USDA VS FHA in Air-Force-Academy, El Paso County, CO

In 2025, the USDA loan threshold for Air-Force-Academy, situated within El Paso County, CO, is $314,600, whereas for a single-family home, the FHA limit stands at $393,300.

Utilize the Lendersa® USDA loan calculator to assess the premier USDA versus FHA rates today. This tool aids in determining the needed income, credit rating, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in Alabama for your financial situation.

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2025 Loan Limits and Down Payment Needs in Air-Force-Academy, El Paso, CO

Loan Type Loan Limit Down Payment
USDA $314,600 0%
FHA $393,300 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Alternatives in Air-Force-Academy, CO

Lendersa® is dedicated to securing the best USDA or FHA loan for you efficiently and with ease. Select one of three starting pathways leading to matching lenders and USDA loan programs.

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Insights into USDA Loans in CO

A USDA home loan, endorsed by the U.S. Department of Agriculture, is commonly known as a USDA rural development loan, available solely in rural locales. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none, offering a more accessible option for rural homebuyers.

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  • RE Financial Services Inc
  • 677 N. Washington Boulevard, Sarasota, FL, 34236
  • I am a former Realtor, and started my mortgage career in 1982 as a bank loan officer, then transitioned to the Mortgage Broker profession to assist more borrowers with a wider variety of products and more competitive rates. I entered wholesale lending, as an account executive, traveling the west coast of Florida, calling on Banks and Brokers,
  • Kroboth & Helm Mortgage Company Inc
  • 1444 First Street, Suite A, Sarasota, FL, 34236
  • We have over a dozen wholesale lenders we do business with and they all specialize in different types of loans. Some require little money down on a purchase, others offer incredible rates to highly-qualified borrowers, and a few will even allow us to refinance someone up to 200% loan to value, sometimes more
  • NFM Lending
  • 1500 State Street, Suite 203, Sarasota, FL, 34236
  • NFM Lending was founded in historic Baltimore, Maryland, in 1998 by David Silverman and his wife, Sandy. We have since grown from a local brokerage firm to a multi-state Lender with offices throughout the United States. At NFM Lending, we operate on 4 core values: service, innovation, teamwork, and excellence.
  • Windom Mortgage
  • 677 N. Washington Blvd, Sarasota, FL, 34236
  • Windom Mortgage Services, Inc., NMLS # 376916 / 206986, is a licensed mortgage brokerage business originating loans throughout the state of Florida. Specialties: Conventional Purchases, Refinances, VA, FHA, USDA, Reverse Mortgages, Foreign Nationals and Construction Perm. Primary residences, 2nd homes, Investment Property.
  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Gateway Bank of Florida
  • 1950 West International Speedway Boulevard, Daytona Beach, FL, 32114
  • We provide our clients with outstanding financial products and solutions in a community bank environment. We are local, knowledgeable bankers whose primary goal is to serve our clients with the best service available in our community. We have a passion to be your banker. Our strategy is designed towards getting better each day.
  • Financial Educators Federal Credit Union
  • 1200 West International Speedway Blvd, Building 300, Room 122, Daytona Beach, FL, 32114
  • In July 1969, Roy F. Bergengren, a grandson of the founder of the credit union movement in the United States, along with nine other college employees, met to start the Daytona Beach Junior College (DBJC) Federal Credit Union to represent an oasis of service and value for individuals looking for more from their financial institution.
  • Money Federal Credit Union
  • 100 Madison Street, Syracuse, NY, 13202
  • Mutual of New York Life Insurance Company (MONY) employees founded Money Federal Credit Union in 1976. Credit unions were built on the philosophy of “people helping people.” Money FCU takes that mission statement to the core of how we run our business. It’s about people, community, and sharing resources