USDA VS FHA in Silverthorne, Summit County, CO

In the year 2025, the USDA loan limit for Silverthorne, which falls under Summit county in CO, is set at $740,600. Meanwhile, for a single-family home, the FHA limit is established at $953,350.

Take advantage of the Lendersa® USDA loan calculator to systematically compare today's best USDA and FHA rates. This valuable tool assists you in determining the income level, credit score, financial reserves, and necessary documentation required to qualify. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating an informed decision about which program may be most beneficial for your particular financial circumstances, especially in regions like .

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Examination of 2025 Loan Limits and Downpayment Requirements in Silverthorne, County of Summit, CO

Loan Type Loan Limit Down Payment
USDA $740,600 0%
FHA $953,350 3.5%
Conventional Conforming $953,350 3%

Exploration of USDA and FHA Loan Pathways in Silverthorne, CO

The purpose of Lendersa® is to facilitate access to the optimal USDA or FHA loans efficiently and troubleshoot-free. Choose from three starting paths, each leading to matching lenders and relevant USDA loan programs tailored to your specific needs.

Illustration of Lendersa USDA loan requests and results

Overview of USDA Loans in CO

Characterized as a USDA home loan, this financial product is guaranteed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or mortgage. Available strictly in rural communities, this differs from FHA loans, which mandate a minimum down payment of 3.5%. USDA mortgage loans require no down payment, greatly enhancing accessibility and making homeownership more achievable for eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
  • Southern Illinois Bank
  • 1012 W Broadway Blvd, Johnston City, IL, 62951
  • Southern Illinois Bank offers a comprehensive line of banking products with superior customer service. These products and services are offered through experienced, conscientious and conservative bank personnel who know their customer, their families and their needs. This kind of familiarity instills an extreme sense of customer loyalty.
  • Al Martinez Mortgage Broker, Huntley
  • 10417 Dawson St, Huntley, IL, 60142
  • I’m Al Martinez. I’d like to help you qualify for an affordable mortgage to purchase or refinance your home. My career in mortgage lending began in 2002 (I swear, the housing crash is not my fault). Since the sub-prime mortgage meltdown began in 2007, 70% of the people in our industry left the business.
  • Texas Bay Credit Union
  • 12611 Fuqua Street, Houston, TX, 77034
  • Texas Bay Credit Union was established on May 12, 1936, with the sole purpose of providing the resources needed for members to be in the best financial standing possible. We are here to make sure the road to your dreams is smooth and easily traveled. From wherever you are in that journey now, we provide a clear path to your financial dreams.
  • Texan Bank, National Association
  • 12941 Gulf Freeway, Suite 100, Houston, TX, 77034
  • Texan Bank originally received its Federal Thrift Bank Charter as the Sugar Land, Texas, based “Bank of Fort Bend” in December 2007. The bank was purchased on March 30, 2011, by its current owner, Friendswood Capital Corporation, an investor-owned Bank Holding Company. The bank was renamed “Texan Bank” in July 2011
  • Davis Penn Mortgage Co
  • 12650 N. Featherwood Dr, Suite 120, Houston, TX, 77034
  • Since 1974, Davis-Penn Mortgage Co. has dedicated its resources to providing developers and owners the expertise to obtain construction and permanent financing through the FHA/HUD programs. We are a privately held, full-service, direct lender of HUD multifamily loans and healthcare facilities. As a GNMA approved issuer and servicer.
  • Choice Home Loans LLC
  • 12727 Featherwood Dr, Suite 286, Houston, TX, 77034
  • Clear Choice Home Loans LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time,
  • DAR Mortgage Corp
  • 730 FM 1959 Road, Suite 200, Houston, TX, 77034
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Catalyst Funding, LLC
  • 11550 Fuqua St, Suite 210, Houston, TX, 77034
  • Real estate investing requires attention to detail while maintaining a fast-paced mentality.At Catalyst Funding,we not only fulfill your hard money lending needs,but we also provide unrivaled guidance & knowledge throughout the real estate investment journey.Building long-lasting,mutually-beneficial relationships is what sets us apart from the pack