USDA Loan Vs. FHA loan for Lamar, CO [Prowers County ]

In 2026, the USDA loan limit in Lamar, located in the county of Prowers, CO, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates. Use it to ascertain the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision about the best program in for your financial situation.

Exploring USDA and FHA Loan Options in Lamar, CO

Lendersa® aims to efficiently provide the best possible USDA or FHA loan options without hassle. Choose from three starting paths to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CO

A USDA home loan is a government-backed mortgage through the Department of Agriculture, known as a USDA rural development loan, and it's available in rural areas only. While FHA loans require at least a 3.5% down payment, USDA loans need no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(310) 926-0844 Lender's profile and map Reviews Supreme Mortgage Group 6080 Center Drive, Los Angeles, CA, 90045 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(877) 611-6226 Lender's profile and map Reviews My Reverse Options 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045 My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
(877) 224-3664 Lender's profile and map Reviews Innovative Lending Group 6080 Center Drive, Suite 620, Los Angeles, CA, 90045 Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
(310) 665-8688 Lender's profile and map Reviews Alston & Associates Mortgage Company 6820 La Tijera Boulevard, Suite 113, Los Angeles, CA, 90045 At Alston & Associates Mortgage Company, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(310) 598-3147 Lender's profile and map Reviews Matrix West Mortgage 5999 Center Drive, Suite 100, Los Angeles, CA, 90045 Matrix West Mortgage is a full service lender offering various loan products and solutions for our clients throughout California. We have been providing superior service to clients while always work diligently to ensure that each client gets the loan that accomplished their goal and best matches their needs.
(310) 968-3654 Lender's profile and map Reviews The West Coast Investment Group 7367 Coastal View Drive, Los Angeles, CA, 90045 Coast to Coast Mortgage Financial is to facilitate the growth of a distinctive and exceptional organization. Coast to Coast Mortgage Financial transcends the traditional mortgage and real estate broker with its highly selective employee recruiting and intensive training programs. This community of individuals dedicates.
(310) 641-6700 Lender's profile and map Reviews Pointe of View International Inc. 6820 La Tijera Boulevard, Suite 117, Los Angeles, CA, 90045 At Pointe of View International, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(310) 880-6651 Lender's profile and map Reviews Golden Key Home Loans 6080 Center Drive, 6th Floor, Los Angeles, CA, 90045 I am a Mortgage Broker and the owner of Golden Key Home Loans. I have over 30 years of experience in the lending industry and I love what I do. I am passionate about helping people and seeing first hand the joy, happiness, and smiles on my client’s faces when they are handed the keys to their new homes.
(213) 481-6267 Lender's profile and map Reviews Cressida Capital 8939 S. Sepulveda Blvd, Suite 102, Los Angeles, CA, 90045 Cressida Capital was formed with one mission in mind to provide every client with highly personalized guidance tailored solutions and the most efficient service in the industry. And to do so with integrity first and foremost. Our team shares more then two decades of experience in direct real estate lending having closed over $500 million in loans.
(502) 216-2276 Lender's profile and map Reviews L3 Home Lending 12700 Townepark Way, Suite 317, Louisville, KY, 40243 L3 Home Lending Provide your Realtor with the specifics of what you are looking for and then enjoy the hunt! Once you find what you are looking for, you and your licensed Realtor will put together a formal contract to the Seller and provide Earnest Money and We have access to financing options for just about any situation. From first-time buyers.