USDA Vs. FHA Pro and Con comparison in Craig, Moffat County, CO

In the year 2025, the USDA loan threshold in Craig, located in Moffat County, CO, is $336,500. In comparison, the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® USDA loan calculator to contrast today's premium USDA versus FHA interest rates, and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs in , aiding you to select the most suitable option for your specific financial circumstances.

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Loan Constraints and Down Payment Requirements for 2025 in Craig, Moffat County, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Craig, CO

Lendersa® aims to provide you with the most favorable USDA or FHA loan promptly and without complexity. Choose from three initial pathways that lead to finding matching lenders and USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan is a government-backed mortgage, provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Birmingham City Credit Union
  • 708 N 17th Street, Birmingham, AL, 35203
  • In 1956, a group of Birmingham city employees recognized the city’s dedicated workers needed affordable, reliable financial services. On the eighth floor of City Hall, they founded what is now known as Birmingham City Credit Union. Like all credit unions, Birmingham City Credit Union is owned by its members, and every member has equal voting power.
  • APCO Employees Credit Union
  • 750 17th Street North, Birmingham, AL, 35203
  • APCO Employees Credit Union is a not for profit, full service financial institution. The Credit Union was formed in 1953 for the purpose of promoting thrift and providing a source of low cost credit for its members. APCO is member owned and operated and its only reason for existence is to help its members do better financially.
  • Regions Bank
  • 1900 5th Ave N, Birmingham, AL, 35203
  • Regions Financial Corporation (NYSE:RF), with $144 billion in assets, is a member of the S&P 500 Index and is one of the nation’s largest full-service providers of consumer and commercial banking, wealth management, and mortgage products and services. Regions serves customers across the South, Midwest and Texas.
  • United Mortgage Group
  • 2321 1st Ave North, Birmingham, AL, 35203
  • We are a full-service mortgage company based in Birmingham, Alabama providing industry best solutions in residential purchase, refinance, renovation, and construction loans. Our product offering complements customers throughout Alabama, Florida, and Texas including Conventional, VA, FHA, USDA, and Jumbo loans.
  • America's First Federal Credit Union
  • 1200 4th Ave N, Birmingham, AL, 35203
  • America's First is a full-service financial institution with over $1.5 billion in assets and 19 branch locations across the Birmingham-Metro and Mobile, Alabama areas. As one of the strongest credit unions in the United States, we are committed to providing the most cost effective and convenient financial services for our members.
  • Student Loan Crisis Center
  • 243 Regency Cir, Suite 2, Lexington, KY, 40503
  • The Student Loan Crisis Center was formed by a group of lawyers and accountants with family members experiencing student loan debt problems. Their family was confused with the complexity of student loans, anxious about repayment and depressed by the effect of those loans on their future. This website was created to relieve that anxiety with honest
  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking
  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th
  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.
  • Huron National Bank
  • 200 East Erie, Rogers City, MI, 49779
  • Huron National Bancorp, Inc, a bank holding company, provides a broad range of banking services to businesses and individuals in the Presque Isle County area. Its sole subsidiary, Huron State Bank, was founded on May 12, 1980. HNB is independently owned and is managed by experienced professionals with strong ties to the area.
  • Calcite Credit Union
  • 478 N. Third St., Rogers City, MI, 49779
  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.