fountain, CO

The primary objective of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and seamlessly. You can choose from three initiation strategies that lead to matching lenders along with suitable USDA loan programs.

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Definition of USDA Loan in CO

A USDA home loan is one that is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, and it is exclusively available in rural areas. Contrary to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any down payment, which can be greatly advantageous.

Enter your location to find out if it qualifies for USDA rural housing loan?



Fountain Lenders

  • 5Star Bank
  • 455 W Paine St, Building 1485, Colorado Springs, CO, 80914
  • Lends in Colorado
  • 5Star Bank is more than just a bank — as a locally-owned Colorado business, 5Star Bank has a strong commitment to invest in the communities we serve. We reinvest in businesses from small to large, from financing large commercial projects to SBA loans.

    With an entrepreneurial spirit, the Bank is focused on providing banking solutions to busines

  • Next Gear Mortgage Company
  • 16840 Drennan Rd, Colorado Springs, CO, 80928
  • Lends in Colorado
  • Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders

  • SFR Inc & MasterBuilt Homes LLC
  • 2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
  • Lends in Colorado
  • We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities.
    Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.

  • Curbow Home Loans
  • 3659 Star Ranch Rd., Colorado Springs, CO, 80906
  • Lends in Colorado
  • Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual

  • Equity Edge Realty
  • 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.

  • SpotOn Financial
  • 525 North Cascade Avenue, Colorado Springs, CO, 80903
  • Lends in Colorado
  • SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals.

    We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.

  • Pikes Peak Regional Dev Corporation
  • 322 S. Cascade Avenue, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.

  • The Ivan Acosta Team
  • 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
  • Lends in Colorado
  • My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.

  • CB&T Mortgage
  • 1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
  • Lends in Colorado
  • Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.