USDA and FHA Pro and Con in Steamboat-Springs, Routt County, CO
In 2025, the USDA loan limit for Steamboat-Springs, located in Routt county, CO, is set at $542,800. For a single-family home, the FHA limit is $678,500.
Leverage the Lendersa® USDA loan calculator to evaluate and contrast today’s best rates between USDA and FHA offerings. This tool helps determine the necessary income, credit, reserves, and paperwork needed for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in deciding which option in is best suited for your individual financial situation.
Loan Limits and Downpayment Requirements for 2025 in Steamboat-Springs, County of Routt, CO
Loan Type
Loan Limit
Down Payment
USDA
$542,800
0%
FHA
$678,500
3.5%
Conventional Conforming
$678,500
3%
Exploring USDA and FHA Loan Options in Steamboat-Springs, CO
The goal of Lendersa® is to connect you swiftly and easily with the most suitable USDA or FHA loans available. Choose one of three pathways to engage with matching lenders and relevant USDA loan programs.
A USDA home loan is a financial product that is guaranteed by the U.S. Department of Agriculture. It is also known as a USDA rural development loan or USDA mortgage, intended solely for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA loan program does not require any down payment, thereby enhancing accessibility for prospective homebuyers.
1081 North University Boulevard, Suite C, Middletown, OH, 45042
ACF Home Loans, a professional mortgage company specializing in residential mortgages.ACF Home Loans, we will find a loan that fits each borrower.Unlike big banks that have order takers helping you with your loan, we have highly skilled & trained loan consultants.Our consultants know what it takes to get through underwriting quickly & efficiently.
The Henry County Bank is more than the buildings that you see here and in the community. We are your neighbors, your friends, and advisors to all of your financial needs. You can rely on us for the service that you have come to expect at The Henry County Bank - and may have missed at other banks and institutions.
Home Savings Bank is located on Elm Street in Ludlow, KY just minutes from downtown Cincinnati. We specialize in real estate lending and offer many deposit solutions. Home Savings Bank, FSB is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Cove Federal Credit Union was originally chartered as SEMC Federal Credit Union in 1970. It was started by a small group of employees of St. Elizabeth Hospital in Covington, Kentucky. In 1978, St. Elizabeth’s South Unit was built in Edgewood, Kentucky & the hospital became St. Elizabeth Medical Center.As the South Unit grew, so did the credit union
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
Cincinnati Ohio Police Federal Credit Union is a not-for-profit, full-service financial institution serving Police Officers, Firefighters, Public School and Government employees. COPFCU was started on June 27, 1935 during the Great Depression to serve Cincinnati Police Officers and their families.
26 West Martin Luther King Drive, Suite G4, Cincinnati, OH, 45220
As a member of the Cincinnati Interagency FCU, you share in the ownership of a full service financial institution – and being an owner makes a difference. The Cincinnati Interagency Federal Credit Union is a not-for-profit organization which, through member involvement, education, and sound financial management provides personal, convenient.
TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families.
8050 Crowder Blvd, Suite A, New Orleans, LA, 70127
At Bourgeois & Associates Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Cincinnati HealthCare Associates Federal Credit Union
2139 Auburn Avenue, Level A, Cincinnati, OH, 45219
Cincinnati Healthcare Associates Federal Credit Union has been open since 1973. The credit union has assets totaling $23.49 Million and provides banking services to more than 4, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.
