USDA VS FHA in Air-Force-Academy, El Paso County, CO

In 2026, the USDA loan threshold for Air-Force-Academy, situated within El Paso County, CO, is $314,600, whereas for a single-family home, the FHA limit stands at $393,300.

Utilize the Lendersa® USDA loan calculator to assess the premier USDA versus FHA rates today. This tool aids in determining the needed income, credit rating, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in Alabama for your financial situation.

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2026 Loan Limits and Down Payment Needs in Air-Force-Academy, El Paso, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in Air-Force-Academy, CO

Lendersa® is dedicated to securing the best USDA or FHA loan for you efficiently and with ease. Select one of three starting pathways leading to matching lenders and USDA loan programs.

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Insights into USDA Loans in CO

A USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan, available solely in rural locales. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none, offering a more accessible option for rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Surety Home Loans LLC
  • 9249 S Broadway, Highlands Ranch, CO, 80129
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. It's your loan...your way! Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage365 Lending LLC
  • 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129
  • Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
  • Vertex Financial Group Inc
  • 640 Plaza Drive, Suite 120, Littleton, CO, 80129
  • our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
  • Approved By Charles
  • 98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
  • In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
  • Metrum Community Credit Union
  • 6980 S Holly Circle, Centennial, CO, 80112
  • At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
  • SIGMA REAL ESTATE CORPORATION
  • 9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
  • Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
  • Go West Lending Ltd.
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • Go West Lending Ltd. is dedicated to financial dignity and inclusion. We equip borrowers and realtors with the financial tools and education to secure a better future—coaching them through their mortgage needs and aspirations, and facilitating their journey to financial independence. This position will provide strategic and operational.
  • Home Loans Today
  • 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.
  • Carizmic Home Loans - Westminster
  • 12200 E Briarwood Ave, Suite 170, Centennial, CO, 80112
  • Our name, Carizmic (Ka-RIZ-Mik), was created with one very specific thing in mind: family. Our founder, Carlos Ruiz, values the importance of family and wanted it to be woven into his company. With that in mind, he was able to come up what became our company name; "Car" for Carlos, "iz" for his daughter Izzy, and "mic" for his wife Michele.