USDA VS FHA in Johnstown, Weld County, CO

In the year 2025, the USDA loan limit applicable in Johnstown, which is part of Weld county, CO, is determined to be $434,700. Meanwhile, the FHA limit for a single-family home is set at $555,450.

Make use of the Lendersa® USDA loan calculator to comprehensively compare the best available USDA and FHA rates today. By doing so, you can identify the needed income, credit score, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side-by-side, facilitating a thorough evaluation to determine which program may be the most advantageous for your specific financial situation, particularly in regions like .

Assess loan offers from numerous lenders in a network of 100

Comprehensive Review of 2025 Loan Limits and Downpayment Requirements in Johnstown, County of Weld, CO

Loan Type Loan Limit Required Down Payment
USDA $434,700 0%
FHA $555,450 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Johnstown, CO

The primary objective of Lendersa® is to secure the most favorable USDA or FHA loans with efficiency and ease. Choose your path from three distinct starting points designed to connect you to matching lenders and USDA loan programs tailored to your needs.

Illustration of Lendersa USDA loan requests and the results

Understanding USDA Loans in CO

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is often known as a USDA rural development loan or USDA mortgage. This type of financing is exclusively available in rural neighborhoods. Whereas FHA loans necessitate a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment, significantly enhancing affordability for qualified applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Houston Home Flips
  • 913 Walnut Pointe, League City, TX, 77573
  • Loan Ranger Capital is one of the few locally owned and operated direct hard money lenders in Texas and know the local real estate markets intimately. Houston Home Flips is here to meet all of your private lending needs. From fix and flips to ground up construction, we have loan for you. As a leader in Texas hard money loans, we’re confident in
  • whitsell mortgage
  • 2205 Riviera Dr, League City, TX, 77573
  • With a long history of brokering residential & commercial loans Dave Whitsell brings the experience & honesty that you want & need to make your loans flow smoothly. He has built a reputation of knowing how to get the deals done when others have had problems. So when you are ready to be treated as a client for life not a customer for now call Dave.
  • LUV Mortgage LLC
  • 2600 South Shore Blvd, Suite 300−79, League City, TX, 77573
  • Our loan programs include FHA, VA, USDA, FNMA, FHLMC, Jumbo, HECM, Self Employed, Investment and many more. I'll help you find the best program for you and your families needs. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it
  • American Homestar Mortgage LLC
  • 2450 South Shore Blvd, Suite 301, League City, TX, 77573
  • American Homestar Mortgage is a proud member of the American Homestar Corporation, celebrating 50 years in business. We are committed to providing you the best-in-class service from the initial application all the way to closing day! Our dedicated team is here to help you every step of the way.
  • AMOCO Federal Credit Union
  • 1692 E. League City Pkwy, League City, TX, 77573
  • More than a financial institution, AMOCO Federal Credit Union offers financial products and services paired with expert advice to help our members make the right financial decisions. We have over 215 valued employees who are dedicated to serving the financial needs of our members, which is what we’re all about.
  • Helping Heroes Buy Homes LLC
  • 2213 Dove Haven Lane, League City, TX, 77573
  • Helping Heroes Buy Homes has many programs to help parties within Real Estate Investment. Vast program diversification for all types of clients for approval of financing. Every client has different needs and may not qualify for all programs. Check with your loan consultant about your options.
  • AMTEX LOAN, LLC
  • 241 Farnworth Ln, League City, TX, 77573
  • Dan Garza, Sr. Mortgage Banker at Amtex Loan. We are a full-service mortgage company doing business throughout Texas. We specialize in Home Acquisition & Finance and are proud to say we do it quite well. We serve all of Texas cities and counties. Whether you are buying a home or refinancing we can help you realize your dream of home ownership
  • BAYMONT MORTGAGE LLC
  • 238 S. Egret Bay Blvd, Suite 234, League City, TX, 77573
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Baymont Mortgage
  • 238 S. Egret Bay Blvd., Suite 234, League City, TX, 77573
  • Baymont Mortgage are a full-service mortgage company based in League City, Texas. We specialize in FHA, First Time Buyer Home Loans, Conventional, and VA Loans. We also serve the surrounding cities in Galveston County and greater Houston area. Whether you are buying a home or refinancing.