USDA Vs. FHA Pro and Con comparison in Johnstown, Weld County, CO
In 2024, USDA loan limit in Johnstown, county of Weld, CO is $434,700 while FHA limit is $555,450 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2024 loan limits and downpayment requirments in Johnstown, county of Weld, CO
Loan Type
Loan Limit
Down payment
USDA
$434,700
0%
FHA
$555,450
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Johnstown, CO
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
Our bank is locally owned and operated by folks with deep roots in the communities we serve. Our daily commitment is to meet the unique needs of our neighbors, guided by the traditional values we all share After all, loan decisions should be based on you and not a complex risk formula from an out-of-state headquarters.
In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
PIONEER COMMUNITY FEDERAL CREDIT UNION is a not-for-profit financial cooperative owned by its members.
Credit Unions were founded on the idea that through a cooperative financial effort individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to it’s members
It is the mission of Delta County Federal Credit Union to offer products and services which meet the financial needs of our present and future members. DCFCU will strive to ensure long-term financial stability by providing products and services in a manner consistent with high standards of quality, at the fairest price.
Since its inception in 1958, Wyo Central Federal Credit Union has been serving its members in the Casper, Wyoming area with exceptional financial products. Wyo Central FCU has grown its membership to over 3, 400 with assets of more than $29 million. They have 13 full time employees with 2 branch offices.
Jonah Bank of Wyoming was established in 2006 by a group of folks that live and work in Wyoming and care about Wyoming. Our mission, Building a Better Wyoming, is accomplished through our support of Wyoming small businesses and their employees. We still believe in old fashioned quality banking where your banker is your neighbor, friend
Wyoming Capital Access provides guidance and access to government-related loan programs, as alternative business financing options, for Wyoming lenders and Wyoming small businesses. Wyoming's leading provider of SBA 504 Loans & SBA Wyoming Lender of the Year for three years in a row has begun operating under the new name of Wyoming Capital Access.
We are proud of our experience in almost every area of real estate, including residential, commercial, investment, rural and agricultural properties, as well as development and real estate finance. Also, we now offer property management! Our agents have a thorough understanding of all properties on the market.
