USDA Vs. FHA Pro and Con comparison in Boulder, Boulder County, CO
In 2025, the USDA loan cap in Boulder, within the county of Boulder, CO, stands at $747,500. Meanwhile, the FHA loan limit is set at $856,750 for a single-family dwelling.
Utilize Lendersa® USDA loan calculator to assess today's leading USDA versus FHA mortgage rates, and to determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides a comparison of USDA, FHA, Conforming, and VA programs side by side, helping you identify which option in aligns best with your financial needs.
Review 2025 loan caps and down payment conditions in Boulder, Boulder, CO
Type of Loan
Maximum Loan Amount
Down Payment Requirement
USDA
$747,500
0%
FHA
$856,750
3.5%
Conventional Conforming
$856,750
3%
Exploring USDA and FHA Loan Plans in Boulder, CO
The mission of Lendersa® is to facilitate your access to an optimal USDA or FHA loan swiftly and with ease. Start by selecting one of the three approaches outlined below to connect with suitable lenders and matching USDA loan programs.
A USDA home loan is a government-secured loan offered by the Department of Agriculture, commonly referred to as a USDA rural development loan or a USDA mortgage, and is accessible only in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages have no down payment obligation.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
RHMC is one of the nation’s top customer rated mortgage lenders. Combining the expertise and comprehensive array of mortgage products offered by national banks, with a culture that prioritizes unparalleled personal service, we specialize in creating custom mortgage solutions tailored to meet the needs of each individual client.
"Syntex Mortgage will assist you with obtaining either a construction mortgage loan for your construction project or an “end” mortgage to purchase one of our homes.
We will walk you through the entire process from loan application to loan closing. Our Licensed Mortgage Specialist can customize mortgage loan products specific to your circumstance.
Eastern Mortgage Company Inc., has put over 150 years of mortgage experience to work for their clients. We take a great deal of pride in providing innovative and competitive mortgage products. Here at Eastern Mortgage we use a blend of old fashioned honest work ethic and modern technology with state of the art automated underwriting
Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.
2930 Jasper St, Suite 220, Philadelphia, PA, 19134
"Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties?
As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
Del-One Federal Credit Union is a not for profit financial institution, providing solutions needed to achieve financial security and independence. Del-One is member-owned and operated through the election of a board of directors. Members are provided with safe, convenient locations throughout Delaware to save at higher deposit rates.
The First National Bank of Elmer was established in 1903 in the town of Elmer, New Jersey. Today, we are proud to be an independent Community Bank with six offices to serve the financial needs of our customers. Our customer base is primarily in the Salem, Gloucester and Cumberland County area of Southern New Jersey.
3993 Huntingdon Pike, Huntingdon Valley, PA, 19006
Prudential Bank is a Pennsylvania chartered savings bank originally organized in 1886 as a Pennsylvania chartered mutual building and loan association. We were originally known as “The South Philadelphia Building and Loan Association No. 2”. We converted to a mutual savings bank in August 2004, to a Mutual Holding Company structure in March 2005
3103 Philmont Ave, Suite 103, Huntingdon Valley, PA, 19006
We are a private family-owned mortgage lender based out of Huntingdon Valley, PA established in 2007. Our upper management has a combined 75+ years of experience in the mortgage industry, and are always up to date on the ever-changing market. We offer FHA, Conventional, and the newest government programs available to Pennsylvania
