USDA Loan Vs. FHA loan for Rocky-Ford, CO [Otero County ]

In 2025, USDA loan limit in Rocky-Ford, county of Otero, CO is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Rocky-Ford, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(651) 426-3773 Lender's profile and map Reviews Cities Credit Union 3625 Talmage Circle, Suite 102, Vadnais Heights, MN, 55110 Cities Credit Union is a full-service financial institution based in Vadnais Heights, Minnesota serving the communities of Vadnais Heights, White Bear Lake, White Bear Township and Gem Lake. We offer all products and services that the big banks do--checking, savings, loans, mortgages, full-service teller counter--but we pride ourselves.
(309) 342-1775 Lender's profile and map Reviews Galesburg Burlington Credit Union 476 E South Street, Galesburg, IL, 61401 Galesburg Burlington Credit Union does not provide, and is not responsible for, the product, service, or overall website content available at a third-party site. Galesburg Burlington Credit Union neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.
(309) 343-1777 Lender's profile and map Reviews Gale Credit Union 631 North Henderson Street, Galesburg, IL, 61401 Gale Credit Union was chartered in 1947 to serve employees of Gale Products, a division of OutBoard Marine Corporation. The credit union served only Gale (OMC) employees and employee families until 1983. In 1983, Gale Credit Union merged with the Knox County, City of Galesburg Credit Union,
(309) 342-8161 Lender's profile and map Reviews Tompkins State Bank 1380 N. Henderson St, Galesburg, IL, 61401 Tompkins State Bank is a community bank with offices in Avon IL, Abingdon IL, Knoxville IL, and Galesburg IL. Since 1884, TSB has been providing banking services and has continued to grow over the last 125 years. At Tompkins State Bank, we are your friends and neighbors. We are A Real Community Bank.
(309) 343-7141 Lender's profile and map Reviews F&M Bank Illinois 21 E. Main St, Galesburg, IL, 61401 The charter for The Farmers and Mechanics Bank was granted on March 31, 1869. Chauncey Colton founded F&M Bank, was its largest stockholder, and served as its first president. He and his associates chose a name that related directly to the real builders of the town, those hardworking farmers and the shoemakers
(563) 324-1556 Lender's profile and map Reviews Neighborhood Housing Services of Davenport Iowa, Inc. 710 Charlotte St, Davenport, IA, 52803 Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
(800) 543-9098 Lender's profile and map Reviews TrinityMortgage 2929 Allen Parkway, Suite 200, Houston, TX, 77019 Trinity Financial Enterprises, LLC was established November of 2011, a time when the economy was still recovering from the financial crisis of 2008. We found a way to continue doing business even when being in the mortgage industry was looked down upon because of our predecessors. We did this by showing our clients that we put them first.
(281) 639-8879 Lender's profile and map Reviews Turn-Key Mortgage Inc 8218 Summer Breeze Lane, Rosenberg, TX, 77469 As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.
(832) 525-0186 Lender's profile and map Reviews TOP CHOICE LENDING, LLC 11224 Southwest Fwy, Suite 100, Houston, TX, 77031 Our goal at Top Choice Lending is to provide clients with an exceptional customer experience & access to a variety of lenders. We offer a variety of loans including: Conventional, FHA, VA, USDA, Refinances, commercial mortgages, business lines of credit, working capital, hard money (bridge) loans, and SBA loans.
(713) 674-5778 Lender's profile and map Reviews United Community Credit Union 13700 E Sam Houston Parkway N, Houston, TX, 77044 United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans