USDA Vs. FHA your options comparison in La-Junta, Otero County, CO
In 2025, the USDA loan limit in La-Junta, situated in Otero county, CO, is $285,000. In contrast, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare the top current rates of USDA against FHA loans. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in La-Junta, Otero, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Junta, CO
The objective of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you without any hassle. Choose one of the three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan is officially backed by the Department of Agriculture and is specifically available for rural locations. Often referred to as a USDA rural development loan or USDA mortgage, it requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
Northern Interstate Bank, N.A. is focused on making local decisions with the best interest of our communities and customers in mind.
Northern Interstate Bank, N.A. has 8 branch offices and 13 ATM locations to conveniently satisfy your banking needs. Below is the contact information and hours of operation for each office.
At Mortgage Professionals Group, we strive to define ourselves by our client’s expectations. We believe they need to begin high. From your initial contact through to a satisfied close, we believe you need to experience an extraordinary combination of choice, speed, price and service.
The mission of SESLOC Federal Credit Union is to be the financial institution and employer of choice in our community Ten San Luis Obispo residents gathered in 1942 to discuss forming a credit union. They wanted to provide a way for people of ordinary means to borrow at reasonable interest rates under thoroughly honest and fair conditions
Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invest
9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.
Our mission, as a boutique mortgage broker, is to provide you with a concierge level of serivce and to serve you with honesty, integrity and decades of expertise. Our goal is to provide you a home loan while helping you get the lowest interest rates and closing costs possible and do it by making the process as easy as possible.
140 Diamond Creek Place, Suite 140, Roseville, CA, 95747
"We’re mortgage experts so you don’t have to be.
We don’t overwhelm our clients with paperwork. We overwhelm them with service.
We measure our success by how you measure our service.
We believe in doing a good job – – – even when no one is looking.
We go to work, so you can go home."
Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
