USDA Vs. FHA Pro and Con comparison in Superior, Boulder County, CO

For 2026, in Superior, Boulder county, CO, the USDA loan limit is $747,500, whereas the FHA limit for a single-family home is $856,750.

Try Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit, reserves, and documents needed for eligibility. An advanced calculator shows USDA, FHA, Conforming, and VA options side by side to help you identify the ideal program for your financial needs in .

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Superior, Boulder, CO

Loan Type Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

USDA and FHA Loan Choices in Superior, CO

The aim of Lendersa® is ensuring you quickly obtain the best USDA or FHA loan without unnecessary difficulties. Choose any of three starting points, which connect you with suitable lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans, requiring at least 3.5% down payment, USDA mortgages have no such down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ascend Realty and Financial Corporation
  • 957 Vernie Ct, Cupertino, CA, 95014
  • Ascend has had ONE focus in mind - our clients. We live and breathe in Silicon Valley and our team members are often former engineers themselves, so we understand and resonate with our clients and know what matters the most. From commute route, school, up size/down size at different stages for housing, to rate, term.

  • CashinaMoment
  • Skyler Lane, Phoenix, OR, 97535
  • CashinaMoment, Oregon, is a trusted and leading provider of online payday loan solutions. For years, we have been providing emergency payday loans to people from all over America. Our objective is to help all people who conventional lenders ignore. We are focused on helping people with credit problems and everyday jobs.

  • Arrivva
  • 214 Emerson St, Palo Alto, CA, 94301
  • What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.

  • Kohler Credit Union
  • 5727 Superior Avenue, Sheboygan, WI, 53083
  • At Kohler Credit Union we are dedicated to our member's financial well-being.

    Our reason for doing business is pretty simple. We are here to serve our members. We work diligently to provide the most desired financial products and services in an economical manner. We understand that as a financial cooperative

  • ZRE Funding
  • 3646 Park Ridge Drive, Richmond, CA, 94806
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Delta Bay Realty
  • 2578 Mac Arthur Avenue, San Pablo, CA, 94806
  • Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.

  • Jadestone Mortgage, Inc.
  • 3260 Blume Dr, Suite 320, Richmond, CA, 94806
  • "Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.

    Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.

  • REGIONAL federal credit union
  • 7144 Kennedy Avenue, Hammond, IN, 46323
  • REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000

  • FinAns Federal Credit Union
  • 7017 Kennedy Avenue, Hammond, IN, 46323
  • 1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.

  • Made Mortgage, Inc.
  • 1209 34th Street, Oakland, CA, 94608
  • Made Mortgage, Inc buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As experienced loan officers.

  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.