USDA VS FHA in Louisville, Boulder County, CO

In 2026, the USDA loan limit for Louisville in Boulder county of CO stands at $747,500. Meanwhile, the FHA limit for a single-family home is $856,750.

Use the Lendersa® USDA loan calculator to contrast today's premier USDA and FHA rates. You can determine the income, credit score, reserves, and documents necessary for eligibility. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loans side by side for easy comparison, aiding in identifying the best choice for your financial situation, such as in .

Compare loan offers from 100 lenders

Comprehensive Loan Limits and Downpayment Requirements for 2026 in Louisville, Boulder County, CO

Loan Type Loan Limit Down Payment
USDA $747,500 0%
FHA $856,750 3.5%
Conventional Conforming $856,750 3%

Diverse USDA and FHA Loan Opportunities in Louisville, CO

Lendersa® aims to connect you with the best USDA or FHA loan options swiftly and without complication. Choose from three starting strategies, each leading to matched lenders and USDA loan programs tailored to meet your needs.

Overview of Lendersa USDA loan request and matchmaking results

Exploring USDA Loans in CO

A USDA home loan, underwritten by the U.S. Department of Agriculture, commonly called a USDA rural development loan or USDA mortgage, is intended for rural regions. Unlike FHA loans needing at least a 3.5% down payment, the USDA loan requires none, offering more financial flexibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



Louisville Lenders

  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Lends in Colorado
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.

    ICF’s management team has been involved in the real estate investment

  • Colorado Mortgage Group
  • 357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027
  • Lends in Colorado
  • Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.

  • Apple Street Mortgage Corp
  • 737 Apple Court, Louisville, CO, 80027
  • Lends in Colorado
  • Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range

  • Premier Members Credit Union
  • 5505 Arapahoe Avenue, Boulder, CO, 80303
  • Lends in Colorado
  • Premier Members Credit Union (PMCU) is a not-for-profit, eco-conscious financial institution dedicated to providing financial solutions to individuals and businesses in Boulder, Co. and the Denver Metro area, all the way down to Pueblo. With more than 70, 000 members, $1 billion in assets, 14 full-service retail branch locations

  • Brenckman Funding LLC
  • 4450 Arapahoe Avenue, Suite 100, Boulder, CO, 80303
  • Lends in Colorado
  • Brenckman Funding committed to take the mystery out of the loan mortgage and refinancing process. Most competitive mortgage rates available we fully understand your mortgage needs. Allow us to custom tailor a mortgage loan package that makes sense to you, we pride ourselves on great mortgage interest rates.

  • 1st Nations Mortgage
  • 281 Ponderosa Drive, Boulder, CO, 80303
  • Lends in Colorado
  • We are a full service mortgage company with many Licensed Mortgage Professionals operating in Virginia and Colorado. We are known for our low rates and our easy loan process. Let our experts take you on an easy journey through the process. 1st Nations specializes in easy and simple. We find the best lender offering the lowest rate

  • Aloha Capital
  • 3601 Arapahoe Ave Building D, Unit 178A, Boulder, CO, 80303
  • Lends in Colorado
  • Aloha Capital offers fast, flexible and reliable financing at competitive rates to help you leverage your experience and take advantage of real estate investment opportunities. No matter if you are focused on Fix & Flips, Buy & Holds (BRRRR strategy), or Turnkey Investments, we understand your business and are here to help you succeed and grow.

  • Orion Mortgage Inc
  • 10560 Wadsworth Boulevard, Broomfield, CO, 80021
  • Lends in Colorado
  • Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans

  • Sigma Mortgage Corporation
  • 390 Interlocken Crescent, Suite 350, Centennial, CO, 80021
  • Lends in Colorado
  • SigmaPro is a leading provider of business transformation (turnaround) consulting services. With decades of experience in strategy, performance assessment, performance improvement, Lean, Lean Six Sigma, Design for Six Sigma (DFSS), operations excellence, business model validation, revenue and margin optimization.