In 2026, the USDA loan limit in La-Junta, situated in Otero county, CO, is $285,000. In contrast, the FHA limit for a single-family home is set at $356,362.
Utilize the Lendersa® USDA loan calculator to assess and compare the top current rates of USDA against FHA loans. This tool assists in determining the necessary income, credit score, reserves, and documents needed to qualify. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in La-Junta, Otero, CO
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in La-Junta, CO
The objective of Lendersa® is to swiftly and easily secure the best USDA or FHA loan for you without any hassle. Choose one of the three initial paths that lead to matching lenders and USDA loan programs.
A USDA home loan is officially backed by the Department of Agriculture and is specifically available for rural locations. Often referred to as a USDA rural development loan or USDA mortgage, it requires no down payment, unlike FHA loans, which require at least a 3.5% down payment.
Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise in the loan approved closing process
Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.
5440 N. Cumberland Avenue, Suite A-102, Chicago, IL, 60656
Destiny Mortgage Group is a full service wholesale mortgage brokerage company, with several offices located across the country, and with loan originating licenses in Illinois, Maryland, Virginia, Florida, Pennsylvania, Delaware, and Washington D.C. Our main objective is to help borrowers obtain residential real estate mortgage financing.
Federal Commercial Funding’s multifamily and commercial lending division offers nationwide lending and has consistently earned a reputation as a company that delivers. Our lending programs cover loans for multifamily, retail, office, industrial and Bridge Loans for all asset types.
16055 Ventura Boulevard, Suite 465, Encino, CA, 91436
"Elite Equity is the Premier Real Estate & Mortgage Company in Southern California. Founded in 2005, the Company was always focused on offering their clients a One-Stop Real Estate & Finance Solution. As a Boutique Brokerage By Design, we specialize in representing our Clients with First Class Service on both sides of the transaction.
16300 Ventura Blvd, Suite 100, Sherman Oaks, CA, 91436
Land Brothers Mortgage & Realty All our loan officers take very seriously the fact that purchasing a home or an investment property is likely the largest purchase you will ever make. Something this important shouldn’t be left to chance. If you are looking to purchase a new home or refinance an existing one.
At Homes and Homes corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
