USDA Vs. FHA Pro and Con comparison in Rifle, Garfield County, CO

For 2025, the USDA loan limit in Rifle, located in the county of Garfield, CO, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's favorable USDA and FHA rates. Identify requirements for income, credit, reserves, and documentation. Our sophisticated mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.

Explore loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Rifle, Garfield, CO

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $948,750 3%

Exploring USDA and FHA Loan Options in Rifle, CO

The objective of Lendersa® is to provide you with the optimal USDA or FHA loan quickly and effortlessly. Start with any of three pathways that pair you with applicable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and it's available exclusively for rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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