USDA Vs. FHA Pro and Con comparison in Silverthorne, Summit County, CO

In 2024, USDA loan limit in Silverthorne, county of Summit, CO is $740,600 while FHA limit is $953,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Silverthorne, county of Summit, CO

Loan Type Loan Limit Down payment
USDA $740,600 0%
FHA $953,350 3.5%
Conventional Conforming $953,350 3%

USDA and FHA loan options in Silverthorne, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Animas Credit Union
  • 2101 E 20th Street, Farmington, NM, 87401
  • Animas Credit Union, is a not-for-profit, member-owned financial institution serving the Farmington, Bloomfield, and Four Corners areas. The Credit Union was chartered in 1956 by El Paso Natural Gas employees and their families. In 1960, the Credit Union changed its name to Animas Credit Union.
  • Four Corners Community Bank
  • 500 West Main Street, Farmington, NM, 87401
  • Four Corners Community Bank (FCCB) serves San Juan County in New Mexico, and Montezuma and La Plata counties in Colorado. Since 2000, the bank has focused on providing safe, sound, and local services within each community it is located. Each of its seven locations is a full-service financial institution, offering complete personal
  • Frontier Bank
  • 808 Main Street, Springfield, CO, 81073
  • Frontier Bank is a full-service bank providing services in Lamar, Burlington, Springfield, Pueblo, Pueblo West, Alamosa, and Walsh and also through the internet at this site. We have many demand deposit products to help fill your needs. We have full-service loan departments for commercial, agriculture, consumer,
  • Peoples Credit Union
  • 125 Main Street, Springfield, CO, 81073
  • Peoples Credit Union began on October 22nd, 1956 when the frustration of many of the area's local farmers and ranchers of Baca County, Colorado was increasingly mounting due to the inability of the local financial institutions, of that time period, struggled to fully service the financial needs of southeastern Colorado's farm and ranch communities.
  • Adams Bank & Trust
  • 315 N Spruce St, Ogallala, NE, 69153
  • Adams Bank & Trust is a growing commercial bank in Nebraska, Colorado and Kansas that is committed to promoting local economic growth through business, agricultural and consumer lending. Founded in 1916, the bank remains locally owned and privately held, and has grown to well over a billion dollars in assets.
  • Chadron Federal Credit Union
  • 126 East 3rd Street, Chadron, NE, 69337
  • The Chadron Federal Credit Union is a family financial institution established to provide member services in a format conducive to the credit union philosophy of "people helping people help themselves." Services offered will be member oriented within the realms of maintaining financial soundness.
  • VNBNM
  • 322 North Riverside Drive, Espanola, NM, 87532
  • At VNBNM we will help you understand what the banks are telling you. Learn how different types of loans and investments work so that you can make an informed decision when you need a loan or when you got some extra money to invest. Never assume that the bank clerk or financial advisor have your best interest in mind when they are advising you.
  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."