In the year 2026, the USDA loan limit applicable in Johnstown, which is part of Weld county, CO, is determined to be $434,700. Meanwhile, the FHA limit for a single-family home is set at $555,450.
Make use of the Lendersa® USDA loan calculator to comprehensively compare the best available USDA and FHA rates today. By doing so, you can identify the needed income, credit score, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, facilitating a thorough evaluation to determine which program may be the most advantageous for your specific financial situation, particularly in regions like .
Comprehensive Review of 2026 Loan Limits and Downpayment Requirements in Johnstown, County of Weld, CO
Loan Type
Loan Limit
Required Down Payment
USDA
$434,700
0%
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Opportunities in Johnstown, CO
The primary objective of Lendersa® is to secure the most favorable USDA or FHA loans with efficiency and ease. Choose your path from three distinct starting points designed to connect you to matching lenders and USDA loan programs tailored to your needs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage. This type of financing is exclusively available in rural neighborhoods. Whereas FHA loans necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment, significantly enhancing affordability for qualified applicants.
New Jersey Latvian Federal Credit Union has been open since 1971. The credit union has assets totaling $8.72 Million and provides banking services to more than 200 members. The credit union is a fraternal credit union. Membership is also open to immediate family of current members.
AFS provides professional financial services for small and mid-size businesses throughout the US by advising, educating and introducing accounts receivable, small business loans and many other financing programs . Our team of talented business growth experts are here to help your business get the financial stability it needs
First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education
Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times
Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,
Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
The First National Bank of Absecon combines old neighborhood values with proven technology offerings to provide customers with reliable services. Our strength is providing core-banking services in a very personal, stress free and ethical manner along with maintaining a complete understanding of the ever-changing markets, which we serve.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to find and provide the right home loan for our clients while providing them with the lowest combination of interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Dennis Viera mortgage broker, solely with the best interest of my clients in mind. With strong working relationships with over 20 lenders and a great network of realtors, I continue to find the perfect fit for my buyers while maintaining a fast and efficient process, but more importantly, keeping an absolute focus on the expectations
