USDA Vs. FHA Pro and Con comparison in Craig, Moffat County, CO

In the year 2025, the USDA loan threshold in Craig, located in Moffat County, CO, is $336,500. In comparison, the FHA limit for a single-family dwelling stands at $472,030.

Employ the Lendersa® USDA loan calculator to contrast today's premium USDA versus FHA interest rates, and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs in , aiding you to select the most suitable option for your specific financial circumstances.

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Loan Constraints and Down Payment Requirements for 2025 in Craig, Moffat County, CO

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Opportunities in Craig, CO

Lendersa® aims to provide you with the most favorable USDA or FHA loan promptly and without complexity. Choose from three initial pathways that lead to finding matching lenders and USDA loan programs.

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Understanding USDA Loans in CO

A USDA home loan is a government-backed mortgage, provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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