USDA Vs. FHA your options comparison in Las-Animas, Bent County, CO

In 2026, the USDA loan limit in Las-Animas, Bent county, CO, is $285,000, while the FHA cap for a single-family home is $356,362.

Use Lendersa® USDA loan calculator to compare top USDA and FHA rates today. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Las-Animas, Bent, CO

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Alternatives in Las-Animas, CO

Lendersa® aims to secure the best USDA or FHA loan for you quickly, with no hassle. Choose one of three options that match you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CO?

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available exclusively in rural neighborhoods. It differs from FHA loans, which require a minimum 3.5% down payment, as USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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