In the year 2026, the USDA loan threshold in Craig, located in Moffat County, CO, is $336,500. In comparison, the FHA limit for a single-family dwelling stands at $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's premium USDA versus FHA interest rates, and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to provide you with the most favorable USDA or FHA loan promptly and without complexity. Choose from three initial pathways that lead to finding matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage, provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
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