USDA Vs. FHA your options comparison in Gunbarrel, Boulder County, CO

As of 2026, the USDA loan ceiling in Gunbarrel, within Boulder, CO, is set at $747,500, compared to the FHA limit which is $856,750 for a single-family residence.

Leverage the Lendersa® USDA loan calculator to evaluate today's USDA and FHA rates. This tool helps you ascertain the income, credit, reserves, and supporting documents required for qualification. Our advanced mortgage tool provides a comparison of USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which scheme in Alabama ideally fits your financial profile.

Examine loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Gunbarrel, Boulder, CO

Loan Type Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

Exploring USDA and FHA Loan Options in Gunbarrel, CO

The aim of Lendersa® is to effortlessly secure the best possible USDA or FHA loan for you. Choose any of our three pathways to connect with compatible lenders as well as USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is a type of mortgage guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Contrary to FHA loans that demand at least a 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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