USDA and FHA Pro and Con in Superior, Boulder County, CO

For 2025, in Superior, Boulder county, CO, the USDA loan limit is $747,500, whereas the FHA limit for a single-family home is $856,750.

Try Lendersa®'s USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit, reserves, and documents needed for eligibility. An advanced calculator shows USDA, FHA, Conforming, and VA options side by side to help you identify the ideal program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Superior, Boulder, CO

Loan Type Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

USDA and FHA Loan Choices in Superior, CO

The aim of Lendersa® is ensuring you quickly obtain the best USDA or FHA loan without unnecessary difficulties. Choose any of three starting points, which connect you with suitable lenders offering USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically for rural areas. Unlike FHA loans, requiring at least 3.5% down payment, USDA mortgages have no such down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 3rd Street Financial Corp
  • 6964 Tylersville Rd, West Chester, OH, 45069
  • 3rd Street Financial is a national mortgage brokerage firm. We deal in residential mortgages & serve as a matchmaker between the home buyer and the lender. We draw from a pool of carefully selected lenders & banks to find the right match for our clients. Our clients place their confidence in our expertise & we promise that we will do everything
  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
  • D A Griffin Financial, LLC
  • 880 Alexandria Pike, Suite 203, Fort Thomas, KY, 41075
  • D A Griffin Financial, LLC. We are a full service mortgage BROKER company based in Fort Thomas, Kentucky. As a small business we are on top of every transaction at all times. We can help you realize your dream of home ownership or save you money on a refinance. Our mission is to serve our customers with honesty, integrity and competence.
  • The Casey County Bank, Inc.
  • 176 Wallace Wilkinson Boulevard, Liberty, KY, 42539
  • The Casey County Bank Inc, was granted a charter by the Kentucky Department of Banking December 19, 1939 and opened for business December 20, 1939, the bank was capitalized at $50,000.00 with a surplus of $10,000.00. The bank grew from the first day of business as it was the only bank in Liberty, the county seat.
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • Mortgage House of America LLC
  • 3530 Edwards Road, Cincinnati, OH, 45208
  • Mortgage House of America has specialized in finding a great product at a great price to suit our clients’ home purchase or refinance needs. From the ground up, we have built our business on strong foundations of honesty, integrity and communication with our clients. Most of our loan officers bring at least ten years of experience.
  • Middletown Area Schools CU
  • 1730 Central Avenue, Middletown, OH, 45044
  • Middletown Teachers Credit Union. The purpose of the credit union was to give employees of the school system and their families an efficient place to do banking. Today, only our name has changed. We are committed to providing our members with efficient, quality service. We are a small credit union, and we like it that way.
  • Citizens Commerce
  • PO Box 1028, Versailles, KY, 40383
  • Citizens Commerce Bank in 1996. We expanded into Franklin County in 2007, Jessamine County in 2009 and Fayette County in 2018. As we have grown, we always remember one of our greatest strengths is our ability to do business with people we know and to make decisions locally. We believe in giving back to the communities we serve through sponsorships.
  • Cinfed Credit Union
  • 4801 Kennedy Avenue, Cincinnati, OH, 45209
  • Our family approach to business is built on a foundation of personal service, trusted care, and the belief that our bottom line succeeds only when you do. Our full range of comprehensive programs gives you the most options, with the best rates, to take your dreams of today and turn them into the realities of tomorrow.
  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • We are a small company that takes pride in having a vested personal interest in your financial success. We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer. While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player