USDA VS FHA in Silverthorne, Summit County, CO

In 2025, USDA loan limit in Silverthorne, county of Summit, CO is $740,600 while FHA limit is $953,350 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Silverthorne, county of Summit, CO

Loan Type Loan Limit Down payment
USDA $740,600 0%
FHA $953,350 3.5%
Conventional Conforming $953,350 3%

USDA and FHA loan options in Silverthorne, CO

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Colorado?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Virginia Wholesale Mortgage Incorporated
  • 249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
  • Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
  • Bay Mortgage, LLC
  • 600 Virginia Beach, Virginia Beach, VA, 23462
  • We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
  • Home Free Mortgage
  • 249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
  • Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • PROCESS MORTGAGE, LLC
  • 249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
  • The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
  • Keegan Mortgage Corporation
  • 1504 Walnut Avenue, Oreland, PA, 19075
  • Our team of mortgage professionals is committed to finding you the best mortgage deal possible, while providing trusted counsel, advice and support at every step along the way.As our past customers can attest, we do not rest until we’ve helped make their dreams a reality and same customers have turned to us time.
  • Charlotte State Bank & Trust
  • 1100 Tamiami Trail, Port Charlotte, FL, 33953
  • Established in 1987 and known as the “Hometown Bank, ” Charlotte State Bank & Trust serves the financial needs of customers throughout Southwest Florida, including full-service offices in Punta Gorda, Charlotte Harbor, Port Charlotte and North Port; Loan Production Offices in Collier
  • BayPort Lending LLC
  • 750 Tamiami Trail, Unit 2, Port Charlotte, FL, 33953
  • BayPort Lending has a team of loan agents with experience and knowledge to guide you through the home buying process. We are local, based in Port Charlotte, Florida and serve the Southwest Florida region.Our team can get you pre-qualified to get a new home or refinance a home.We guide you through the entire process, helping you get the lowest rate.
  • Morningstar Mortgage
  • 474 N Tamiami Trail, Suite 3, Port Charlotte, FL, 33953
  • Morningstar Mortgage has been doing mortgages in Florida for 10 years. We provide the lowest rate on USDA 100% loan ,FHA Loans and Conventional home mortgages CLOSED IN 10 DAYS! Morningstar Mortgage Specialties in USDA, FHA home loans, mortgages, Home Financing , Homepath, fixed rate loans
  • Hertford Savings Bank, SSB
  • 121 N Church St., Hertford, NC, 27944
  • Since 1923, Hertford Savings Bank, SSB has been serving the financial needs for the counties of Perquimans, Chowan, Pasquotank and Gates. We provide the personalized attention that our customers deserve. The bank’s decisions are made locally and we strive to develop strong relationships with our customers and local community.