USDA Vs. FHA Pro and Con comparison in Lamar, Prowers County, CO
In 2025, the USDA loan limit in Lamar, located in the county of Prowers, CO, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates. Use it to ascertain the income, credit, reserves, and documentation required to qualify. With our sophisticated mortgage calculator, you can view the USDA, FHA, Conforming, and VA options side by side, assisting you in making an informed decision about the best program in for your financial situation.
2025 Loan Limits and Down Payment Details in Lamar, Prowers, CO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lamar, CO
Lendersa® aims to efficiently provide the best possible USDA or FHA loan options without hassle. Choose from three starting paths to find matching lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, known as a USDA rural development loan, and it's available in rural areas only. While FHA loans require at least a 3.5% down payment, USDA loans need no down payment.
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