For 2025, the USDA loan cap in Rocky-Ford, located in Otero, CO, is $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to juxtapose today's USDA and FHA top rates. Determine the needed income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options, assisting in choosing the best program for your financial needs in .
Explore 2025 Loan Limits and Downpayment Details in Rocky-Ford, Otero, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Choices in Rocky-Ford, CO
Lendersa® aims to quickly match you with the best USDA or FHA loan without complications. Start with one of three paths leading to matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. It contrasts with FHA loans, which need at least a 3.5% down payment, as USDA loans require no down payment.
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700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
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