USDA Vs. FHA Pro and Con comparison in Craig, Moffat County, CO
In the year 2026, the USDA loan threshold in Craig, located in Moffat County, CO, is $336,500. In comparison, the FHA limit for a single-family dwelling stands at $472,030.
Employ the Lendersa® USDA loan calculator to contrast today's premium USDA versus FHA interest rates, and ascertain the income, credit, reserves, and documentation required for eligibility. Our sophisticated mortgage calculator presents a comparison of USDA, FHA, Conforming, and VA programs in , aiding you to select the most suitable option for your specific financial circumstances.
Loan Constraints and Down Payment Requirements for 2026 in Craig, Moffat County, CO
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Opportunities in Craig, CO
Lendersa® aims to provide you with the most favorable USDA or FHA loan promptly and without complexity. Choose from three initial pathways that lead to finding matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage, provided by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. These loans are exclusively available in rural communities. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment whatsoever.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
635 Casllisto Drive, Suite 103, Loveland, CO, 80537
The LoanFIT Team is a group of professionals with one goal in mind: to assist you in securing the ideal loan for your new home purchase, investment property purchase, or refinance. Learn exactly what you can expect when working with the LoanFIT Team from others' experiences below.
Our mortgage experts give you the individual attention you deserve - our priority is you. Mortgages Plus is trusted by clients and Colorado’s real estate professionals offering Lending at Its Best: | commitment to excellence | competitive rates | integrity | knowledge | exceptional service | loans that fit your lifestyle and financial goals |
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a
"Kevin Teel - Mortgage Advisor. My overall goal is to make people more powerful than they were before we met.If we can do that through a mortgage, great; if it is Credit Repair, fantastic; if it's only Education, that’s wonderful. It's all about Benefit.
Received the Longmont, Colorado FIVE STAR MORTGAGE PROFESSIONAL AWARD"
Honest. Dependable. Local. These are just a few words that describe Home Loan Mortgage. We are a family owned Mortgage Broker that strives to make mortgages understandable and pain free. We handle the processing of our own loans, so you'll work with the same person from application to closing.
2919 West 17th Avenue, Suite 115, Longmont, CO, 80503
At 1st Colorado Mortgage Solutions, Inc. it is our mission to carefully guide you through the entire home loan process, so you feel confident as you make choices about your financial strategy. Our experts take the often-confusing mortgage process and give you the clarity and understanding to get the right mortgage for your financial needs.
Family Mortgage provides residential mortgages for families and individuals looking to find their dream home or looking to refinance their existing mortgage. Whether you are a first time home buyer, an investor, or someone looking to sell your existing home and move up, we have the right mortgage loan for your needs.
M² Home Loans is the best choice because we always call our clients back in a timely manner and fight for the best deal for them. I opened my business to better serve our clients through a more personalized approach to the industry. Most importantly, we DO NOT take no for an answer from the underwriters without putting up the best possible fight
A&D Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans for our trusted clients while providing the lowest interest rates and closing costs possible. Furthermore, we pledge to help our borrowers overcome any roadblocks that may arise while securing their loan.
